How To Maximize The More Rewards Program

creditcardGenius Team
updated on Feb 24, 2025
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More Rewards is a big rewards program in Western Canada. Members collect points at Save-On-Foods and over 30 other partners – including RBC – to redeem on free groceries, gift cards, donations, and travel.

Key Takeaways

  • More Rewards is a store loyalty and credit card rewards program based in Western Canada.
  • More Rewards points have an average value of 0.15 cents CAD each when used for groceries and 0.43 cents each when used for Travel.
  • You can redeem More Rewards points on groceries, gift cards, merchandise, and travel.

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What is More Rewards?

The More Rewards program is a store loyalty and credit card rewards program that’s popular in Western Canada. It’s best known as the rewards program for Save-On-Foods, but its list of partners also includes Buy-Low Foods, Quality Foods, Panago, Coast Hotels, and Speedy Glass.

More Rewards members collect More Rewards points, which they can exchange for groceries, gift cards, merchandise, and travel. You can earn points even faster with partner promotions and co-branded credit cards.

Overview

Currency: More Rewards points

Redemption options: Charity, Groceries, In-store gift cards, More Rewards Store, and More Rewards Travel

Pros:

  • 30+ grocery, automotive, home improvement, travel, and other partners
  • 3 ways to earn points
  • 4 ways to spend points
  • 2 RBC More Rewards credit cards available
  • Members-only discounts at Save-On-Foods and PriceSmart Foods
  • Points worth up to 0.67 cents CAD each

Cons:

  • Points worth as little as 0.14 cents CAD each
  • Limited partners outside Western Canada

How much are More Rewards points worth?

With More Rewards, you have 4 redemption options, but not all are created equal. More Rewards points hold an average value of 0.43 cents per point (CPP), but with the right reward, you can get up to 0.67 CPP.

Value of reward in CAD / cost of reward in points x 100 = value in cents per point (CPP)

Spoiler alert: the best option is travel and the worst is in-store gift cards, as you can see from the table below.

Redemption optionCategoriesValue
Groceries* Save-On-Foods
* Buy-Low Foods
* Nesters Market
* PriceSmart Foods
* Urban Fare
* In-store gift cards
0.15 CPP
More Rewards Store* Automotive
* Dining
* Grocery
* Sports Events & Tickets
* Travel & Recreation
0.3 CPP
Charity* Alberta, BC, Manitoba, Jim Pattison, or Stollery Children’s Hospital Foundation
* Autism BC
* Variety, the Children’s Charity of Alberta or BC
0.42 CPP
More Rewards Travel* Activities
* Car rentals
* Flights
* Hotels
* Vacation packages
0.43 CPP

How to earn More Rewards points

More Rewards members have 3 ways to earn points:

  • Load special offers
  • Shop at partner stores
  • Use an RBC credit card

Some methods are more effective than others, so we’ll take you through the steps of becoming a "Points Pro."

1. Shop at partner stores

More Rewards’ list of partners covers 30+ brands and over 700 locations, from BC to Nova Scotia. Showing your physical or virtual membership card at the checkout earns you 1 point per $1 spent at any of these partners:

CategoryPartnersLocations
Automotive* Jim Pattison Auto Group
* Vancouver Hino Trucks
* Speedy Glass
250+
Grocery* Save-On-Foods
* Buy-Low Foods
* Quality Foods
* Nesters Market
* Urban Fare
* PriceSmart Foods
230+
Home improvement* Total Restoration Services
* Fox Plumbing Heating Cooling Electrical
* Murrayville Plumbing and Heating
* Abundant Air
* The Pleasant Plumber
* …and 10 more
35+
Movers* Take a Load off Moving10
Online and mobile* Optimity
* More Rewards Travel
N/A
Restaurants* Panago200+
Travel* Coast Hotels
* Accent Inns
44
Wellness* Pure Pharmacy
* Optimity
* Elegance Sculpting
20+

It may not sound like much, but don’t worry – we’re just getting started.

Note: You can’t earn points on alcohol, cigarettes, tobacco, vaping products, transit passes, pharmacy items, Post Office purchases, and other excluded items.

2. Use an RBC credit card

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Annual fee
$0.00
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Welcome bonus
$86
20,000 points
Annual rewards
$356
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $60
More Rewards RBC Visa
Instant approval: Yes
Credit estimate:
3.9 Genius Rating
(0) Write your review
Annual fee
$0.00
Learn more
Welcome bonus
$86
20,000 points
Annual rewards
$356
GC Ends:
Oct 31, 2025
Credit estimate:
 (560 - 659)
Instant approval: Yes

A More Rewards RBC credit card is a must for maximizing the program. The More Rewards RBC Visa takes your rewards at partner stores to 5 points per $1 spent, plus 5 points per $1 spent at EV charging stations, gas stations, and restaurants. You’ll collect 3 points per $1 spent on all other purchases.

