×1 Award winner
$100 GeniusCash + 55,000 points + Up to 2.33% return on purchases.*
Pros & cons
Pros
- 55,000 points.
- High point value of up to 2.33 cents.
- Includes 12 types of insurance.
- Save 3 cents per litre on fuel at Petro-Canada.
Cons
- Only earns 1 point per $1 spent on most purchases (1.25 point on travel).
- Poor rewards if not redeemed through the Air Travel Redemption chart.
- High income requirements of either $60,000 personal or $100,000 household.
Your rewards
$100 GeniusCash offer
On approval, receive $100 GeniusCash on us when you apply for RBC Avion Visa Infinite using this offer page.
GeniusCash offer expires on Oct 31, 2025.
Getting your welcome bonus
Based on $2,000 in monthly spending, you can get up to 55k points + $120 which translates to an estimated $1,402.◊
For all welcome bonus details click here.
Welcome bonus offer ends Nov 25, 2025.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With RBC Avion Visa Infinite, here's how you earn rewards:
- 1.25 points per $1 spent on travel
- 1 point per $1 spent on all other purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For RBC Avion Visa Infinite in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Air Travel Redemption Schedule | $566 | |
| Transfer points to British Airways or Cathay Pacific | $425 | |
| Travel through RBC Rewards | $243 | |
| Charity donations | $243 | |
| Transfer points to WestJet Rewards | $243 | |
| Merchandise | $211 | |
| RBC financial products | $202 | |
| Gift Cards | $175 | |
| Statement credits | $141 |
| Redemption Option | Point Value | Total Value |
|---|---|---|
| Air Travel Redemption Schedule | 2.33 cents | $23 |
| Transfer points to British Airways or Cathay Pacific | 1.75 cents | $18 |
| Travel through RBC Rewards | 1 cent | $10 |
| Charity donations | 1 cent | $10 |
| Transfer points to WestJet Rewards | 1 cent | $10 |
| Merchandise | 0.87 cents | $9 |
| RBC financial products | 0.83 cents | $8 |
| Gift Cards | 0.72 cents | $7 |
| Statement credits | 0.58 cents | $6 |
Calculating your annual rewards
$24,000 annual spending x 2.36% return on spending = $566 annual rewards
$566 annual rewards − $120.00 annual fee = $446 net annual rewards
Details and eligibility
- Estimated Credit Score
- 560 - 659
- Personal Income
- $60,000
- Household Income
- $100,000
- Annual Fee
- $120.00
- Extra Card Fee
- $50
- Card type
- Credit
- Purchase
- 20.99%
- Cash Advance Δ
- 22.99%
- Balance Transfer
- 22.99%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
- Mobile Device
- $1,500
- Travel Accident
- $500,000
- Emergency Medical Term
- 15 days
- Emergency Medical over 65
- 3 days
- Trip Cancellation
- $1,500
- Trip Interruption
- $5,000
- Flight Delay
- $500
- Baggage Delay
- $500
- Lost or Stolen Baggage
- $500
- Hotel Burglary
- $2,500
- Rental Car Theft & Damage
- Yes
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
RBC Avion Visa Infinite's 4.3 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
Learn more about our rating methodology.
Awards
Each year for our annual credit card rankings our Genius Rating algorithm computes the best credit cards across 28 different categories. Here’s what this card has won this year:
Top cards from RBC
RBC Avion Visa Infinite review
The biggest bank in Canada has one of the biggest offers that can save you big money on your next vacation with this stacked travel rewards card.
Ready for the trip of a lifetime without hitting your wallet with the cost of a lifetime? The RBC Avion Visa Infinite is a fast-earning, high-redeeming travel card with an Earth-shattering welcome bonus that brings you to the airport gate faster.
RBC Avion Visa Infinite Rewards
As the Avion Visa is an RBC credit card, you'll be earning RBC Avion Rewards points on every purchase you make.
How the RBC Avion Visa earns rewards
So what do you earn for points on your purchases?
RBC has kept it simple – you'll earn 1 Avion point for every $1 you spend with the card.
And while that doesn't seem like anything special, it's what these points are worth that makes the difference.
Redeeming RBC Rewards
In terms of travel rewards, the RBC Avion Rewards Program is one of the top contenders for rewards redemptions. That said, there are a few ways you can redeem your RBC Avion Visa Infinite points for travel.
We'll start off with the RBC Avion Air Travel Redemption Schedule. There are 6 different regions to choose from, and depending on where you want to go, you'll need to redeem a certain number of points:
With the Air Travel Redemption Schedule, there's a limit to the maximum base airfare the points cover, but if you can maximize this, you're looking at a return of up to 2.33 cents per point. Just note you'll still have to pay any taxes, fees, and carrier surcharges.
Found a specific flight on a different carrier that'd be more rewarding?There are 4 transfer options you can take advantage of with your RBC Avion Visa Infinite card:
| Airline | Transfer Ratio | Airline Point Value | RBC Avion Visa Infinite Return |
|---|---|---|---|
| British Airways | 1 Avion Rewards = 1 Avios | 1.75 cents | 1.75% |
| Cathay Pacific | 1 Avion Rewards = 1 Asia Mile | 1.75 cents | 1.75% |
| American Airlines | 10 Avion Rewards = 7 AAdvantage Miles | 1.75 cents | 1.2% |
| WestJet | 100 Avion Rewards = 1 WestJet dollar | 1 Dollar | 1% |
And of course, you can also redeem points for any travel booked through RBC Rewards. 100 points gives you a savings of $1.
Though travel is by far the most valuable (even transferring points, though worth less, is still better) compared to other redemption options, this is still a flexible rewards card. Points you earn with your RBC Avion Visa Infinite card include:
- transfer to Hudson's Bay Rewards,
- charity,
- merchandise,
- RBC Financial products,
- gift cards, and
- statement credits.
Here's a summary of what each point is worth.
5 benefits to the RBC Avion Visa Infinite
Beyond the rewards, what else does the RBC Avion Visa Infinite have to offer? Here are 5 other things we like about it.
1. High value points
It was mentioned already, but it's worth saying again – RBC Rewards have a lot of potential value.
Redeemed properly, and you're looking at a value of up to 2.33 cents each, an incredible value for your spending, and one of the best point values available.
2. Plenty of transfer options
There's also plenty of ways you can transfer your points. First, you have 4 different airlines you can transfer points to, as described above.
But, you can also transfer your points to Hudson's Bay. 1 RBC Rewards point gives you 2 Hudson's Bay points. Each Hudson's Bay point is worth 0.5 cents, giving your RBC points a value of 1 cent each.
3. RBC credit card benefits
Like all RBC credit cards, there are 2 easy-to-use benefits out there for some extra savings.
First is with Petro-Canada. Link your RBC credit card and Petro-Points accounts together, and you'll save 3 cents per litre on fuel, and earn 20% bonus Petro-Points.
The other is with Rexall. Link your Be Well and RBC card, and you'll earn 50 Be Well points per $1 spent at Rexall.
4. Plenty of insurance coverage
The insurance is also stellar. You'll get 12 different types of purchase and travel protection.
One coverage we'll spotlight – the mobile device insurance. Not many credit cards offer it, and provides coverage for a device that goes just about anywhere you do.
5. Sweet bonus
Finally, there's a superb bonus at play. You'll earn 55,000 bonus points after your account is approved and you spend $5,000 in the first 6 months.
Those points are worth up to $1,282 when redeemed through the Air Travel Redemption chart – a great kick start to your next trip.
2 downsides to the RBC Avion Visa Infinite
For all the positives, there are a couple of things you'll want to be aware of.
1. Poor rewards outside of the travel chart and airline partners
While there is plenty of high value to be found, if you redeem outside of the redemption chart or select airline partners, you're looking at a return of 1% on your purchases.
That certainly isn't a great return on spend, and if you're only thinking about redeeming for any travel, or even transferring to WestJet, your return won't be that great and you may want to think about other credit cards.
2. High income requirements
There are also high income requirements to meet. You'll need either a personal income of $60,000 or a household income of $100,000 to qualify.
