If you’ve bought any furniture or appliances in recent years, you’ve likely looked at The Brick Canada to see what they have to offer. You’ve maybe bought a television or home theatre system from them too. They have some of the lowest prices you’ve ever seen on these products.
As we know, though, low prices and good quality don’t necessarily go hand-in-hand. We’re going to help you do your homework when it comes to shopping at The Brick.
Canadians want to know that they’re getting the best bang for their buck possible. And so we’ve taken a look at the prices, purchasing options, locations, and all other aspects of The Brick Canada.
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Shopping at The Brick Canada
If you look at the number of locations across Canada and the number of products they carry, it’s obvious that Canadians love shopping at The Brick Canada.
Their convenient and well laid-out website is another indication of their success, and it’s extremely convenient for anyone looking to purchase furniture, appliance, technology, or home decor items. It’s also easy to compare their prices with those of other retailers.
Here are a few details that can make shopping at The Brick Canada easier for you – whether you choose to shop online or in-store.
Finding the closest The Brick Canada location
You can find The Brick stores in most cities across Canada. If you’re unsure whether there’s one near you, their handy online tool allows you to search by province and see exactly where their shops are located.
Shopping The Brick Canada flyer
If you don’t have access to paper versions of flyers for The Brick Canada, or have chosen to opt out of flyer delivery for environmental reasons, you can always see them online instead. They’re available to view on The Brick’s website, plus there are plenty of flyer apps and websites that collect a large selection of flyers and make them available to the public, all in one place.
Flipp is one flyer database that has both an app and website where you can view promotions and sales each week. The Brick Canada’s flyer is available on this service.
You can also request emails and be added to The Brick Canada’s automated email list. Email subscribers are offered exclusive deals and early access to certain promotions, plus acces to The Brick’s “top secret” After Hours promos. You’ll also be among the first to receive news about new products.
The Brick Canada online shopping
With a huge selection of furniture, appliances, technology, mattresses, and home decor items, shopping on The Brick Canada’s website will give you just as many, if not more, options as you’ll see in their stores.
They make it easy to browse through their outlet sales and whichever promotions are currently being highlighted.
One category you’ll find online is called “Buyer’s Best.” Here you’ll find a wide selection of furniture at prices that can’t be beat. It’s where you’ll find prices on items from The Brick Canada that are the lowest on the market. You won’t find cheaper prices anywhere else.
On top of the furniture and appliances you’d expect, The Brick Canada’s online shopping experience also features products for cleaning, caring for, and protecting your home furnishings. These smaller items might be tricky to find in-store without the help of a sales associate, but they’re readily available and easy to see online.
Unfortunately, many shoppers have had unpleasant experiences when shopping online with The Brick Canada. If you search for reviews of their online shopping experience, you’ll find mentions in a variety of review sites of how The Brick Canada’s online shopping system is far from perfect. There are even Facebook groups and Twitter accounts dedicated to the subject.
3 ways to save money at The Brick Canada
The Brick Canada is dedicated to finding you the best price possible for the home furnishing products you want. And they have a few different methods you can use to ensure these savings.
1. The Brick Canada price match policy
One of The Brick Canada’s best features is their price match policy. Even during peak shopping times, like Black Friday and Boxing Day, their price match policy means that you’ll never have to worry about whether the product you want will go on sale somewhere else.
“Purchase today and if the price drops before the end of the year, including Black Friday and Boxing Day, on the same brand and model currently advertised in a print ad, on TV or radio, online, or displayed in store by either The Brick or a competitor at a lower price with identical terms and conditions, we will refund you the difference in the same tender with what you paid.”
On top of this price match promise, The Brick Canada also has a 90 Days Mattress “Plus 10” Guarantee and a 30 Day Appliance “Plus 20” Price Guarantee.
This means that The Brick will match any advertised price from competing retailers on the same brand and model mattress you’re looking at. As long as the terms and conditions are the same, they’ll also slash another 20% off the price. And if The Brick’s own price drops – within 30 days of delivery or pick up – they’ll refund you the difference between the promotion and what you paid.
Plus, if you find a mattress of the same brand at a competing retailer for a better price within 90 days of your purchase, you don’t have to sink into buyer’s remorse. As long as the competitor’s product has identical terms and conditions, The Brick Canada will refund you the difference between what you paid and the competitor’s sale price – plus 10%.