The benefits include 20% more Petro-Points and 3 cents per litre off at Petro-Canada, $1,000 of cellphone insurance, 90 days of purchase protection, and a 1-year extended warranty. Not bad for a no fee credit card with no income requirements!

If you’d like a few more perks – and you have at least $60,000 of personal or $100,000 of household income – you may get an upgrade offer to the More Rewards RBC Visa Infinite. It boasts the same insurance as the RBC More Rewards Visa but adds slightly more rewards and Visa Infinite perks.

4.8 Genius Rating
(0) Write your review
Annual fee
$0.00
Learn more
Welcome bonus
$86
20,000 points
Annual rewards
$506
Learn more
More Rewards RBC Visa Infinite
4.8 Genius Rating
(0) Write your review
Annual fee
$0.00
Learn more
Welcome bonus
$86
20,000 points
Annual rewards
$506
Learn more
Credit estimate:
 (660 - 724)
Instant approval: Yes

3. Load special offers

"My Offers" are digital coupons and promotions that you can use at More Rewards grocery stores such as Save-On-Foods, Buy-Low Foods, and more. On average, members who load offers collect over 15 times more points than those who don’t.

There are 3 steps to redeeming a My Offer:

  1. Load: Log into the My Offers page to automatically load available offers onto your membership card, or use the Save-On-Foods, PriceSmart Foods, or Urban Fare mobile app.
  2. Shop: Meet the terms of the offer by buying specific products and/or quantities, or meeting the minimum spend.
  3. Earn: That’s it! Your points will appear in your account within 7 days.

My Offers help you save money, but they can also take the form of personalized coupons, contest entries, points multipliers, and other promotions. New offers become available every Thursday so double-check before you complete your weekly shop.

Pro Tip: Check grocery store flyers to find more special offers at stores near you. You can find even more promotions by subscribing to the More Rewards weekly email newsletter or checking the More Rewards Facebook and Instagram pages.

Members living in the same household may link their More Rewards accounts to earn and redeem points together. To link accounts, visit the customer service desk at a partner grocery store or contact More Rewards customer service by phone or email.

How to redeem More Rewards points

More Rewards points have 4 uses. You can use them on in-store grocery purchases and gift cards, charitable donations, purchases from the More Rewards Store, or on More Rewards Travel.

We’ve already taken a quick glance at how valuable your More Rewards points can be, so in the next section we’ll show you how to use them in more detail.

Groceries

Value: 0.15 CPP

Categories: Buy-Low Foods, Nesters Market, PriceSmart Foods, Save-On-Foods, Urban Fare, and In-store gift cards

Best option: Cash back redemption for 0.15 CPP

The easiest and most reliable way to use More Rewards points is to redeem 10,000 points for a $15 in-store rebate at partner grocery stores.

Show your membership card at the till of Save-On-Foods, Buy-Low Foods, Quality Foods, etc. to unlock savings in increments of $15; the more points you redeem, the better the exchange rate, but it starts at 0.15 CPP.

You can also redeem your points to purchase gift cards in-store, starting at 7,000 points for a $10 Save-On-Foods gift card. Gift cards yield slightly less value (0.14 CPP) and don’t always yield bigger savings in higher denominations.

You can redeem 10,000 points for a $15 rebate while ordering groceries online, but you must have at least $55 worth of groceries in your cart before tax. Online orders using More Rewards points are eligible for free delivery or curbside pickup.

More Rewards Store

Average value: 0.3 CPP

Categories: Automotive, Dining, Grocery, Sports Events & Tickets, and Travel & Recreation

Best option: Vancouver Canucks Premium Plus Upper Bowl tickets for 0.67 CPP

Using the More Rewards Store, you can redeem your points online for gift cards, travel vouchers, and even sports tickets. Values range from 0.14 CPP–0.67 CPP – but it’s not always easy to get your money’s worth.

For example, the best deal we found was a Vancouver Canucks ticket to a Premium Plus Upper Bowl seat for 37,500 points; however, it’s not clear which section you may be seated in.

If your seat is only worth $100, you’ll get 0.27 CPP, but if it’s worth $350, you could get up to 0.93 CPP. We assumed a median value of 0.67 CPP for the purpose of this article and advise caution before rolling the dice.

Charity

Value: 0.42 CPP

Categories: The Alberta, BC, Manitoba, Jim Pattison, or Stollery Children’s Hospital Foundation; Autism BC; or Variety, the Children’s Charity of Alberta or BC

Best option: Any for 0.42 CPP

For every 4,800 points donated, More Rewards donates $20 to a charitable organization of your choice, including several Children’s Hospital Foundations in Western Canada. Charity yields an impressive and stable value of 0.42 CPP, making it an excellent use of your points.

Note: Donations are tax-deductible and available through the More Rewards Store.

More Rewards Travel

Value: 0.43 CPP

Categories: Activities, Car rentals, Flights, Hotels, and Vacation packages

Best option: Any for 0.43 CPP

The More Rewards Travel website is another reliable and valuable way to use your points. More Rewards uses Expedia, and for every point you redeem on activities, cars, flights, hotels, and vacation packages, you’ll get 0.43 CPP.

More Rewards members may redeem a minimum of 100 points with no maximum limit. If you want, you can pay for 100% of your vacation in points – taxes and fees included! Our research found no difference in value between different travel products, dates, and locations, so you don’t have to worry about bargain-hunting, either.

Is More Rewards worth it?

More Rewards is a flexible grocery rewards program with decent value – especially for customers in Western Canada. We’re particularly impressed by how many redemption options offer a fixed value for your points.

While other rewards programs force you to wait for sales or compare prices to get your money’s worth, you can always count on More Rewards points to yield the same value, whether you spend them on groceries, charity, or travel.

FAQ

Does Save-On-Foods use More Rewards?

More Rewards is the official loyalty program of Save-On-Foods, Buy-Low Foods, Quality Foods, and 3 other West Coast grocery store chains.

How do I check my More Rewards points?

To check your current point balance, sign into the My Rewards website or check the Save-On-Foods, PriceSmart Foods, or Urban Fare mobile app. You can also find your current points balance at the bottom of Save-On-Foods receipts.

How much are Save-On-Foods points worth?

Save-On-Foods points are worth 0.15–0.43 cents each, depending on whether you spend them on groceries or travel.

How much are 1,000 More Rewards points worth?

You can trade 1,000 More Rewards points for a $1.50 grocery rebate or $4.30 cents off the price of any travel on the More Rewards Travel website.

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Showing 11 comments

Shane
Shane
May 19, 2023
Great article, I'm an avid points collector and have flown the family to Hawaii twice on points. Another point with mentioning is if you use a cibc credit or debit card you get 2x the points as well!
John
John
November 3, 2022
You missed one of the highest value redemptions: free Save-On-Foods delivery. The 2-hour delivery window option at $9.95 is 2500 points, so a value of 0.398 cents.
Yulia
Yulia
November 4, 2022
Hey John, Thanks for pointing this out!
S Froc
S Froc
September 23, 2022
Now that Save on has added Airmiles, will More Rewards be discontinued?
Justin
Justin
May 11, 2022
Thank you for your analysis. I am somewhat confused by the value you assign to each More Reward point for various redemptions. For example, you indicate that a BC Ferries' fare worth $74.70 can be obtained for 30,000 points which you calculate to be 0.25 cents per point, which is a quarter a point. The actual value per point in this scenario is $0.0025 cents, which is actually 1/400th of a cent. This is repeated in all the calculations above, except for the first two lines fo the first table, which reads: High: $0.0058 for Vancouver Canucks Tickets; Low: $0.002 at Save-On-Foods. Perhaps I should be reading your figures as 0.25 of a cent as opposed to 0.25 cents. Am I out to lunch (again)?
Yulia
Yulia
May 11, 2022
Hey Justin, In the case of the BC Ferries, the CPP is 1/4 of a cent, or $0.0025. You can read this as "0.25 of a cent". We'll look into making this more clear in the future.
Sherry
Sherry
October 31, 2021
Thanks for this useful article. I've been a SaveOn shopper forever, and tend to save up my points for big things. Currently, I'm frustrated that they don't tell me what the best deals are for using my points to buy gift cards -- I have to take each one up to the customer service till and ask. And a note about credit cards -- we used our Scotia Travel visa for years, because of the awesome travel insurance that was included. When covid cancelled our trip to Hawaii, we discovered that the travel insurance had been discontinued by Scotia; they said they'd sent a notice. You'd think they'd send that in a big red warning letter! Sheesh.
D. Taylor
D. Taylor
July 20, 2021
I very much enjoyed your article about the More Rewards program through Save On Foods. You'll find that there are next to no articles about the program anywhere online, and I've looked extensively. And there's nothing on social media about using or earning points anywhere. Your article was good to see and I encourage you to write about the More Rewards program, more often! Thanks Dale
creditcardGenius Team
creditcardGenius Team
July 22, 2021
Hey Dale, Glad you liked our article on the More Rewards program. We'll try and see what else we can do for the program in the future.
c watson
c watson
January 4, 2021
. . . why do i have to have any of those cards to redeem points for travel? If I have a TD Emerald card, is that not good enought? I have no interest in acquiring a new dredit card for anything. . .
creditcardGenius Team
creditcardGenius Team
January 7, 2021
Hello, If you're talking about the TD Emerald Flex Rate Visa, it doesn't offer any rewards, just lower interest rates.
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