--> --> How To Pay Bills With A Credit Card (And Maximize Your Rewards) | creditcardGenius --> --> -->   App Exclusive: $175 GeniusCash on a travel card with up to 100K bonus points! Download Now × 5 Hello! Sign In $150 Cash Back Compare Credit Cards Compare Credit Cards Compare Credit Cards Find Your Credit Card Quick Compare Top Credit Card Deals No Fee First Year Free Credit Card Quiz By Type Rewards Low Interest Balance Transfer Business Student Prepaid By Rewards Cash Back Travel Air Miles Aeroplan Store Grocery Reviews American Express Cobalt: Award-Winning. Limit-Pushing. Unmatched. BMO Ascend World Elite: Travel Rewards Reach New High American Express Gold Rewards: Your Ticket to Luxury TD® Aeroplan® Visa Infinite: Your Best Card for Air Canada Perks MBNA Rewards World Elite: Canada's Best Kept Secret BMO AIR MILES®† Mastercard: Groceries today. Getaways tomorrow. GeniusCash credit cards = more cash in your pocket! 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If you’re someone who diligently makes their credit card payment every month, it just makes sense to pay your bills by card whenever possible. Not only does it automate payments so you don’t have to worry about missing due dates, but you could earn valuable rewards with the right rewards credit card . This assumes you’re using a credit card that has a great earn rate, reasonable annual fee, or both. If you’re unsure which credit card to use, we’ll walk you through the best cards to use on your recurring payments and discuss the pros and cons, so you can decide if this is the best budget strategy for you. In this article Should you do it? Pros and cons Which bills? Best cards for bills FAQ Never miss an amazing deal again + get our bonus 250+ page eBook for FREE . Join 50,000 other Canadians who receive our weekly newsletter – learn more . Should you pay bills with a credit card? If you’re someone who diligently pays off their credit card every month, you should seriously consider paying your bills by credit card–- especially if you have a card with great rewards. We want to emphasize: this strategy only works if you have financial discipline. Not only do you have to pay off your card regularly, but you also have to keep track of all the bills you’ve charged to the card. If you tend to carry a balance on your credit card every month, you should probably stick to paying your bills by bank transfer or using your debit card. Pros and cons of paying bills with credit cards Getting rewarded for your bill payments comes with some great benefits: Earn rewards for paying your bills. If your card gives you rewards, be it cash back or travel points , that’s reason enough to pay bills with a credit card. Some credit cards give you up to 4% back on your payments and you might even get boosted rates for recurring bills, which can add up quickly. Ensure your payments are made on-time. If you pre-authorize these monthly bill payments, you’ll see them automatically charged to your card before the due date and avoid late fees. You can typically set up automatic payments for recurring bills of the same amount, like a Netflix subscription, or a variable amount, like your home electricity bill. Track your expenses more easily. If you’re paying most of your bills via credit card, you’ll be able to see the amounts at a glance. This can streamline your finances so it’s easier and faster to study your money-spending habits. It might feel great to pay bills with a credit card and earn rewards, but there are things to keep in mind before you switch your bill payments: You might be charged fees. Some credit cards treat paying bills as cash advances so it’s important to read the fine print and avoid hidden credit card fees . Don’t forget to check the bill itself to see if the company charges a fee for paying with a credit card – it might be listed as a convenience fee of around 3%. You’ll have to update the card in each billing account. If there’s a disruption to your credit card, like it’s expiring and the issuer sends you a new one, you’ll have to update the payment information for every recurring bill you charge to it. You might balloon your credit card debt and pay more in interest. You should only charge as much as you know you can pay off. Otherwise, you’ll be charged interest, which could negate any credit card rewards you earn. Your credit score could take a hit. If you miss payments or your debt-to-income ratio climbs, your credit score could drop; What bills can you charge to a credit card? There are certain bills that can’t be paid with a credit