2. Check The Brick Canada flyer and shop the sales
The Brick Canada’s price match policies are great, but they can still be a hassle, taking up time from your already-busy daily life.
As with most large purchases, you should visit a store whenever possible if you know the specific item you’re looking for is on sale. It’s no different with The Brick Canada, so don’t plunk down any cash or credit unless you know it’s a good price.
Flyers
Perusing the weekly flyers is a great way to find whether your desired items are on sale, and you don’t have to receive an actual paper copy in order to do this. As mentioned above, there are several apps and websites that collect various flyers so you can view them all in one convenient spot.
They usually have a search feature too, meaning you don’t have to physically check every flyer to find the item you want.
Sales on The Brick Canada’s website
Thanks to the seamless organization of their website, browsing The Brick Canada’s website for sales is convenient and simple. A button on the top of the page labelled “Save” offers shortcuts to pages filled with sales listings for various categories like:
- furniture,
- mattresses,
- appliances,
- electronics, and
- home decor.
There are also shortcuts to the Buyer’s Best and Brick Outlet pages, as well as a link to the current flyer.
Shipping prices and options vary, depending on where you live and how much you order.
3. Use the right credit card
Whatever the amount of your purchase, we recommend using a credit card for furniture, appliances, technology, and other products whenever possible. With a host of cash back, rewards, and other benefits and opportunities, this is kind of a no-brainer.
The Brick FlexitiCard
The Brick Canada offers its own credit card for financing options, although you may not have heard of it if you haven’t had the opportunity to shop there.
While it’s not technically a store-branded credit card, it has the same features.
It’s called The Brick FlexitiCard and is offered online and in-store. You’ll get a quick (although not instant) approval, 0% financing, and access to payment plans. The FlexitiCard is accepted at over 7,000 other retail locations.
The Tangerine Money-Back Credit Card
While the convenience of The Brick’s FlexitiCard is appealing, there are far better credit card options out there that will give you significantly more benefits and save you more money in the long run.
The
×1 Award winner 
GC: $125
1x Award winner
$125 GeniusCash + Up to $100 bonus cash back* + 1.95% on balance transfers for 6 months.*
In fact, it’s one of the very few cash back cards that allows you to choose your own bonus categories – and if you deposit your cash rewards into a Tangerine Savings Account, you’re able to choose a 3rd category for bonus cash back.
And yes, furniture is one of the possible categories for cash back.
You can change your Money-Back categories every 90 days if you like, to reflect how your spending habits change.
Some other benefits you’ll receive with the Tangerine Money-Back Credit Card are:
- earn an extra category for 2% cash back when you set up your rewards to be deposited into a Tangerine savings account,
- no limits on the amount of cash back you can earn, and
- free cards for authorized users.
2 items that are best to buy at The Brick Canada
While The Brick likely has the lowest prices among its competitors for a variety of products, we focused on just 2 items for this little study: platform beds and dishwashers.
We chose to look at platform beds that don’t require a box spring mattress – a choice that should, theoretically, save buyers even more money. For dishwashers, we focused on Whirlpool appliances whenever possible, although these weren’t available from Wayfair.
| Item | The Brick Canada | Leon’s Furniture Canada | Wayfair |
|---|---|---|---|
| Platform bed | $329.95 | $1,299 | $999.99 |
| Dishwasher | $999.95 | $998 | $668 |
| Delivery | $89 | Free | Free |
| Total* | $1,517.87 | $2,526.55 | $1,884.83 |
| Notes | Delivery fees vary, based on distance from store | Free local deliveries, $799 minimum order | Free shipping over $50, less than that is a standard $8.99 |
*Note: sales tax is not included in the prices for these individual items, but is included in the totals.
As you can see, The Brick Canada prices blow all competitors out of the water. Leon’s is known for their fair pricing too, but The Brick still beats them by quite a margin.
Particularly for the platform bed, The Brick’s price is roughly ⅓ the cost when compared to Leon’s or Wayfair. And the product seems to be of similar quality, so you’re not sacrificing anything there.
Each retailer has specific policies for delivery, especially during this time of Covid. Most retailers, The Brick included, distinguish between deliveries made to the doorstop vs. those being brought directly into the desired room in the home. You’ll likely pay more for the in-room delivery service.
Canadian Tire is another great place to shop for home necessities. Check out our article about this Canadian retail giant here.
