Earn unlimited rewards with Brim Financial Mastercard – 1% in rewards on every dollar spent. Plus, enjoy 0% foreign transaction fees, no annual fee, and complimentary Boingo Wi-Fi.
- Annual Fee
- Extra Card Fee
- Card Type
- Cash Advance
- Balance Transfer
- Personal Income
- Household Income
|Extended Warranty||1 year|
|Purchase Protection||90 days|
|Event Ticket Cancellation||$1,000|
Please review your insurance certificate for details, exclusions and limitations of your coverage.
Brim Mastercard review
Looking for a credit card that offers more than just rewards? The Brim Mastercard is the complete package when it comes to cash back cards that have no annual fee.
Here's what makes this card special.
Brim Mastercard earn rates
Brim has kept it simple when it comes to earning rewards on your purchases. You'll earn 1 point for every $1 spent on the card. No caps, categories or tiers to worry about.
Each point is worth 1 cent, giving you a straightforward return of 1%.
And when it comes time to redeem your rewards, you're in complete control. Redeem your points to pay for any transaction charged to the card. And you only need $1 worth of rewards (100 points) to make a redemption.
1% is a pretty good return for a no fee card. But you're not done earning rewards just yet.
Brim Rewards has over 150 online partners where you can earn even more bonus rewards. In fact, you can earn anywhere from 3% all the way up to 30% on your purchases, depending on the partner.
Those are some great returns for your online shopping. One thing to note is if you're shopping with one of these partners, you won't also be earning your regular earn rate (which is fine, you're dwarfing that rate anyway).
There's also a sweet welcome bonus with the card.
The first time you use your card at participating partners, you can earn up to $200 in first time bonuses.
Other features of the Brim Mastercard
This card doesn't stop at rewards. It has plenty of other features as well.
Brim installment payments
Brim offers installment payments on purchases of $500 or more.
How does it work? In the Brim app, find the transaction and enable the installment feature. You can choose between a payback period between 12 and 24 months.
There are some fees to pay – a one time fee of 7% on the overall purchase price, plus a monthly fee of 0.475% of the original purchase price.
Free Boingo Wi-Fi
For the frequent traveller, you'll get complimentary access to Boingo Wi-Fi hot spots, with over 1 million locations around the world.
For a no fee card, you'll get some good insurance coverage – 5 types in total. You can view the details in the insurance tab above.
Brim cards also offer a unique insurance not found on other cards – event ticket reimbursement. If you have a sporting, theatre, or concert ticket, you can be reimbursed the cost of your ticket if you have to cancel for a covered reason.
No foreign exchange fees
On top of no annual fees, this card has the holy grail of waived fees – no foreign exchange fees. It's a rare card that waives the typical 2.5% fee other cards charge, and it's an even rarer to find a no fee card that has this feature.
There's no denying this is a complete, all-round no fee credit card.
However, if you want even more perks and rewards on your purchases, Brim offers 2 other cards for you to look at: