Our top-rated cash back card, the
To top it off, the first year is free, giving you a whole year to try out the card with no financial commitment.
Despite all this, it’s been lacking when it comes to a drool-worthy sign-up bonus to really kickstart your earnings.
That is, until now…because they just brought back their old bonus.
GC: $20
$20 GeniusCash + 10% cash back on purchases for 3 months + 4% cash back on groceries.*
Never miss an amazing deal again + get our bonus 250+ page eBook for FREE. Join 50,000 other Canadians who receive our weekly newsletter – learn more.
Earn 10% cash back for the first 3 months
Now, you can earn even more cash back in the first 3 months.
Earn 10% cash back on all purchases made to the card, up until you’ve spent $2,000.
That’s $200 in cash back right there.
Just remember this number includes the amount you’d normally be earning with the card anyway, so the bonus isn’t worth the full $200.
So to maximize this bonus, try and spend as much as you can on non-category items. This way, you’ll reap the most of this benefit – getting 9% extra cash back instead of just 8% or 6% more.
Just note this offer ends on April 30, 2020. Because it (most likely) won’t last forever, if this card interests you, be sure to apply before then.
Scotiabank Momentum Visa Infinite details
New to this card? Well let us introduce you to our #1 cash back card – and how you’ll be earning a whole lot of cash back with it:
- 4% cash back on groceries and recurring bills (up to $25K spent annually),
- 2% cash back on gas and transit purchases (up to $25K spent annually), and
- 1% cash back on all other purchases.
No other cards are offering 4% cash back on 2 essential categories, and 2% cash back on your gas and commuting purchases. It’s tough to top the rewards this card offers.
Just note that your cash back rewards only get paid out every November as a statement credit. Just think of it as a yearly bonus you can use for a special treat.
But this card doesn’t stop at valuable rewards. While most premium cash back cards have limited insurance coverage, this card has an extensive list, including the rare mobile device coverage.
Here’s what it offers:
Scotia Momentum® Visa Infinite* Card Please review your insurance certificate for details, exclusions and limitations of your coverage.Extended Warranty 1 year Purchase Protection 90 days Mobile Device $1,000 Travel Accident $500,000 Emergency Medical Term 15 days Trip Cancellation $1,500 Trip Interruption $2,000 Flight Delay $500 Baggage Delay $500 Lost or Stolen Baggage $500 Rental Car Theft & Damage Yes
And finally, you get access to all the Visa Infinite benefits. These include:
- Access to the Visa Infinite Luxury hotel collection,
- Visa Infinite dining series, and
- Visa Infinite wine experiences.
You can see everything this program has to offer here.
All that for an annual fee of $120 – that’s currently waived for the first year as well.
Your thoughts
What are your thoughts on this current offer?
Let us know in the comments below.
creditcardGenius is the only tool that compares 126+ features of 229 Canadian credit cards using math-based ratings and rankings that respond to your needs, instantly. Take our quiz and see which of Canada's 229 cards is for you.
GC: 
Comments
Leave a comment
Required fields are marked with *. Your email address will not be published.