March is here and spring is just around the corner.

Good news! We have made it through another winter.

Before we know it… the snow will start to melt, spring cleaning will be on your To Do list, and March break will be underway.

Spring is a great time for starting fresh and clearing out any old clutter – even from our wallets – and now could be the perfect time to get rid of any credit cards that may not be working for you anymore, and take advantage of some of these great credit card deals.

Up to 20,000 in bonus rewards – plus no annual fee

If you’re looking to start earning credit cards rewards this spring, the BMO Rewards Mastercard is a solid card to help you get your feet wet. And for a limited time, BMO is offering the top no fee travel sign up bonus currently on the market – up to 20,000 BMO Rewards points.

You will be awarded 10,000 points just for signing up and making your first purchase – and another 10,000 points if you spend $1,000 in your first 3 months…That’s $142 worth of rewards ON TOP of the rewards you would earn on your spending.

So, whether you’re just starting out – or you don’t spend enough to justify paying for an annual fee – this card is a solid contender because:

  • you get flexible rewards you can redeem for travel, statement credits, investment and donations, gift cards, merchandise and even “experiences” (from menu tasting to whale watching, your pick),
  • there is no annual fee to cut into our rewards, and
  • no minimum income requirement to worry about.

Get the details right here:

12 months of 0% Balance Transfers – and no annual fee

Have you been carrying around a lot of extra credit card debt this winter? Is it time to clean up your finances and free yourself from the weight of high interest fees?

Wouldn’t it be great if 100% of your payments were going to pay off your balance and not new interest charges?

With the MBNA Platinum Plus Mastercard, you have that option.

This no annual fee credit card is the Best Balance Transfer Credit Card on the Canadian market right now and for good reason – 12 months of 0% balance transfers.

What does that mean in terms of interest savings? If you’re carrying a $5,000 balance at the typical 19.99% interest rate, then you’ll save almost $1,000 in 12 months.

Read our detailed review right here:

20,000 welcome points + Additional 5,000 points for Chase Marriott Rewards Visa cardholders

For a limited time, Amex is offering Chase Marriott Rewards Visa cardholders an exclusive to offer to soften the blow of having their card accounts closed.

Until April 18th, 2018, any Marriott Rewards Visa cardholders who are approved for the Amex Starwood Preferred Guest credit card and charge $1,500 in the first three months will be given 25,000 bonus Starpoints – that’s 5,000 more than normal and equivalent to 75,000 Marriott Rewards. (Be sure to use this special link if you’re a Chase Marriott Rewards Visa cardholder and want to take advantage of that great offer.)

But it isn’t only Chase Marriott Visa cardholders who will benefit from having this card from American Express.

With rewards that often transfer 1:1 to more than 30 airline rewards programs, a sign up bonus of 20,000, bonus points, and even Starwood gold status and a free hotel night when you spend a certain amount – this card is truly a travel hacker’s dream.

You can get even more miles when you transfer from starpoints to airline miles in 20,000 point increments. They’ll add an additional 5,000 miles as an added bonus for every 20,000 points exchanged. That’s in addition to the 5,000 bonus points you’re already getting if you’re a Chase Marriott cardholder.

Read our detailed review right here:

A sign up bonus of 35,000 points – and the first year free

The BMO World Elite Mastercard is an incredibly flexible rewards card that starts you off with 35,000 BMO Reward points.

Not sure what that really means?

Check out some of the things you could get when redeeming your BMO Rewards (and find out more about the BMO Rewards Program here):

Reward Cost BMO Rewards
Flight from Toronto to Montreal $235.82 (round-trip, taxes included) 33,014 points
4 nights at Las Vegas Hotel $249.00 ($55.09/night, taxes included) 34,859 points
Best Western Hotel gift card $200 35,000 points
Female Fossil Watch $150 on Fossil website 25,000 points
Whale Watching Tour in Nova Scotia for 2 $100 13,200 points

On top of valuable rewards, this card comes with 14 types of insurance, giving cardholders valuable peace of mind. Plus, this card comes with 24/7 Concierge Service who will be there to help ease some of that stress for you.