The Brick credit card (and alternatives)
As briefly mentioned above, The Brick Canada does have their own credit card available for anyone looking for financing options. It’s called The Brick FlexitiCard.
They used to offer another card, The Brick Visa Desjardins card, but this card program is ending on January 1, 2022. This means that in-house financing won’t be available through this card anymore, nor will cardholders be able to process any new transactions with it.
Because of this change, there is very little mention of this Visa card on their website.
| The Brick Credit Card | |
|---|---|
| Annual fee | * $24.99, $39.99 (for Quebec residents), or $99 * May be waived by the retailer on application |
| Type of reward | None |
| Reward details | None |
| Average rate of return | None |
| Purchase interest rate | * Financing varies based on retailer requirements * APRs are 31.99% or 35% * Dependent on creditworthiness |
| Income requirements | N/A |
If you apply for this card at one of The Brick Canada’s locations or via their website and are approved, you’ll get 0% interest on the purchases you make through that store or at that time. (Also, note that there may be an initial admin fee of up to $199.95, although this is added to your financing plan.)
Shop with this card anywhere else and do any other spending, though, and you’ll be paying an astronomical amount of purchase interest: either 31.99% or 35%.
The bottom line is that this card could be extremely beneficial if you’re looking to make one purchase at one location. But using it elsewhere for any other type of spending is likely a bad idea.
Want to know more about shopping with credit cards? Check out our article on the best credit cards for shopping here.
3 credit card alternatives for The Brick Canada
There are plenty of alternatives to The Brick’s FlexitiCard, and most of them offer a host of perks and benefits that blow The Brick’s card out of the water.
| Category | Credit Card | Why It’s Best | Apply Now |
|---|---|---|---|
| Best cash back | Tangerine Money-Back Credit Card | * No annual fee * 2% cash back on up to 3 categories that you get to choose (including furniture) * 0.5% cash back on all other spending |
Apply Now |
| Best Rewards | American Express Cobalt Card | * Highest average rate of return in Canada, including up to 2% on all non-categorized purchases * High point values * Lots of point transfer options |
Apply Now |
| Best Low Interest | MBNA True Line Gold Mastercard | * Standard 10.99% on all purchases and balance transfers * Very low annual fee of $39 |
Apply Now |
Earn unlimited 2% cash back for no fee
×1 Award winner GC: $125 1x Award winner
Perhaps the best benefit of the
You’re able to change your preferred categories every 90 days, so if you know you have a large purchase coming up, you can go ahead and switch things around to maximize your cash rewards.
Plus, there’s no annual fee with the Tangerine Money-Back Credit Card. That’s a lot of benefits for a card that essentially costs you $0 extra dollars each year to use.
This is one of the best cards for furniture, appliance, or home technology purchases since one of the 2% cash back category options is furniture. This means that anything you buy at The Brick Canada or any other furniture retailer will net you some impressive amounts of cash back.
The Tangerine Money-Back Credit Card is also one of our featured GeniusCash offers right now, so you’ll earn a sweet $125 cash back on approval.
Earn reward points on big purchases
Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card.* Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card.* ×8 Award winner 
8x Award winner
If you’re the type of shopper who uses their credit card for a variety of purchases each month, you want a rewards card. And the
Here’s what you’ll earn on all purchases:
- 5 points per $1 spent on eligible groceries and restaurants
- 3 points per $1 spent on eligible streaming services
- 2 points per $1 spent on eligible gas, transit, and ride share purchases
- 1 point per $1 spent on foreign currency purchases
- 1 point per $1 spent on all other purchases
Amex Membership points are one of the best for redemption values and have an impressive list of redemption options too. The best value you’ll get is using them for travel-related purchases, including transferring the points to Aeroplan. They transfer at a 1:1 ratio and are worth 2 cents each this way.
If you’re planning on decking out your new home with furnishings, appliances, and maybe a home theatre system from The Brick Canada, using the American Express Cobalt Card will significantly supplement your next vacation away from that new home.
Pay low interest on furniture
If saving is the name of the game for you, then a low interest credit card is likely the best option, and the
While the average interest rate for credit cards in Canada is around 20% for regular purchases, the MBNA True Line Gold Mastercard offers an astounding 10.99% on:
- purchases, and
- balance transfers.
(The cash advance rate is still high at 24.99%.)
To top it all off, this card has a surprisingly low annual fee of only $39.