card in Canada, but the number of bills you can pre-authorize is definitely growing. Streaming services. It’s very easy to sign up for streaming services and forget that you have them! Make a point of seeing which streaming services you’ve got every month or two, so you’re not paying for services you no longer want. Subscriptions and membership fees . Digital or not, you can typically charge subscriptions and memberships to your card – things like your gym membership, food delivery boxes, gaming subscriptions can all earn you rewards. Insurance. Most insurance companies allow you to preauthorize your payments on a credit card. Be sure to update your card info when needed so that you don’t miss one of these important payments and see your coverage lapse. Utilities . Even though your bills for water, electricity, and gas might vary from month to month, you can typically preauthorize the bill payments through your provider’s website. Note that just because you can pay your bills with a credit card doesn’t mean you should . You need to do the research on your specific card and make sure that these bills won’t be treated as cash advances by your issuer, that the company won't add charges for making payments with a credit card, and that you'll actually earn rewards on them. Boost recurring bill rewards with the right credit card There are certain cards that will earn you extra rewards on recurring bills – just make sure your bills are recurring (meaning they happen on a weekly, monthly, or yearly basis), as that’s a common guideline for earning rewards. Here are some of the best credit cards in Canada for paying your bills. Category Credit card Rewards Annual fee Best premium cash back card BMO CashBack World Elite Mastercard * 5% cash back on groceries, up to $500 in monthly spend * 4% cash back on transit, up to $300 in monthly spend * 3% cash back on gas, up to $300 in monthly spend * 2% cash back on recurring bills, up to $500 in monthly spend * 1% cash back on all other purchases $120 Best no fee cash back card Tangerine Money-Back World Mastercard * 2% cash back on purchases in up to 3 Money-Back Categories * 0.5% cash back on all other purchases 0 Best cash back credit card Scotia Momentum Visa Infinite Card * 4% cash back on groceries and recurring bill payments * 2% cash back on gas and transit * 1% cash back on all other purchases $120 Best cash back card with a high earn rate on all purchases SimplyCash Preferred Card from American Express * 4% cash back on gas and groceries * 2% cash back on all other purchases $119.88 Best card to pay for streaming services Scotiabank Gold American Express Card * 6 Scene+ points per $1 spent at Sobeys, Safeway, FreshCo and more * 5 Scene+ points per $1 spent on groceries, dining, and entertainment * 3 Scene+ points per $1 spent on gas, select streaming services, and transit * 1 Scene+ point per $1 spent on foreign currency purchases * 1 Scene+ point per $1 spent on all other purchases $120 Best premium cash back credit card BMO CashBack ® World Elite ® * Mastercard ® * 4.6 Genius Rating 2.8 (53) User reviews $150 GeniusCash + Exclusive: Up to $480 bonus cash back + First year fee waived. * Annual fee $120.00 $0 1st year waived Welcome bonus $480 ◊ Learn more Annual rewards $492 ◊ GC Ends: Dec 31, 2025 GC: $150 I Want This Deal Learn More Instant approval: Yes Credit estimate: BMO CashBack ® World Elite ® * Mastercard ® * GC: $150 4.6 Genius Rating 2.8 (53) User reviews $150 GeniusCash + Exclusive: Up to $480 bonus cash back + First year fee waived. * Annual fee $120.00 $0 1st year waived Welcome bonus $480 ◊ Learn more Annual rewards $492 ◊ GC Ends: Dec 31, 2025 Credit estimate:  (560 - 659) I Want This Deal Learn More Instant approval: Yes Rewards Details & Eligibility Genius Rating User Reviews Pros & Cons Show More Rewards Details & Eligibility Genius Rating User Reviews Pros & Cons The BMO CashBack ® World Elite ® * Mastercard ® * offers bonus rewards on recurring bills: 2% cash back on up to $300 spent per month . And while capped, it's a reasonable cap for many. Plus, it's got a variety of other earn rates on everyday purchases – 5% back on groceries, anyone? Your other purchases earn anywhere from 1% to 5% and you’ll get a welcome bonus of up to $480 cash back in the first 12 months. While this card isn’t incredible for your bills specifically, it’s a well-rounded card with lots of perks. Pros: Welcome bonus of up to $480 cash back in the first 12 months World Elite Mastercard perks 13 types of insurance included Roadside assistance included $120 