The month of February has a lot going for it.

It’s shorter than all the other months, it’s the only month with a “Leap Day” (that we won’t see again until 2020), and it has a lot of fun events and holidays.

Black History Month, the Super Bowl, Valentine’s, the Grammys, Family Day, and National Pizza Day (mmmm…pizza) just to name a few.

With February short, busy, and filled with tasty holidays, who has time to go hunting around for the best credit card deals out there?

Lucky for you, we’ve compiled the best of the best, whether you’re looking for:

So, here are the best credit card offers, deals, and sign up bonuses on the market this month – all in one page. No legwork required.

$100 e-Gift card and a $150 travel bonus

We’re starting our list off with a bang.

For a limited time, when you apply and get approved for the Scotiabank Gold American Express Card, you’ll get a $100 e-Gift card on us! These quantities are limited, so be sure to act fast.

On top of this exclusive offer, this card has some great features that can’t be ignored.

As far as earnings go, you’ll get:

  • 15,000 bonus points (worth $150 in travel rewards),
  • 4 Scotia Rewards points for every $1 spent on gas, groceries, entertainment, restaurants, and
  • 1 point for every other $1 spent.

These rewards can be used to travel anywhere, at any time, and with any provider – no restrictions.

Plus, while travelling, you’ll have extensive insurance coverage to give you peace of mind along the way.

Find out all the details here:

Rate Your Wallet and find your perfect match.

Up to 30,000 bonus miles + first year free

The TD® Aeroplan® Visa Infinite* Card currently has a best-ever offer that you won’t want to miss. Until June 2, 2019, you’ll earn up to 30,000 welcome bonus miles:

  • 15,000 Aeroplan miles when you make your first purchase, and
  • 15,000 Aeroplan miles when you spent $1,000 in your first 90 days as a cardholder.

30,000 bonus miles in total – that’s enough for 2 short-haul round trip tickets. And according to our valuation for an Aeroplan Mile, when used optimally you could get a value of $750.

New cardholders will also be able to take this card on a test drive for a full year, thanks to the Annual Fee Rebate primary cardholders will get. One year of free rewards and a great welcome bonus? Yes, please.

Plus, you’ll have access to quite a few Air Canada benefits when travelling on your rewards flight:

  • an annual guest access pass to the Maple Leaf lounge,
  • your first checked bag will be free, and
  • you’ll get priority check-in and priority boarding.

Get all the details here:

Best credit card for shopping at Costco: 3,000 bonus miles and a companion flight rebate + first year free

For a limited time, the BMO AIR MILES World Elite Mastercard is offering new applicants quite the treat.

You’ll pay a $0 annual fee for the first year, get a sign-up bonus of 3,000 miles (enough for 2 short-haul flights), and receive a companion flight rebate.

What’s a companion flight rebate? Glad you asked.

With this rebate, you can book 2 seats on a flight to anywhere that AIR MILES flies, within your first year of being a cardholder. You’ll then be credited back the miles for 1 of those tickets – giving you 2 flights for the price of 1.

The best part? There’s no limit to the number of AIR MILES you can have refunded, you just need to have enough miles to cover both flights up front. So, if you’ve been trying to build up your miles for a flight for you and your loved one – this card is a no-brainer.

Even without limited time offers, this card is still, by far, the best AIR MILES credit card in Canada. Here’s why:

  • 1 mile for every $10 spent on all purchases – the best AIR MILES earn rate of any card out there right now,
  • 15% discount on AIR MILES flights within North America,
  • access to Mastercard Airport Experiences Provided by LoungeKey all over the world, as well as 2 annual passes, and
  • 24/7 Concierge Service.

Plus, it comes with 14 different types of purchase and travel insurance which is just the frosting on top.

And since it’s a Mastercard, you don’t need to worry about acceptance. As long as where you’re shopping takes credit cards, that is.

Making this the best travel credit card for all those trips to Costco.

Read our detailed review right here:

Related: Top 3 BMO Rewards Credit Cards Head-to-Head

Up to 6% cash back, roadside assistance, and your first year free

If cash back rewards are more your thing, the TD Cash Back Visa Infinite* Card has a great offer for you this month.

To start, you’ll be earning up to 6% cash back:

  • 6% on all purchases for the first 3 months (up to $3,500 spent),
  • 3% cash back on recurring bill payments – the highest of any card,
  • 3% cash back on grocery and gas purchases, and
  • 1% cash back on all other purchases.

