Showing 496 articles in the ‘Credit Cards 101’ category

How To Find A Merchant Category Code

How To Find A Merchant Category Code

by Team Genius | Mar 26, 2024

You can (sometimes) find a merchant category code on your credit card statement or in your transaction history.

How An International Credit Card Works In Canada

How An International Credit Card Works In Canada

by Team Genius | Mar 22, 2024

International credit cards include any cards that have excellent travel benefits, no foreign transaction fees, and high acceptance outside Canada. Here's a full guide.

HSBC Mastercard replacements

HSBC Mastercard Replacements: What Are Your Options?

by Team Genius | Mar 12, 2024

HSBC Mastercards are discontinued, and cardholders are being migrated to an RBC credit card. Here are the details on these cards and other alternatives.

Understanding your credit card balance

Understanding Your Credit Card Balance

by Team Genius | Mar 12, 2024

Your credit card balance represents the total money you owe your bank, including any purchases, payments, or statement balances carried from previous months.

Credit Card Financing – From Installment Plans To Low Interest Credit Cards

Credit Card Financing – From Installment Plans To Low Interest Credit Cards

by Team Genius | Jan 25, 2024

There are ways to use your credit card to finance large purchases, from installment plans, low interest credit cards, and store cards. Here are your credit card financing options.

How Much You Can Actually Save With The Best Balance Transfer Credit Cards

How Much You Can Actually Save With The Best Balance Transfer Credit Cards

by Team Genius | Jan 17, 2024

What are the best balance transfer offers in Canada? Here's our direct comparison between 4 of the best offers in Canada, with cards from MBNA, Scotia, CIBC, and BMO.

What Changed In Our Annual Credit Card Rankings For 2024

What Changed In Our Annual Credit Card Rankings For 2024

by Team Genius | Jan 9, 2024

Our new credit card rankings for 2024 are live and there are some major changes this year. Here is our summary of the major updates that happened with our new rankings.

Borrowell Canada Review

How to Use Borrowell Canada to Get Your Credit Score For Free

by Team Genius | Dec 22, 2023

Borrowell Canada is an online platform that you can use to check your credit score for free. Here's a breakdown of their offerings, as well as an analysis of whether it's legit and worth using.

The Best Credit Cards To Use When Shopping Boxing Day Sales

The Best Credit Cards To Use When Shopping Boxing Day Sales

by Team Genius | Dec 14, 2023

To get the most out of credit cards when shopping Boxing Day sales, here are 5 credit cards to earn you plenty of cash back or rewards regardless of where you shop.

Credit Cards 2023 Year In Review – What Changed In The Credit Card World

Credit Cards 2023 Year In Review – What Changed In The Credit Card World

by Team Genius | Dec 14, 2023

The end of the year is upon us, and we're closing out 2023 by looking back at what changed in credit cards. Many cards disappeared, while a few new ones came and some had major changes.

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