4 The Brick Canada credit cards head to head
Let’s look at the best cards for The Brick Canada a little closer.
Average rate of return
If you’re going to make large purchases at The Brick Canada, you’ll want to pay for them with a credit card that helps you out in one way or another.
Whether it’s with cash back, rewards, or other benefits, the average rate of return for the card you choose does matter.
As you can see, the American Express Cobalt Card has significantly better returns than any of the other cards listed. It’s hard to compete with the Amex Membership points.
Since The Brick FlexitiCard doesn’t have any additional benefits aside from the 0% financing at purchase, it doesn’t fit well here among the other more profitable cards.
Annual fee
Paying an annual fee for a credit card can be a drag. But if you use the card enough and the rate of return is high enough, the higher fees can definitely be worth it.
Most of these cards have reasonable if not delightfully low annual fees. The Brick FlexitiCard is the exception.
Although the FlexitiCard’s fee is reasonable in this comparison, it should be noted that the card actually has 3 different options for annual fees, depending on the applicant’s creditworthiness: $24.99, $39.99, and $99. For the above chart, we went with the middle ground.
While the Amex Cobalt Card’s annual fee is technically the highest of the four cards, it’s made much more palatable by the ability to pay it out in monthly installments. $12.99 per month is often much easier to cover than the larger lump sum at the beginning of each billing year.
Estimated insurance value
There are particular types of insurance that are all but essential when purchasing big ticket items. Extended Warranty and Purchase Protection are 2 of the most common – as well as the most convenient and most cost effective – types of insurance offered by credit cards.
If you look at the details of what these insurance packages include, you’ll understand why there’s such a difference in the dollar values.
| Card Name | Types of Insurance Coverage |
|---|---|
| The Brick FlexitiCard | Purchase Protection (optional, additional charges) |
| Tangerine Money-Back Credit Card | * Extended Warranty * Purchase Protection * Mobile Device * Rental Car Theft and Damage |
| American Express Cobalt Card | * Extended Warranty * Purchase Protection * Mobile Device * Travel Accident * Rental Car Theft and Damage * several others |
| MBNA True Line Gold Mastercard | * Extended Warranty * Purchase Protection * Rental Car Theft and Damage |
Again, The Brick FlexitiCard falls significantly behind in this category. Purchase Protection is offered by all the cards on this list, but you actually have to pay extra for it with the FlexitiCard, which seems unnecessary.
On the other hand, the Amex Cobalt card offers a total of 10 various types of insurance. As part of our study of credit card insurances, this is about a $405 value. Even with the Cobalt card’s $155.88 annual fee, you’ll still come out very much on top.
Bottom line
The Brick Canada has some of the best prices on furniture, appliances, home technology, and home decor out there. With frequent sales, an easy-to-navigate website, and locations all across the country, it’s a great place to find items for all your home and lifestyle needs.
However, their in-store credit card is not the best option if you’re looking to pay for your purchase with credit.
Have you shopped at The Brick Canada? Do you have The Brick FlexitiCard? We’d love to hear about your experiences in the comment section below.
FAQ
Is The Brick furniture warranty worth it?
The warranty offered by The Brick Canada covers everything from stains on furniture fabric to accidental damage to decorative accessories – it’s quite comprehensive. However, many reviewers have complained about the inefficiency of processing claims, wait times for replacement items, and other issues. We recommend using a credit card that includes extended warranty insurance when you make any furniture, appliance, or technological purchase at The Brick.
What’s the best credit card to use at The Brick Canada?
The Tangerine Money-Back Credit Card is the card we recommend you use at The Brick Canada. You can earn 2% cash back on furniture purchases, there’s no annual fee, and you can adjust your cash back categories later for other purposes. Card applicants can also earn $100 GeniusCash on approval.
How can I save money at The Brick Canada?
As with any large purchase, we recommend that you check all flyers and online promotions before making any purchases at The Brick Canada. Buying your items during one of their biggest sales, perhaps around Black Friday or Boxing Day, can save you a lot of money. Plus, using a cash back credit card like the Tangerine Money-Back Credit Card can put money right back in your pocket.
Where’s the closest The Brick near me?
To find the store nearest to you, use The Brick Canada’s location feature on their website. If you can search by province, a map will appear with indicators for all The Brick stores in that area. Simply click the one that looks closest to your home and the address will appear.
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