Showing 509 articles in the ‘Credit Cards 101’ category

HSBC Mastercard replacements

HSBC Mastercard Replacements: What Are Your Options?

by Team Genius | Mar 12, 2024

HSBC Mastercards are discontinued, and cardholders are being migrated to an RBC credit card. Here are the details on these cards and other alternatives.

Understanding your credit card balance

Understanding Your Credit Card Balance

by Team Genius | Mar 12, 2024

Your credit card balance represents the total money you owe your bank, including any purchases, payments, or statement balances carried from previous months.

Credit Card Financing – From Installment Plans To Low Interest Credit Cards

Credit Card Financing – From Installment Plans To Low Interest Credit Cards

by Team Genius | Jan 25, 2024

There are ways to use your credit card to finance large purchases, from installment plans, low interest credit cards, and store cards. Here are your credit card financing options.

What Changed In Our Annual Credit Card Rankings For 2024

What Changed In Our Annual Credit Card Rankings For 2024

by Team Genius | Jan 9, 2024

Our new credit card rankings for 2024 are live and there are some major changes this year. Here is our summary of the major updates that happened with our new rankings.

Borrowell Canada Review

How to Use Borrowell Canada to Get Your Credit Score For Free

by Team Genius | Dec 22, 2023

Borrowell Canada is an online platform that you can use to check your credit score for free. Here's a breakdown of their offerings, as well as an analysis of whether it's legit and worth using.

The Best Credit Cards To Use When Shopping Boxing Day Sales

The Best Credit Cards To Use When Shopping Boxing Day Sales

by Team Genius | Dec 14, 2023

To get the most out of credit cards when shopping Boxing Day sales, here are 5 credit cards to earn you plenty of cash back or rewards regardless of where you shop.

Sydney Credit Union – A Review Of Their Products

Sydney Credit Union – A Review Of Their Products

by Team Genius | Dec 8, 2023

Sydney Credit Union is one of a few credit unions in the Sydney Nova Scotia area. Here's everything that Sydney Credit Union offers, from banking, to loans, and credit cards.

Black Friday And Cyber Monday – The Best Credit Cards To Use To Save Even More Money

Black Friday And Cyber Monday – The Best Credit Cards To Use To Save Even More Money

by Team Genius | Nov 24, 2023

Getting the right credit card for Black Friday and Cyber Monday can get you a decent return, saving you even more. Here are the best credit cards for Black Friday and Cyber Monday.

Northern Credit Union – Our Review And A Look At Their Credit Cards

Northern Credit Union – Our Review And A Look At Their Credit Cards

by Team Genius | Nov 17, 2023

For residents of Northern Ontario, Northern Credit Union is one place you can turn to for all your banking needs. Here is everything they have to offer, from accounts to loans.

Lines Of Credit – What They Are And How They Work

Lines Of Credit – What They Are And How They Work

by Team Genius | Nov 9, 2023

A line of credit is a unique type of personal loan where you're given access to an amount of money but you don't have to use it all, and you only pay interest on what you use.

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