13 Best Fine Dining Restaurants In Canada

creditcardGenius Team
updated on Oct 21, 2025
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Fact Checked
Accuracy is important to us so this article has gone through a thorough 3-stage review process and fact-checked by our team.

It's hard to choose the best of the best when it comes to fine dining in Canada because there are just so many good options. If you're planning a luxurious, memorable night out with good food and drink, there are plenty of places to try.

We took a look at some of the fanciest restaurants in Canada and found one standout fine dining establishment per province. We've also rounded up the best credit cards for restaurants that you can use to maximize rewards opportunities.

If you're looking for a special place to go this weekend or are just curious as to where people like to splurge, join us on our fantastic foodie journey around Canada.

Key Takeaways

  • Each province has a diverse selection of fine dining restaurants to choose from.
  • Our calculations took into account prices for full set meals and star ratings across different platforms.
  • The right credit card can save you a lot of money on dining out.
  • The best credit card for restaurants is the Amex Cobalt, which earns 5 points per $1 spent at eligible restaurants.

Never miss an amazing deal again + get our bonus 250+ page eBook for FREE. Join 50,000 other Canadians who receive our weekly newsletter – learn more.

Overview of the best fine dining restaurants

After scouring the web for reviews, reading through dozens of restaurant websites and menus, and calculating an estimated cost for a dinner for two, we've picked the best fine dining restaurant in each province and territory.

ProvinceCityFine Dining RestaurantEstimated cost of dinner for twoAverage star rating
AlbertaCalgaryTeatro$4464.2
British ColumbiaVancouverAnnaLena$3734.7
ManitobaWinnipegNé de Loup$3044.9
New BrunswickSt. AndrewsRossmount Inn$2934.8
Newfoundland and LabradorSt. John'sPortage$3524.6
Northwest TerritoriesYellowknifeCopperhouse Eatery + Lounge$2913.9
Nova ScotiaHalifaxBar Kismet$2634.8
NunavutIqaluitThe Granite Room at the Discovery Hotel$3594.2
OntarioJordan StationRestaurant Pearl Morisette$7154.6
Prince Edward IslandNew LondonThe Table Culinary Studio$4025.0
QuebecQuebec CityTanière3$1,0534.8
SaskatchewanSaskatoonHomestead Bar à Vin$2444.8
YukonWhitehorseG&P On Main$2984.3

Average star ratings at fine dining restaurants

The average star ratings in the above table are based on ratings compiled from a variety of different sources, including Google reviews, OpenTable, TripAdvisor, Yelp, and others.

The best fine dining restaurants in Canada

To the delicious food. Here's a summary of all 13 fine dining restaurants.

Best fine dining in Alberta: Teatro

Calgary's fine dining scene may not be as big as one that you'd find in a much larger city like Toronto or Vancouver, but there are some hidden gems that would make for a nice romantic night out. In this case, Teatro is an excellent choice, known for its wide variety of wines and exquisite dishes.

Teatro

Calgary, AB – 403-290-1012 – Teatro website

  • Chef: Matthew Batey
  • Style of food: Mediterranean
  • Dinner for 2: $446 (with tax and tip)
  • Special features: A mix of fresh, local ingredients and specialty imported ingredients, as well as an award-winning wine cellar

You'll need to snap up a reservation to try the delicious variety of foods, but rest assured, it's well worth it. The seasonal menu ensures that only the freshest ingredients are used and the selection is perfect for the time of year you're going to visit.

Best of all, the award-winning wine cellar has a luxurious selection of wines from both Italy and France, as well as a modern cocktail menu that's full of creativity.

Teatro Restaurant

Best fine dining in British Columbia: AnnaLena

British Columbia boasts an embarrassment of riches for adventurous foodies, with a wealth of top-rated restaurants in Vancouver, Victoria, and beyond. This particular fine dining restaurant stood out, however, having exceptional reviews across the board and a Michelin star to its name.

AnnaLena

Vancouver, BC – 778-379-4052 – AnnaLena website

  • Chef: Mike Robbins
  • Style of food: Classic French and Quebecois cuisine
  • Dinner for 2: $373 (with tax and tip)
  • Special features: Changing prix fixe menu can feature seafood, local produce, meat, and dessert

AnnaLena is Vancouver’s way of showing that fine dining doesn’t have to mean no fun. The playful prix fixe menu is sure to surprise you in a good way. For instance, burger lovers will appreciate the detailed tasting bites of wagyu tartare, tallow caramelized onions, and red storm veloute.