annual fee waived for the first year Up to 7 cents per litre off at Shell Cons: Low monthly spend caps on bonus categories Income requirements of $80,000 personal or $150,000 household Best no fee cash back credit card Tangerine ® Money-Back World Mastercard ® * 4.4 Genius Rating 3.3 (23) User reviews $120 GeniusCash + $120 bonus cash back * + No annual fee. * Annual fee $0.00 Learn more Welcome bonus $120 ◊ Learn more Annual rewards $273 ◊ GC Ends: Dec 14, 2025 GC: $120 I Want This Deal Learn More Instant approval: Yes Credit estimate: Tangerine ® Money-Back World Mastercard ® * GC: $120 4.4 Genius Rating 3.3 (23) User reviews $120 GeniusCash + $120 bonus cash back * + No annual fee. * Annual fee $0.00 Learn more Welcome bonus $120 ◊ Learn more Annual rewards $273 ◊ GC Ends: Dec 14, 2025 Credit estimate:  (660 - 724) I Want This Deal Learn More Instant approval: Yes Rewards Details & Eligibility Genius Rating User Reviews Pros & Cons Show More Rewards Details & Eligibility Genius Rating User Reviews Pros & Cons The Tangerine ® Money-Back World Mastercard ® * rewards you by letting you choose up to 3 categories to earn 2% cash back in – and recurring bills is one of your options. With no annual fee, the rewards go straight into your pocket. Pros: earn $120 bonus cash back when you spend $1,500 in the first 3 months 1.95% interest on balance transfers for 6 months Mobile device insurance No annual fee Cons : Only earns 0.5% cash back on non-category purchases Income requirements of $60,000 personal or $100,000 household Best cash back credit card Scotia Momentum ® Visa Infinite * Card 4.4 Genius Rating 3.2 (77) User reviews $20 GeniusCash + 10% cash back on purchases for 3 months + 4% cash back on groceries. * Annual fee $120.00 $0 1st year waived Welcome bonus $159 ◊ 10% cash back Annual rewards $498 ◊ GC Ends: Dec 31, 2025 GC: $20 I Want This Deal Learn More Instant approval: Yes Credit estimate: Scotia Momentum ® Visa Infinite * Card GC: $20 4.4 Genius Rating 3.2 (77) User reviews $20 GeniusCash + 10% cash back on purchases for 3 months + 4% cash back on groceries. * Annual fee $120.00 $0 1st year waived Welcome bonus $159 ◊ 10% cash back Annual rewards $498 ◊ GC Ends: Dec 31, 2025 Credit estimate:  (725 - 759) I Want This Deal Learn More Instant approval: Yes Rewards Details & Eligibility Genius Rating User Reviews Pros & Cons Show More Rewards Details & Eligibility Genius Rating User Reviews Pros & Cons The Scotia Momentum ® Visa Infinite * Card offers solid rewards and is one of the best cards for monthly bills due to its outstanding recurring bills cash back incentive. You’ll get 4% cash back on recurring bills and grocery purchases. You'll still earn 2% cash back on gas and daily transit purchases, plus 1% cash back on everything else. Pros: 10% cash back for the first 3 months, up to $2,000 in spend Up to 4% cash back on purchases 11 types of insurance included $120 annual fee waived for the first year Cons: Income requirements of $60,000 personal or $100,000 household Rewards only paid out once per year as a statement credit Best cash back card with a high earn rate on all purchases SimplyCash ® Preferred Card from American Express 4.4 Genius Rating 3.8 (24) User reviews Up to 10% cash back + A minimum of 2% back on purchases. * Annual fee See rates Learn more Welcome bonus $199 ◊ 10% cash back + $50 Annual rewards $612 ◊ Learn more Apply Now Learn More Instant approval: Yes Credit estimate: SimplyCash ® Preferred Card from American Express 4.4 Genius Rating 3.8 (24) User reviews Up to 10% cash back + A minimum of 2% back on purchases. * Annual fee See rates Learn more Welcome bonus $199 ◊ 10% cash back + $50 Annual rewards $612 ◊ Learn more Credit estimate:  (725 - 759) Apply Now Learn More Instant approval: Yes Rewards Details & Eligibility Genius Rating User Reviews Pros & Cons Show More Rewards Details & Eligibility Genius Rating User Reviews Pros & Cons If you’re looking for an Amex option, the SimplyCash ® Preferred Card from American Express is another strong contender in the cash back segment. You'll earn 2% cash back on all purchases , including recurring bill payments, with a boosted rate of 4% on gas and groceries. Pros: 10% cash back for the first 3 months, up to $2,000 in spend. Plus, earn $50 when you make a purchase on month 13 10 types of insurance included Amex benefits like Offers and Front Of The Line No income requirements Cons: Lower acceptance as an American Express Cash back only paid out once per year Best card to pay for streaming services Scotiabank Gold American