Brim Financial Retail Partners – What You Can Earn

One of the main benefits of Brim Financial credit cards is the ability to earn bonus rewards when shopping with Brim merchant partners. Currently, users can earn over $500 in first-time bonus points and enjoy up to 15% back from select partners.

Since it's tricky for you to see who these Brim retail partners are unless you actually have one of its cards, we've created an extensive list of current partners. We'll also show you how the Brim bonuses compare to Rakuten's, and give a quick overview of the Brim credit cards themselves.

Who are the Brim partners?

The list of Brim partners is very long and includes retailers such as DAVIDsTEA and Old Navy, online services such as Willful and GoDaddy, and much more. Partners are divided into 2 categories: InCard and eShop.

With inCard partners, there's nothing you need to do other than use your Brim credit card to pay for your purchase at that retailer. Exclusive offers are automatically applied.

With eShop partners, you can earn a percentage of your purchase back as Brim Rewards points. Just select an offer in the Brim eShop and pay for it with your Brim credit card.

Brim partners vs. Rakuten

Brim is similar to Rakuten (formerly Ebates), offering shoppers a percentage back on purchases made on the company's platform.

However, Rakuten only deposits your cash back once or twice a year, and its rewards pale in comparison to Brim.

Here are some examples of the different reward opportunities both programs offer for the same partners:

Best credit cards for Brim Rewards

You don't have many options for Brim credit cards – the issuer now only offers 2 credit cards: a basic Mastercard and a World Elite Mastercard. Even though it has a small annual fee, we'd argue that the Brim World Elite Mastercard is the best Brim credit card.

FAQ

Who are the Brim merchant partners?

The Brim Financial Open Rewards program partners with over 150 retailers and service providers to offer automatic inCard discounts and eShop opportunities. These partners include Disney+, Steve Madden, Bass Pro, Banana Republic, Clarins, Charlotte Tillbury, Acer, illy, Old Navy, Crocs, Brilliant Earth, and so many more.

What can I earn at Brim retail partners?

Brim's inCard offerings are exclusive deals that are automatically loaded to your card – and change often. Currently, the Brim Rewards page states that users can earn over $500 in first-time bonus points and advertises offers as high as 15% back.

Is Brim Financial legit?

Brim Financial is a legitimate fintech company that works with other banks and credit unions to issue credit cards or provide financial infrastructure. Although it's legit, its Trustpilot score is a dismal 1.6 stars out of 5, with users noting trouble using the credit cards and managing their accounts.

Is Brim Financial in Canada?

Yes, Brim Financial is Canadian. The Toronto-based fintech was founded in 2015 and provides financial infrastructure to banks, credit unions, and merchants. In early 2026, Brim joined Payments Canada as a member, further cementing its place in Canada's financial services landscape.

Is Brim secure?

Yes, Brim is quite secure. It's SOC 2 Type 2-certified, audited by Coalfire. It offers 24/7 monitoring and is registered with the Bank of Canada. Brim's website uses end-to-end encryption, tokenization, and real-time fraud monitoring to protect its cardholders' personal data.

What's the best Brim credit card?

There are only 2 Brim credit cards, but the better card is the Brim World Elite Mastercard. You'll enjoy a dozen types of travel insurance, a reduced foreign exchange fee, and a Mastercard Travel Pass membership, all for a low annual fee.