With a low interest rate and $0 annual fee, this card helps you save.

Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days

Please review your insurance certificate for details, exclusions and limitations of your coverage.

If we find your match, we’ll give you up to $25 when you refer your friends.*

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Our Review

There are a few reasons why a low rate credit card would come in handy:

  • if you tend to carry a balance on your credit card,
  • if you're tired of paying steep interest fees on pre-existing credit card debt, or
  • you find yourself using your credit card for cash advances.

If this is the case for you, the RBC Low Rate Option Visa Classic might be a good card to consider.

This card gives you an insurance rate of only 11.99% on all purchases, cash advances, and balance transfers, potentially helping you save hundreds.

Take a look at how much you could save with a credit card with lower interest rates:

Not only does this no fee card allow you to add secondary card holders for free, but it also gives cardholders purchase insurance.

Looking for a card with an even lower rate? The will offer you a rate of 8.99% on purchases and balance transfers for a low annual fee of $39.

What are your thoughts?

Pairs well with...

Featured In:

The Globe and Mail
Toronto Star
Financial Post
New York Times