Showing 496 articles in the ‘Credit Cards 101’ category

Best Places To Live In Canada 2026

Best Places To Live In Canada 2026

by Team Genius | Feb 13, 2025

The data doesn’t lie – as far as affordability, employment, health, transportation, and safety go, the best place to live in Canada is Québec, QC.

How To Get The Most Out Of Air France KLM Flying Blue Miles

Your Guide To Air France KLM Flying Blue

by Team Genius | Feb 12, 2025

Flying Blue is the airline rewards program for Air France and KLM. Even though it's not Canadian, you can still use miles to fly within Canada.

Your Guide To The British Airways Executive Club

Your Guide To The British Airways Club

by Team Genius | Feb 12, 2025

The British Airways Club members collect Avios points by flying, shopping, and using RBC credit cards, which they can spend on future flights and merch.

undefined

How To Withdraw Money From A Credit Card

by Team Genius | Feb 10, 2025

You can withdraw money from a credit card at an ATM with a cash advance. But they incur interest immediately and have extra fees, so do this as a last resort.

undefined

Credit Card Minimum Payments: Your Quick Guide

by Team Genius | Feb 7, 2025

Your credit card minimum payment is how much you need to pay to keep your account in good standing. It’s usually a flat $10 + interest and fees or a percentage of your balance.

undefined

6 Reasons Your Credit Card Declined – And What To Do About It

by Team Genius | Feb 6, 2025

Your credit card might decline because you reached your limit, have an expired card, or used incorrect information. Here are the most common reasons and what to do next.

Should You Pay Income Tax With A Credit Card?

Should You Pay Income Tax With A Credit Card?

by Team Genius | Feb 5, 2025

There are multiple ways you can pay your taxes in Canada, including credit cards – but the large fee required to pay by credit card is generally not worth the convenience.

How To Save On Rental Car Insurance In Canada

How To Save On Rental Car Insurance In Canada

by Team Genius | Feb 5, 2025

Rental car insurance is a specialized type of coverage that you might need to purchase if you’re renting a car and don’t enjoy the benefit through your credit card.

How To Pay Off Your Credit Card

How To Pay Off Your Credit Card

by Team Genius | Feb 4, 2025

To pay off a credit card, you’ll need to reduce your spending, organize your debt, and try to make more than the minimum monthly payment.

Creating A Negative Balance On A Credit Card: Why You May Want To Do It, And How It Works

How To Use A Negative Balance On Your Credit Card To Your Advantage

by Team Genius | Feb 4, 2025

A negative balance on your credit card means your bank owes you money after an overpayment, refund, or reversed transaction.

Tangerine Money-Back
App Download
What’s important to you?
Cash
Travel+
Low Fees
Insurance
Low Interest
Perks

creditcardGenius is a smart credit card matchmaker that compares 126+ features of 227+ credit cards, with objective ratings, rankings and reviews. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 200,000 people every month, 50,000 newsletter subscribers, and 15M people since launch.

Read more about creditcardGenius

About creditcardGenius

creditcardGenius

Rating Methodology

The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
Data point breakdown