Showing 492 articles in the ‘Credit Cards 101’ category

Best Digital Wallets Compared: Why They're Safer Than Your Physical Wallet

What Is A Digital Wallet?

by creditcardGenius Team | Nov 29, 2024

A digital wallet lets you use your mobile device for contactless payments at any payment terminal that accepts tap. Popular digital wallets include Apple Pay and Google Pay.

Our Guide To The Plaza Premium Lounge In Vancouver (US Departures)

Our Guide To The Plaza Premium Lounge In Vancouver (US Departures)

by creditcardGenius Team | Nov 29, 2024

No matter the airline, you can access the Plaza Premium Lounge in the US Departures Concourse in Vancouver with an entry fee, membership, or premium credit card.

PC Insiders – Is This Premium Subscription for PC Optimum Worth It?

PC Insiders: Is It Worth it?

by creditcardGenius Team | Nov 28, 2024

PC Insiders is a subscription program managed by Loblaws that earns you extra points and other perks, though it’s no longer accepting new members.

The Top 10 Warmest Places In Canada

The Top 10 Warmest Places In Canada

by creditcardGenius Team | Nov 28, 2024

The warmest place in Canada in the winter is Victoria, BC at over 7 degrees on an average winter afternoon. The warmest place in summer is Kamloops, BC.

Our Guide To The Plaza Premium Lounge In Montréal

Our Guide To The Plaza Premium Lounge In Montréal

by creditcardGenius Team | Nov 28, 2024

Travellers from any airline can visit the Air France Lounge in Montreal, but afternoons and evenings are reserved for Flying Blue customers.

TransUnion vs. Equifax: What’s The Difference?

TransUnion vs. Equifax: What’s The Difference?

by creditcardGenius Team | Nov 20, 2024

TransUnion and Equifax are both credit bureaus but have different algorithms and reporting dates, which can lead to differences in credit scores between them.

Air Miles vs. Aeroplan: Which Is Better?

Air Miles vs. Aeroplan: Which Is Better?

by creditcardGenius Team | Nov 21, 2024

Between Air Miles and Aeroplan, we prefer Aeroplan for its benefits, earning opportunities, and high-earning credit cards.

How To Apply For A Credit Card

How To Apply For A Credit Card

by creditcardGenius Team | Nov 14, 2024

Applying for a credit card is as simple as ensuring you meet the requirements, gathering your documents, and completing an application online or in person.

Does Applying For A Credit Card Hurt Your Credit Score?

Does Applying For A Credit Card Hurt Your Credit Score?

by creditcardGenius Team | Nov 14, 2024

Applying for a credit card can temporarily lower your credit score due to the hard inquiry, but as long as you pay your balance, it will recover.

How To Buy Aeroplan Points – And Is it Worth It?

How To Buy Aeroplan Points – And Is it Worth It?

by creditcardGenius Team | Nov 14, 2024

Generally, buying Aeroplan points isn’t worth it as you’ll pay more for them than they’re worth.

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