Showing 531 articles in the ‘Credit Cards 101’ category

What Are The Credit Score Ranges (+ The Best Credit Cards For Each One)

by Team Genius | Jul 10, 2025

The credit score range goes from 300 to 900, with ratings like Poor, Fair, Good, Very Good, and Excellent. It's important to know what your own score is and within which category.

Best Credit Cards For Bad Credit In Canada | Guaranteed Approval

Best Credit Cards For Bad Credit In Canada

by Team Genius | Jul 9, 2025

The best credit cards for bad credit include a variety of secured cards, prepaid cards, and student credit cards, with the top choice being the Neo Secured Mastercard.

12 credit card mistakes you can't afford to make

12 Credit Card Mistakes You Can’t Afford To Make

by Team Genius | Jul 2, 2025

Credit card mistakes include treating your credit limit as extra income, making only the minimum payment, ignoring your monthly statements, using your debit card instead of your credit card, overlooking your credit card points, not utilizing your insurance coverage, and more.

The BMO Eclipse Visa Infinite Credit Cards Head-To-Head

The BMO Eclipse Visa Infinite Credit Cards Head-To-Head

by Team Genius | Jun 27, 2025

The BMO eclipse Visa Infinite and BMO eclipse Visa Infinite Privilege cards have many similarities, but one offers more premium perks – which are reflected in its annual fee.

11 Steps to Get Out of Credit Card Debt Quickly

11 Steps to Get Out of Credit Card Debt Quickly

by Team Genius | Jun 18, 2025

Need help to consolidate and pay your credit card debt? Here are 11 steps to help tackle your debt, plus a calculator and the average credit card debt in Canada.

Make Travel Relaxing Again With These Frequent Flyer Credit Cards

Make Travel Relaxing Again With These Frequent Flyer Credit Cards

by Team Genius | Jun 9, 2025

The most rewarding frequent flyer credit card is the RBC British Airways Visa Infinite, but the CIBC Aventura Visa Infinite Privilege offers more flexibility.

Costco Porter Gift Cards: What You Need To Know

Costco Porter Gift Cards: What You Need To Know

by Team Genius | Jun 5, 2025

You can purchase Porter eVouchers in $500 denominations at Costco. The gift cards never expire and you can use them for Porter flights and services.

Wheel Of Fortune: Average Income vs. Average Debt In Canada

Wheel Of Fortune: Average Income vs. Average Debt In Canada

by Team Genius | Jun 5, 2025

The average Canadian tax filer is $94,442 in debt and makes $53,972 every year.

Costco WestJet Gift Cards: What You Need To Know

Costco WestJet Gift Cards: What You Need To Know

by Team Genius | Jun 4, 2025

Swing by Costco to pick up a WestJet gift card that you can use to book WestJet and WestJet Encore flights.

Costco Air Canada Gift Cards: What You Need To Know

Costco Air Canada Gift Cards: What You Need To Know

by Team Genius | Jun 4, 2025

Some Costco warehouses sell $500 Air Canada gift cards for $449.99. The balance never expires, and you can redeem your card for a variety of Air Canada services.

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