This self-styled "dedication to the imagination" experience costs $154 per person before tax and tips and doesn’t include drinks. While this is one of the more costly fine dining restaurants in Canada, if you’re looking for a memorable experience, AnnaLena is one you won’t soon forget.

AnnaLena

Best fine dining in Manitoba: Né de Loup

Smack dab in the middle of Canada, Manitoba boasts a widely varied landscape, ranging from arctic tundra in the north, through boreal forests, to prairie grasslands. And while there are excellent restaurants all over the province, Winnipeg has the lion's share.

Né de Loup

Winnipeg, MB – 204-487-1529 – Né de Loup website

  • Chef: Scott Bagshaw
  • Style of food: Upscale French bistro fare
  • Dinner for 2: $304 (with tax and tip)
  • Special features: Varied small plates meant for sharing, excellent wine selection

This is one of chef Scott Bagshaw's two restaurants in Winnipeg, which also includes Passero. You might remember his previous restaurant, Enoteca, a small plates restaurant in the same space as the newly redesigned Né de Loup.

Né de Loup has relaxing French bistro vibes with a sophisticated menu. You’ll find favourites like steak au poivre and beef tartare alongside unique dishes like duck crepe and a torched baby gem salad. Of course, the wine list is perfectly suited to any dish you choose.

Né de Loup

Best fine dining in New Brunswick: Rossmount Inn

As the hub of the Maritimes, New Brunswick has long been a popular destination for tourists from around the region and the world. As a result, New Brunswick has some of the best hotels and hotel restaurants in the country, and Rossmount Inn is the best of the best.

Rossmount Inn

St. Andrews, NB – 506-529-3351 – Rossmount Inn website

  • Chef: Chris Aerni
  • Style of food: Creative, simple, market fresh
  • Dinner for 2: $293 (with tax and tip)
  • Special features: Strong focus on local sustainable seafood from the Bay of Fundy region

The restaurant at Rossmount Inn's menus change daily as the chef and staff devise new and exciting ways to feature the best and freshest of local meat, seafood, and produce. Much of the produce used is certified organic (often from the Inn's own gardens), or locally foraged wild foods like fiddleheads, cattails, and mushrooms.

Chef Aerni has developed such a focus on local and sustainable seafood that he has become a sought-after speaker at events along the Atlantic coast.

Best fine dining in Newfoundland and Labrador: Portage

Everyone knows the beauty of Newfoundland and Labrador, and as much as people say they want to visit this splendid province, not many actually do. But if you're there and want a really nice meal to cap off a brilliant experience in the natural beauty of the Atlantic, you may want to drop by Portage.

Portage

St. John's, NL – 709-552-1100 – Portage website

  • Chefs: Ross Larkin and Celeste Mah
  • Style of food: Local seafood and Newfoundland traditions
  • Dinner for 2: $352 (with tax and tip)
  • Special features: Menu features seafood with an Asian flair

Husband and wife duo Ross Larkin and Celeste Mah opened Portage with the aim of making fine dining a casual and fun experience. When you step inside Portage’s bright dining room, you’ll notice the atmosphere is unpretentious.

The food is accessible, too. The menu leans heavily on local ingredients but draws on Asian influences. You’ll notice steak salad with fish sauce and peanuts and halibut in coconut curry. Save room for dessert, which might include mango pudding with cardamom.

Portage

Best fine dining in the Northwest Territories: Copperhouse Eatery + Lounge

We were delighted to find an array of fine dining restaurant options in the Northwest Territories, although, as you might expect, most of these are located in Yellowknife (NWT's capital and only city). One of the best is the Copperhouse Eatery + Lounge.

Copperhouse Eatery + Lounge

Range Lake Road, Yellowknife, NWT – 867-920-5500 – Copperhouse Eatery + Lounge website

  • Chef: Fabrizio
  • Style of food: "Elevated" Northern Canadian cuisine
  • Dinner for 2: $291 (with tax and tip)
  • Special features: Outdoor seating and event space

At Copperhouse Eatery + Lounge, Chef Fabrizio does the classics right. Whether you’re in the mood for a wood-fired pizza with mushrooms and barbecued beef, a housemade lasagna with focaccia, or a prime rib cooked to your liking, you’re sure to find something delicious on the menu.