Express ® Card 4.7 Genius Rating 3.2 (60) User reviews ×1 Award winner $100 GeniusCash + Up to 50,000 bonus points + No foreign exchange fees. * Annual fee $120.00 $0 1st year waived Welcome bonus $500 ◊ 50,000 Scene+ points Annual rewards $588 ◊ GC Ends: Dec 31, 2025 GC: $100 I Want This Deal Learn More Instant approval: Yes Credit estimate: Scotiabank Gold American Express ® Card GC: $100 4.7 Genius Rating 3.2 (60) User reviews 1x Award winner $100 GeniusCash + Up to 50,000 bonus points + No foreign exchange fees. * Annual fee $120.00 $0 1st year waived Welcome bonus $500 ◊ 50,000 Scene+ points Annual rewards $588 ◊ GC Ends: Dec 31, 2025 Credit estimate:  (660 - 724) I Want This Deal Learn More Instant approval: Yes Rewards Details & Eligibility Genius Rating User Reviews Pros & Cons Show More Rewards Details & Eligibility Genius Rating User Reviews Pros & Cons If you subscribe to a variety of streaming services, the Scotiabank Gold American Express ® Card is a good card to consider for paying those monthly subscriptions. While the card doesn’t earn bonus rewards on recurring bills, it does have a boosted earn rate of 3 Scene+ points per $1 spent on select streaming services (plus gas and transit). Pros: Welcome bonus of up to 50,000 Scene+ points Up to 6 points per $1 spent on select purchases 4 ways to redeem points for high value 12 types of insurance No foreign exchange fees Cons: Lower acceptance as an American Express Annual fee of $120 Earn more cash back with the GeniusCash app If you want to make the most of your money, the GeniusCash app has your back. Connect your cards and you’ll get rewards-maximizing recommendations to help you use the right credit card for things like groceries, gas, travel, and (of course) recurring bills. GeniusCash will analyze your spending and tell you which one is best. You’ll also get access to big GeniusCash Offers on top financial products and services, plus limited-time welcome bonuses and exclusive deals you won’t find anywhere else. FAQ How do I pay my regular bills with a credit card? If you want to pay bills with a credit card, log into the account you’d like to pay and head to the billing screen. Instead of making a payment with your banking information, enter your credit card details and submit your payment. You can also sign up for automatic payments for most recurring charges. Is it smart to pay bills with a credit card? If you always pay off your credit card balance, paying your bills by card is an easy way to earn rewards on money you’re already spending. Plus, paying by card can make it easier to track your expenses since all payments are run through the same credit card account. Can I pay rent with a credit card? Some landlords may allow you to pay your rent by card but check that they don’t charge a convenience or processing fee. Sometimes it’s a flat amount, but it could be a percentage of your rent, in which case, the fee would probably offset any potential rewards earnings. Can I pay my mortgage with a credit card? In general, traditional mortgage lenders don’t accept credit card payments. While there are possible workarounds (like paying through a third-party service), you’ll typically find that the fees are too high to make sense. creditcardGenius is the only tool that compares 126+ features of 227 Canadian credit cards using math-based ratings and rankings that respond to your needs, instantly. Take our quiz and see which of Canada's 227 cards is for you. Did you find this article helpful? Yes No Editorial Disclaimer : The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 227 Canadian credit cards. Hot Credit Card Deals This Month Hot Credit Card Deals This Month: Get even more cash back with exclusive offers only available on the GeniusCash app Explore bigger GeniusCash offers that you won't find anywhere else. Connect your credit cards and unlock bonus cash on your spending that you won't get anywhere else. Explore customized recommendations to help you find the best products to level up your rewards. Be the first to know about new, limited-time GeniusCash offers so that you never miss a deal. Refer your friends and family to earn bonus levels and extra cash back. Up to 90,000 100,000 bonus points + 4 free lounge passes per year + $125 GeniusCash Earn up to 5x the points on purchases. 