The best part? You can try this card for FREE, because BMO is waiving the annual fee for new applicants.

Get the details right here:

15,000 welcome bonus points – and the first year free

The CIBC Aventura Gold Visa is a flexible travel rewards card that has a big sign up bonus, a good insurance package, and surprisingly comes with a low annual fee.

Although this card only gives cardholder a base of 1 point per $1 spent, you’re actually getting a better deal than it seems. Not all points are credited equal, and while most points are usually only worth 1 cent each, this Aventura points can be worth up to 2.3 cents when redeemed for highly flexible flight rewards.

That means your 15,000 welcome points will be worth $344! If you want to plan a trip for next spring, this card could put you on the right track.

On top of that, the CIBC Aventura Gold Visa comes with a comprehensive insurance package, 24/7 concierge service, and the annual fee will be waived for the first year.

Get the details right here:

Up to $600 in bonus points and no minimum income requirement

If you’re looking for a premium travel credit card, but you’re not able to meet the steep income requirements of some of the best travel cards on the market, the RBC Cathay Pacific Visa Platinum could be interesting.

Not only is this card the only credit card in Canada that allows cardholders to earn Asia Miles, but for a limited time it is also giving them up to 35,000 bonus miles just for signing up and using the card. You can get:

  • 15,000 Asia Miles upon approval,
  • 10,000 Asia Miles when you spend $6,000 CAD in the first 3 months, and…
  • 10,000 Asia Miles after the first anniversary of your card account opening.

To top it off, if you’re looking for a credit card that will lessen the blow of foreign transaction fees, this card is one of the few that does exactly that. Miles redeemed for Cathay pacific flights are usually worth 2 cents each, so you’ll get 2% back on your spending. However, when making foreign currency purchases, you will get 25% more. That means your return on spending will be  2.5% – so you’ll likely break even after paying the 2.5% foreign currency fee.

Get the details right here:

4% cash back for 4 months, no fee, no minimum income

Have you been paying an annual fee for a card that you’re not even really using?

The BMO CashBack Mastercard is a great card for anyone who just wants a simple cash back card with no annual fee and no minimum income requirement.

Finding a no fee card that gives you a sign up bonus and that has no complicated tiers or that doesn’t cap your rewards, is a pretty big deal.

What’s more? This card allows you to decide when and how you want to redeem your cash back.

You can redeem your cash:

  • directly into your BMO chequing account,
  • into an Investorline account, or…
  • as a statement credit.

Plus you can decide if you want your cash annually, when you reach a certain amount earned, or if you would rather it in one big lump sum.

Get the details right here:

Which of these credit card offers is for you?

So, whether you’re trying to clean out your cupboards or wallet, hoping to get rid of some debt or you’re taking your family on a trip to Disney for March Break, these credit card deals could come in handy. Here is our top credit card offers for March:

Credit Card Deal Annual Fee Income Requirement Apply
BMO Rewards Mastercard 20,000 welcome bonus points $0 $0 Apply
MBNA Platinum Plus Mastercard 0% balance transfer for 12 months $0 $35,000 Apply
Starwood Preferred Guest Credit card from American Express 20,000 welcome bonus points $120 $0 Apply

(Get the extra 5k points only for Marriott Rewards Visa cardholders)

BMO World Elite Mastercard 5,000 sign up points and no annual fee $150
(waived for the 1st year)
$80,000 Apply
CIBC Aventura Gold Visa 15,000 sign up points and low income requirement $120
(waived for the 1st year)
$15,000 Apply
RBC Cathay Pacific Visa Platinum Up to 35,000 bonus miles $120 $0 Apply
BMO CashBack Mastercard up to $125 (4% cash back for 4 months) $0 $0 Apply