Just be sure to save room for dessert, which includes comfort food like apple crisp with caramel sauce and lemon lavender cheesecake.

Copperhouse Eatery + Lounge Pizza

Best fine dining in Nova Scotia: Oxalis

Nova Scotia is steeped in history, and it continues to be a beacon for tourists, offering rugged landscapes, ocean adventures, and endless art, music, and craft events to explore. Halifax is the largest city in Nova Scotia, and is thus home to a number of top-notch restaurants and eateries. And one of the best is Oxalis.

Oxalis

Dartmouth, Nova Scotia – 902-466-6454 – Oxalis website

  • Style of food: Local ingredients with a German and Austrian influence
  • Dinner for 2: $359 (with tax and tip)
  • Special features: Fresh seafood with classic dishes like spätzle and schnitzel

Oxalis is quickly becoming one of the most popular farm-to-table restaurants in Nova Scotia. What sets this restaurant apart is its focus on European flavors and its tasting menu.

You’ll find unique cocktails and small plates using freshly foraged ingredients. If you’re unsure what to drink with your meal, you can select wine pairings that are perfectly tailored to your meal.

Oxalis dish

Best fine dining in Nunavut: The Granite Room at the Discovery Hotel

Nunavut is Canada's newest and largest territory, with a 2025 population of only 41,572. And with such a small population density (0.02 people per square kilometre), you might be surprised to find fine dining restaurants in this region.

But it turns out Canadians like nice hotels, even in the extreme north. The Discovery Hotel boasts The Granite Room, which features specialties of the territory.

The Granite Room at the Discovery Hotel

The Discovery Hotel, Iqaluit, NT – 867-979-4433 – The Granite Room at the Discovery Hotel website

  • Style of food: Fresh seafood and game, including northern specialties
  • Dinner for 2: $369 (with tax and tip)
  • Special features: Commitment to sustainability and working with local producers

The Granite Room specializes in fusion cuisine with a Northern vibe. The menu is limited, but features local and modern fare, including Arctic Char glazed with a light butter sauce, cod meunière, and classics like bison ossobuco and chicken supreme.

The Granite Room at the Discovery Hotel

Best fine dining in Ontario: Restaurant Pearl Morisette

Ontario is home to more fine dining restaurants than you can shake a stick at, with the vast majority located in Toronto. And even still, the cream always rises to the top. In this case, that cream is Restaurant Pearl Morisette, which was recently awarded two Michelin stars.

Restaurant Pearl Morisette

Jordan Station, ON – 905-562-7709 – Restaurant Pearl Morisette website

  • Chefs: Daniel Hadida and Eric Robertson
  • Style of food: Seasonal French prix fixe meals
  • Dinner for 2: $715 (with tax and tip)
  • Special features: Full experience dining with a vineyard, orchard, winery, and bakehouse

Restaurant Pearl Morisette has been the darling of the Canadian food scene this year, frequently featured on best of Canadian fine dining lists and earning two Michelin stars – the only two-star kitchen in Ontario.

When you head to the 42-acre site where the restaurant is located, you’ll see the orchard, farm, and vineyard where they produce much of the restaurant’s food. The on-site bakehouse provides fresh bread.

For a set price, you’ll be treated to around a dozen courses featuring these hyperlocal ingredients, carefully prepared by some of the best chefs in the country.

Restaurant Pearl Morisette

Best fine dining in Prince Edward Island: The Table Culinary Studio

Prince Edward Island is small but mighty, featuring some of the best golf, inns, and restaurants in Canada. As a major tourist attraction, of course, some of these tend to be on the pricier side of things, so be prepared.

The Table Culinary Studio

Souris, PE – 902-886-2025 – The Table Culinary Studio website

  • Chef: Hunter Guindon
  • Style of food: Hyperlocal experiential cuisine
  • Dinner for 2: $405 (with tax and tip)
  • Special features: This fine dining establishment also acts as a culinary school, training new chefs

If you’d like a true PEI experience, step into the restored rural church that seats just 27 diners at a time (reservations are required). The Table Culinary School serves elegant meals strictly sourced entirely from PEI ingredients.

This hyperlocal sourcing means the menu changes daily. Diners pay $175 per person (which includes gratuity but not tax) and get to experience a seasonally prepared seven-course meal. Not only does each course feature a brief introduction to the dish, but you’ll also learn about how the ingredients were sourced and get a table-side visit from chef Hunter Guindon at some point during the meal.