90,000 100,000 point welcome bonus worth up to $670. Includes a Mastercard Travel Pass membership with 4 free passes.. Annual fee of $150, which is waived for the first year. $125 GeniusCash on approval ‒ offer ends Dec 31, 2025. * Earn up to 165,000 bonus points + First year annual fee rebate + $20 GeniusCash Earn up 165,000 TD Rewards points as a welcome bonus. Earn 8 points per $1 spent on travel through Expedia For TD. Earn 6 points per $1 spent on groceries and restaurants. Annual $100 travel credit for use at Expedia For TD. $20 GeniusCash on approval ‒ offer ends Nov 30, 2025. * 0% interest for 12 months with Canada's #1 balance transfer promotion + $20 GeniusCash Best balance transfer rate in Canada. You can get a 0% promotional balance transfer rate for 12 months to help you pay off pre-existing credit card debt. Permanent low interest rates of 12.99% on purchases and 17.99% on balance transfers (24.99% on cash advances). No annual fee. $20 GeniusCash on approval ‒ offer ends Nov 30, 2025. * $20 GeniusCash on approval ‒ offer ends Nov 30, 2025. * Bonus : Finally earn rewards on your biggest expense by paying for your rent and other bills with Chexy. Related Posts Best Credit Cards For Streaming Services In Canada Chexy Review – How To Earn Rewards By Paying Rent With A Credit Card How To Pay Bills With A Credit Card (And Maximize Your Rewards) Should You Pay Income Tax With A Credit Card? Comments Leave a comment Required fields are marked with *. Your email address will not be published. Post Comment Showing 17 comments Jamie March 10, 2024 I used your credit card comparison tool and I put just bills on the category spending and it's showing as MBNA WE Mastercard as the best credit card to use on bills. Does this mean that this need updating or am I mistaken? Reply Senri November 10, 2022 Hi, can I pay utility bills using CC? I recently got the Cobalt and working towards the promo of 52k points total. Hydro, Water has a surcharge of 1.75% when using the Cobalt. Is this still worth it or am losing money? Reply Yulia November 14, 2022 Hey Senri, This isn't specific to the Cobalt card, many utility companies add a surcharge for paying the bill using any credit card. So if you want to earn more points, it is up to you to decide whether you are willing to pay these fees. Reply Tyler G April 30, 2022 On the westjet Mastercard with RBC it says bill payments have to be pre-authorized with the merchant to count towards earning for the sign up bonus, any idea if I could use a payment app like Plastiq to get around this and not have to pre authorize the bills with this specific card? Reply creditcardGenius Team May 5, 2022 Hey Tyler, While you could use an app like Plastiq, you'll have to pay their service fees which significantly cuts into how much in terms of rewards you'll gain (Or it may even cost more than you'll gain). It's definitely cheaper to set up pre-authorized payments with a merchant. Reply Hank Hoeksema December 16, 2021 Hydro One (Ontario) will charge a fee for paying with a CC. The workaround? Use your CTC Triangle Mastercard via CTC BanK. You'll collect CTC money and pay when you get your next CC billing. Payments can't be scheduled; you have to log into CTC Bank each time. Nice little perk for minimal effort. Reply rIO October 2, 2021 Scotia Momentum Visa Infinite Card Cash Advance Fees on Reccuring Bills is $3.50! Many Bills is not considering as Reccuring , therefore you can not to add it to get Cashback 2% (not 4% as in the article). Examples are Hydro, Cellular Providers (2!). Proven on 2021 October. Reply creditcardGenius Team October 6, 2021 Hello, I personally pay many bills with my Momentum Visa Infinite, such as my cell phone and internet bills, and earn 4% cash back with no additional fees. Hydro is often different depending on where you live. In a lot of places, using your credit card to pay your bill may incur extra charges – which may be what you're seeing. It's important to double check the fine print for any extra fees like that. Reply Dian Khan March 10, 2021 does cashback cover Netflix. Reply creditcardGenius Team March 16, 2021 Hey Dian, Yes, Netflix (and other streaming services) count as recurring bills. Reply Peter January 11, 2020 Hello, none of the mentioned cards allow to pay Enbridge gass bill or ENERSOURCE HYDRO MSSISSAUGA without incurring additional fees. To my knowledge only Canadian Tire Triangle rewards credit card allows these bill payments to be made without any additional fees and to earn rewards at the same time. Why was this card not part of the bill payment list? Perhaps you’ll find another card that has free bill payment feature? Reply creditcardGenius Team January 14, 2020 Hello Peter, The goal of this article was to highlight cards that offer great rewards on recurring bills you can