Comparison to the RBC Avion Visa Infinite Privilege
There are plenty of other credit cards that earn Avion Rewards. Here's how it compares to the super-premium RBC Avion Visa Infinite Privilege.
| Feature | RBC Avion Visa Infinite | RBC Avion Visa Infinite Privilege |
|---|---|---|
| Welcome bonus | 55,000 bonus points (terms) | Up to 70,000 bonus points (terms) |
| Annual fee | $120 | $399 |
| Rewards | * 1.25 points per $1 spent on travel * 1 point per $1 spent on all other purchases | * 1.25 points per $1 spent on all purchases |
| Other benefits | * Access to the Avion flight chart for high value rewards * Transfer points to 4 airline partners | * Access to the Avion flight chart for high value rewards * Transfer points to 4 airline partners * Visa Airport Companion membership with 6 free passes * Benefits at select airports in Canada |
| Insurance coverages | 12 types | 12 types |
| Income requirements | * Personal: $60,000 * Household: $100,000 | * Personal: $150,000 * Household: $200,000 |
Between these cards, it comes down to how much of an annual fee you're willing to pay.
If you're willing to pony up $399 per year, you'll get more rewards, insurance and perks. But if not, you're still looking at an excellent credit card.
Would you get the RBC Avion Visa Infinite?
There's plenty to like about the RBC Avion Visa Infinite.
Have this card, or have you had it in the past? Leave a review below, so others can learn from your experience.
FAQ
What does the RBC Avion Visa Infinite earn for rewards?
The RBC Avion Visa Infinite earns Avion points. On purchases, you'll earn a simple 1 point per $1 spent (1.25 points per $1 spent on travel).
What can RBC Avion Rewards be used for?
The primary way to redeem your RBC Avion Rewards is for travel, where you can redeem through a fixed points chart, transfer to airline partners, or redeem for any travel booked through Avion Rewards. There are many other ways to use your RBC rewards, including gift cards, merchandise, and donations to charity, though the return on those is lower than using them for travel.
What is the annual fee of the RBC Avion Visa Infinite?
The RBC Avion Visa Infinite has an annual fee of $120.
What are the RBC Avion Visa Infinite income requirements?
The RBC Avion Visa Infinite has income requirements of either $60,000 personal, or $100,000 household.
Key benefits
Refer to RBC page for up to date offer terms and conditions.
Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.
^ This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) approved by Royal Bank of Canada, subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an Eligible Credit Card account, are not eligible for this offer.
35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.
If you close or change your Eligible Credit Card for another type of RBC Royal Bank credit card before the Welcome Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.
† Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 55,000 Avion points for a round trip flight from eastern Canada or the United States to Mexico, Hawaii or Alaska; or from western Canada or the United States to Bermuda, Central America or the Caribbean, with a maximum ticket price of $1,100. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).
** If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.
User reviews
Reviewed by 79 Canadians
Thank you for your review!
Hang tight while we verify and approve it.
If you want to see your review right away...
Create an account:
Worst card to get if you looking to travel. E.g international flight with aeroplan cost 100k plus $120. With RBC rewards 120k points plus $875 when the flight cash lost is only $1200. Worst card to get
Took over 3 weeks for replacement card once reported fraudulent purchases on Privilege card (which was never resolved). Spent countless hours on phone with customer service with zero accountability.
The single worst credit card I’ve ever had. I purchased it to get the airport lounge access. This card has access to third-rate lounges in London that are overcrowded and require a reservation, and then standing room only. There are no partner lounges in Chicago, one of the largest airports. To top it off, it was declined multiple times while in Europe with no specific reason given. It worked for small transactions, but not for some of the larger hotel stays. It has a $50k limit! So much for a “travel” card. Thankfully my second free MasterCard worked every time the RBC. AVION Infinite Privilege VISA failed me.
The worst customer service I ever experienced. Every time I call they ask lots of questions and once I pass the security, they transfer me and after one hour of waiting they will hang up. They never call back the no. I called from so I guess they just don't want work.
I complained a few times but they do nothing.
I regret having an account with them. I will close it soon.
I have a fraud charge on my card over 900$ and they refuse to help because they ask my age which is not legal too ask they told me to go to a branch to make sure it is me. Wow worst experince in my live
