Get Up To $175 in GeniusCash With Our Black Friday Deals

Offers end December 2, 2024
creditcardGenius Team
updated on Nov 28, 2024
Fact Checked
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Accuracy is important to us so this article has gone through a thorough 3-stage review process and fact-checked by our team.

Our Black Friday and Cyber Monday deals are back. We've got some new credit cards featuring deals this year, plus a card that has NEVER appeared on GeniusCash – until now.

You can now earn up to $175 in GeniusCash during our special event from November 29 until around 11 PM Atlantic Standard Time on December 2.

Never miss an amazing deal again + get our bonus 250+ page eBook for FREE. Join 50,000 other Canadians who receive our weekly newsletter – learn more.

Summary of our Black Friday and Cyber Monday deals

Here's a summary of our special Black Friday offers.

Credit cardRegular GeniusCash offerBlack Friday/Cyber Monday offerGet the card
Tangerine Money-Back Credit Card$125$175Apply now
Tangerine World Mastercard$100$175Apply now
MBNA Rewards World Elite Mastercard$100$150Apply now
Tims MastercardNONE$125Apply now
Secured Tims MastercardNONE$125Apply now

Details on our creditcardGenius Black Friday deals

Here's what all of these cards have to offer.

1. Tangerine Mastercards

Both Tangerine Mastercards are offering $175 in GeniusCash. The Tangerine Money-Back Credit Card and the Tangerine World Mastercard are similar cards with no annual fees, though the World version offers a few more benefits.

4.4 Genius Rating
3.4 (79) User reviews
award seal ×1 Award winner
Annual fee
$0.00
Learn more
Welcome bonus
$106
11.13% cash back
Annual rewards
$273
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $125
Tangerine Money-Back Credit Card
Instant approval: Yes
Credit estimate:
4.4 Genius Rating
3.4 (79) User reviews
award seal 1x Award winner
Annual fee
$0.00
Learn more
Welcome bonus
$106
11.13% cash back
Annual rewards
$273
GC Ends:
Oct 31, 2025
Credit estimate:
 (660 - 724)
Instant approval: Yes

You get to choose which categories earn you 2% cash back – 2 categories (out of 10) when your rewards are applied as a statement credit or 3 if they get automatically sent to a Tangerine Savings account. You'll earn 0.5% on all other purchases.

There's also a welcome bonus: an extra 10% cash back on all purchases for the first 2 months up to $1,000 in spend (basically a bonus $100).

Both cards include basic extended warranty and purchase insurance, and come with a balance transfer offer of 1.95% for the first 6 months.

4.4 Genius Rating
3.3 (23) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$106
11.13% cash back
Annual rewards
$273
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $125
Tangerine World Mastercard®
Instant approval: Yes
Credit estimate:
4.4 Genius Rating
3.3 (23) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$106
11.13% cash back
Annual rewards
$273
GC Ends:
Oct 31, 2025
Credit estimate:
 (660 - 724)
Instant approval: Yes

To get the extra perks of the World card, you need a personal income of $50,000 or a household income of $80,000. It offers:

  • Mastercard Travel Pass membership (no free passes)
  • Car rental insurance
  • Mobile device insurance
  • World Mastercard benefits

2. MBNA Rewards World Elite Mastercard

The MBNA Rewards World Elite Mastercard is one of the best credit cards in Canada thanks to its top-notch rewards and good insurance – and it’s offering a boosted GeniusCash amount of $150.

5.0 Genius Rating
3.3 (81) User reviews
award seal ×4 Award winner
Annual fee
$120.00
Learn more
Welcome bonus
$300
30,000 points
Annual rewards
$686
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $125 + $25
MBNA Rewards World Elite® Mastercard®
Instant approval: Yes
Credit estimate:
5.0 Genius Rating
3.3 (81) User reviews
award seal 4x Award winner
Annual fee
$120.00
Learn more
Welcome bonus
$300
30,000 points
Annual rewards
$686
GC Ends:
Oct 31, 2025
Credit estimate:
 (725 - 759)
Instant approval: Yes

You’ll earn MBNA Rewards on all your purchases:

  • 5 points for every $1 spent on restaurants, groceries, and select recurring bills (up to $50,000 spent annually per category)
  • 1 point per $1 spent on all other purchases

These points are worth 1 cent each when redeemed for travel through MBNA Rewards, and slightly less if used towards e-gift cards.

You can earn 30,000 bonus points simply by spending $2,000 in the first 90 days (that gets you 20,000 points), with the remaining 10,000 points coming just for enrolling in e-statements.

It also has an excellent insurance package with 12 types, including the rare price protection insurance.

The annual fee is $120 and you’ll need $80,000 personal or $150,000 household income.

3. Tims Credit Cards

New to GeniusCash are Tims credit cards. You've no doubt seen them advertised inside a store. Now, you can earn some GeniusCash with them.

Our Black Friday offer is $125 and there are 2 card options – both with no annual fee. While the cards offer rewards (Tims Rewards, naturally), they’re light in other departments.

3.0 Genius Rating
1.0 (1) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$20
Learn more
Annual rewards
$236
Learn more
Tims® Mastercard
3.0 Genius Rating
1.0 (1) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$20
Learn more
Annual rewards
$236
Learn more
Credit estimate:
 (760 - 900)
Instant approval: Yes

Here’s what you’ll earn with the regular Tims Mastercard:

  • 15 points per $1 spent at Tim Hortons (which includes 10 points for being part of Tims Rewards)
  • 5 points per $1 spent on gas, groceries, EV charging, transit, taxis, rideshares
  • 1 point per $2 spent everywhere else

There's also a secured version of this card, the Secured Tims Mastercard.

2.0 Genius Rating
2.3 (3) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$20
Learn more
Annual rewards
$95
Learn more
Secured Tims® Mastercard
2.0 Genius Rating
2.3 (3) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$20
Learn more
Annual rewards
$95
Learn more
Credit estimate:
 (300 - 559)
Instant approval: Yes

In exchange for near-guaranteed approval as a secured card, you'll get some lower rewards:

  • 12 points per $1 spent at Tim Hortons (which includes 10 points for being part of Tims Rewards)
  • 2 points per $1 spent on gas, groceries, EV charging, transit, taxis, rideshares
  • 1 point per $4 spent everywhere else

You can redeem your points in-store at any Tims or use them towards a statement credit. If you're a frequent Tims visitor, it can be a worthwhile card to have!

Bonus: Both cards are offering new members a $20 digital Tims card after you make your first purchase.

Other GeniusCash offers

Of course, we do have plenty of other offers you can take a look at – we just don't have special deals for them. If you want to browse other cards with GeniusCash, take a look at our offers page.

Which Black Friday deal will you get?

We have an assortment of limited-time deals. Which one of them interests you the most?

Let us know in the comments below.

creditcardGenius is the only tool that compares 126+ features of 229 Canadian credit cards using math-based ratings and rankings that respond to your needs, instantly. Take our quiz and see which of Canada's 229 cards is for you.

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