Earn 1% cash back on your essential everyday purchases, without having to pay for an annual fee.

Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Balance Transfer
Transfer Term
6 months
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
If we find your match, we’ll give you up to $25 when you refer your friends.*

Our Review

If you're looking for a no fee, no hassle credit card that will let you earn cash back, the Scotiabank Momentum No-Fee Visa is a credit card that will check off all of those boxes for you.

This card from Scotiabank lets you earn 1% cash back on all purchases at gas stations, grocery stores, drug stores, and even recurring bill payments, as well as 0.5% on all other purchases – not bad for a no fee card.

This card has an edge on its competitors, by offering new cardholders an introductory interest rate on purchases. For the first 6 month, you will only be charged 7.99% interest on any purchases made. So, if you have a big purchase coming up, and you won't be able to pay it all off in one month, this feature alone could be enough to choose this card.

Another nice fringe benefit is that it gives you up to 20% off on AVIS car rentals.

What's more? You can add secondary card holders for free – and you'll see your rewards add up even faster.

The downside? This card doesn't include any insurance coverage.

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Featured In:

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