Plus, you’ll be able to enjoy these cash back rewards whenever you want – no waiting around for a once-a-year redemption. A rare feature for a cash back card.

What’s more? You’ll get a solid insurance package, with a complimentary Deluxe TD Auto Club Membership – another rare credit card feature.

Finally, for a limited time until March 3, 2019, TD is throwing in a full Annual Fee Rebate (for the primary cardholder) for your first year ‒ a savings of $120. Not bad.

Get all the details here:

1% cash back and no annual fee + no foreign exchange fees

Or maybe you want cash back rewards while saving big on the fees.

If so, the Home Trust Preferred Visa is one no fee cash back card that really stands out.

As well as having no annual fee ever, this card will give you 1% cash back on all of your purchases – with no limits and no complicated tiers.

More impressive than that, this card will waive the foreign exchange fee on any purchase you make outside of Canadian currency – that’s a 2.5% savings. There are very few Canadian credit cards that offer this perk, so it’s a pretty big deal.

To add to that, you’ll be given complimentary roadside assistance, helping you feel safe as you drive this winter.

Get all the details here:

Related: Canadian Credit Cards With No Foreign Transaction Fee

The best credit card in Canada

We recently released our 2019 credit card rankings, and the American Express Cobalt card continues to be the best card on the market.

In fact, according to our calculations, it’s the best credit card in 6 different categories:

…and with good reason.

With this card you’ll earn 5x the points on food and drinks, including restaurants, bars, and grocery stores. So you’ll be earning some major rewards on your Valentine’s date and winter comfort food eats.

Plus, you’ll earn 2x the points on gas, travel, and transit – so, whether you’re paying for gas, taking a taxi home after your date night, or planning a beach getaway to help you survive our cold Canadian winter, this card makes it easy to earn major rewards fast.

Food and travel aren’t the only way to earn rewards though. You’ll still earn 1 reward point for every $1 spent everywhere else you use your card.

As an added bonus, each month you spend $500 or more on your card during your first year, you’ll earn 2,500 reward points – which means up to 30,000 bonus points.

What’s more? It has a decent insurance package, fun Amex perks and benefits, and an annual fee that’s divided into manageable $10 monthly payments.

Read our detailed review right here:

Plus up to $150 travel bonus.
Quantities are limited.

No annual fee + One permanently-low interest rate of 8.99%

If you’re looking for a break from high interest rates, the American Express Essential Credit Card is the perfect card for you.

To start, this card will give you an optional 1.99% rate on balance transfers for your first 6 months – allowing you to make a dent in any credit card debt you might have racked up.

Curious to know how much money this credit card could save you? Check out our interest calculator:

Plus, to make this card even better, you’ll have a permanently low interest rate of only 8.99% on all:

  • purchases,
  • cash advances, and
  • future balance transfers.

To top it off, you’ll also be covered by 3 different types of insurance, giving you peace of mind, on top of interest relief – and all for no annual fee.

Related: Credit Card Interest Calculator: How Much Are You Paying The Banks In Interest?

Which of these credit card offers is for you?

February is a short month filled with love, food, and celebrations.

Whether you’re planning a trip to escape the cold weather, hoping to get rid of some debt, or looking for a card to help you earn points at Costco or on date night, there’s no need to settle for a mediocre card.

Not finding what you’re looking for? Be sure to try out our fun credit card matchmaking tool – Rate Your Wallet.

Credit Card Deal Annual Fee Income Requirement Apply
Scotiabank Gold American Express Free $100 Amazon e-Gift card when you’re approved $99 $12,000 personal Apply
TD® Aeroplan® Visa Infinite* Card Up to $750 in welcome bonuses $120 – first year free $60K personal / $100,000K household Apply
BMO AIR MILES World Elite Mastercard 3,000 bonus AIR MILES + a companion flight rebate $150 – first year free $80K personal /
$150K household
TD Cash Back Visa Infinite* Card Up to 6% cash back and free roadside assistance $120 – first year free $60K personal / $100,000K household Apply
Home Trust Preferred Visa 1% cash back on all purchases + no foreign exchange fees $0 $0 Apply
American Express Cobalt Up to 30,000 bonus points in your first year $120 (divided into $10 monthly payments) $0 Apply
American Express Essential Credit Card 8.99% interest on all purchases, balance transfers, and cash advances $0 $0 Apply