pay with a credit card. You are correct in that Canadian Tire cards let you pay any bills, including basic utilities (which generally can't be paid using credit cards) through their own system. However, for any bill that can be charged directly to a credit card, the other ones on our list would be better. That being said, if you're looking to pay utilities, the Canadian Tire card is a great choice and will even let you earn a bit of rewards. Thanks for your comment! Reply Lem February 17, 2024 Goal is to promote CC offers that pay CCG pay the most. Nothing to do with which credit card is best for the client. Having said that MBNA world Elite master card and Scotiabank Momentum Visa Infinite earns the highest points or cash back of any cards in Canada for re-occurring bill payments such as pre-auth payments. I can confirm from my experience Scotiabank Momentum Visa infinite pays 4% cashback on all pre-auth payments: Netflix Disney plus Crave Bell Canada Sunlife insurance CAA auto insurance City of Toronto Property taxes(4%- 2.5% fees = 1.5% net earn) I do not have MBNA but my friend use it for all of her monthly payments which earns 5% points. Reply Yulia February 20, 2024 Hello Lem, Our credit card rankings are based on a comprehensive algorithm that takes into account over 126 features of each card in our database. If you want, you can read more about our methodology and our disclosure . Hope this helps clear things up! Reply Ken May 28, 2020 Are there any other credit cards that operate like Triangle (Canadian Tire) and allow you to pay Enbridge Gas, Property Taxes, Energy bills without penalty??? Just received a notice in mail that Triangle are dropping their reward rate to 0.5%. loved paying my property taxes and getting rewarded Reply Dave January 14, 2021 How do you set this up? Is it from the CT side? I don't think I've ever seen an option to pay via CC from the utility side. tx. Reply creditcardGenius Team May 29, 2020 At this time, Canadian Tire Triangle Mastercards are the only credit cards we know of that allow direct bill payments. If if the earn rate is getting lowered, it's still better than collecting no rewards for these payments. 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"Annual Rewards" is calculated by combining our default $2,000 in monthly spending ($24,000 annually) spread across 8 different spending categories (gas, groceries, travel, etc) with our point value estimates. "Welcome Bonus" is calculated by combining all one-time bonuses available to new cardholders within the first year with our point value estimates. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. "Annual Interest Savings" is based on a credit card balance of $8,000 and a standard credit card interest rate of 19.99%. Annual Rewards, Welcome Bonus, and Annual Interest Savings values will change if the person adjusts their monthly spending away from the $2,000 monthly default or changes their reward preferences. *, † Terms and conditions apply. Your feedback matters What do you think of creditcardGenius? Needs work It's ok It's great! Disclosure creditcardGenius receives a referral fee for some credit cards listed; however, our comprehensive and math-based algorithm solely dictates the results of our rating system. Our ratings and rankings are strictly independent of compensation. Read our detailed disclosure about how CCG makes money. Never miss a deal Unlock VIP-access to exclusive GeniusCash deals, credit card offers, and the biggest money news. Bonus : Get our 250+ page money-saving eBook for free. We promise to keep your email safe. We hate spam too. Unlock my deals Glad we could help you choose the right credit card for you. Never Miss A Deal Want to get hot credit card news and offers directly to your inbox? Bonus : Get our free 250+ page eBook that will save you $1000s per year Keep Me Updated No thanks, I don’t want credit card deals. Glad we could help you choose the right credit card for you. Before you continue your application ... Never Miss A Deal Want to get hot credit card news and offers directly to your inbox? Bonus : Get our free 250+ page eBook that will save you $1000s per year Keep Me Updated No thanks, I don’t want credit card deals. Latest Updates $175 GeniusCash + 0.5% extra cash back Up to 100,000 welcome bonus points 4 free lounge passes worth up to $200 First-year annual fee waived * What is Flexiti? Do You Lose Your Points If You Cancel Your Credit Card? $1,000 Christmas Giveaway Canada 2025 $100 GeniusCash + Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card . *