Showing 509 articles in the ‘Credit Cards 101’ category

BMO eclipse Visa Infinite vs. Amex Cobalt

BMO eclipse Visa Infinite vs. Amex Cobalt

by Team Genius | Jan 3, 2025

The BMO eclipse Visa Infinite may have better perks, benefits, and insurance, but the American Express Cobalt card has vastly superior rewards.

BMO eclipse Visa Infinite Privilege vs. Amex Platinum

BMO eclipse Visa Infinite Privilege vs. Amex Platinum

by Team Genius | Jan 3, 2025

The legendary American Express Platinum Card outclasses the BMO eclipse Visa Infinite Privilege in benefits, rewards, and welcome bonuses.

The Ins and Outs of Credit Card Concierge Service

The Ins and Outs of Credit Card Concierge Service

by Team Genius | Jan 2, 2025

Major credit card issuers offer concierge service, which assists cardholders in making dining or entertainment reservations, shopping, booking travel, and more.

How Do Authorized Users On Credit Cards Work?

How Do Authorized Users On Credit Cards Work?

by Team Genius | Jan 2, 2025

An authorized user can access your credit card account but isn’t held responsible for repayment. While this can improve their credit, it comes with risks for you.

Our Affirm Canada Review

Our Affirm Review (formerly Paybright)

by Team Genius | Jan 2, 2025

Affirm, formerly Paybright, allows you to convert a purchase into installments to pay over time. Our editor used it and gave her thoughts on the process.

Study: What Is A Good Credit Score ‒ And Is It Good Enough To Be Approved?

Study: What Is A Good Credit Score in Canada ‒ And Is It Good Enough To Be Approved?

by Team Genius | Jan 2, 2025

Canadians with a credit score of 660 - 724 have ‘Good’ credit and stand a fair chance of being approved for most types of credit cards.

Do Air Miles Expire? A Guide To Not Losing Your Hard-Earned Reward Points

Do Air Miles Expire?

by Team Genius | Dec 27, 2024

Air Miles expire after 24 months of account inactivity, which you can prevent by earning, redeeming, or transferring at least 1 Mile in that time.

What Are Your Credit Card Benefits Worth? A Study

Study: What Are Your Credit Card Benefits Worth?

by Team Genius | Dec 27, 2024

The best credit cards feature over $5,000 worth of benefits, including airline companion vouchers, worth an average of $702 each.

15 Of The Best Credit Card Benefits

15 Of The Best Credit Card Benefits

by Team Genius | Dec 24, 2024

The best credit card benefits make banking easier, safer, and more convenient, with insurance coverage for your purchases and your travels abroad.

Credit Card Trip Cancellation Insurance: How I Saved $1,282 By Making A Claim

Trip Cancellation Insurance In Canada: What's Covered And How To Claim

by Team Genius | Dec 13, 2024

Trip cancellation insurance covers payments you made towards a trip you aren't able to complete as scheduled, including prepayments and cancellation penalties.

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