The Table Culinary Studio

Best fine dining in Quebec: Tanière3

If you love food, you'll love Quebec. While scientifically unproven, it is our belief that Montreal and Quebec have the highest concentration of extraordinary restaurants in the world, second only to Paris. And one of the best restaurants in Quebec is Tanière3.

Tanière3

Quebec, QC – 418-872-4386 – Tanière3 website

  • Chef: François-Emmanuel Nicol
  • Style of food: 18 to 20 small courses that reveal the culinary history of Quebec
  • Dinner for 2: $1,053 (with tax and tip)
  • Special features: Two Michelin stars for this guided multi-course meal served in a historic wine vault

Enjoy a curated multi-course meal at the only restaurant in Quebec to earn two Michelin stars. Tanière3 is known for being an experience as well as a top fine dining restaurant. The restaurant famously does not publish a menu in order to keep its high-concept seasonal menu a surprise.

Guests will also enjoy Tanière3’s dramatic vibe, located in a historic vaulted cellar beneath Quebec City. If you’re looking for a fine dining experience you won’t soon forget, Tanière3 should be on your list.

Taniere3

Best fine dining in Saskatchewan: Homestead Bar à Vin

Tucked between Alberta and Manitoba, Saskatchewan is one of the three prairie provinces of Canada. Its capital city is Regina, but Saskatoon is the largest city in the province. Although both cities have several fantastic fine dining options, Regina has this gem.

Homestead Bar à Vin

Regina, SK – 306-586-9720 – Homestead Bar à Vin website

  • Style of food: Sophisticated wine bar with global small plate food options
  • Dinner for 2: $244 (with tax and tip)
  • Special features: Largest wine list in Regina, with small plates made using locally sourced ingredients

Step into Regina’s largest wine bar, which promises to change the "winescape" of the prairies. The vibe is upscale, but cozy, making it a great option for catching up with friends or celebrating a special milestone with a loved one.

Order from a wine pairing menu to sample small plates using the best of Saskatchewan ingredients like trout, sweet yams, and, of course, Saskatoon berries. If you’re not in the mood for a meal, come for dessert and a wine flight.

Homestead Bar a Vin

Best fine dining in the Yukon: G&P On Main

As you might expect, the vast majority of restaurants in the Yukon are located in Whitehorse, the territory's capital and only city. Of those, one of the most highly rated is a well-established seafood and steakhouse that also specializes in Greek food.

G&P On Main

Whitehorse, YT – 867-668-4708 – G&P On Main website

  • Style of food: Seafood, steaks, pizza, Greek
  • Dinner for two: $298 (with tax and tip)
  • Special features: Regional produce, elegant interior, weekly specials

This family-owned steakhouse has been around since 1974, but it’s not your average surf and turf spot. The elegant interior with cool bar lighting sets the scene for a meal of freshly caught seafood, steak the way you like it, woodfired pizza using regional produce, and Greek specialties like flaming saganaki and souvlaki. Pasta and pizza lovers will also appreciate a menu full of familiar favourites, along with options that include Alberta bison.

G&P on Main

Methodology

To determine our best fine dining choices, we began by listing out a number of the top restaurants in each province and territory.

We then scoured the web for any reviews, awards, and "best of" lists we could find. Then, we read through each restaurant's website and menu, calculating our estimated cost for a celebration-grade dinner for two.

Finally, we calculated the average star rating for each, based on ratings available on Google, TripAdvisor, OpenTable, Yelp, and other websites.

Are these the same restaurants everyone would pick? Probably not. There is a certain level of subjectivity in all of these sorts of rankings, but we hope our list is a helpful starting point.

A note about our "dinner for two" pricing at fine dining restaurants

For each restaurant featured, we calculated the cost for a celebratory dinner for two based on pricing available on their website.

Where prices weren't available (if they didn't have wine or drinks menus online, for example), we estimated those for the sake of this exercise.

Our dinner for two included:

  • Two pre-dinner cocktails
  • One bottle of wine
  • Two appetizers
  • Two mains
  • Two desserts
  • Tax and a 20% tip

For small plates restaurants, our order included what we felt would be a reasonable array of dishes for two people. And for a few of them, there's one lump sum charge per person for a pre-set, multi-course dinner.

Best credit cards for fine dining restaurants

If you're going to splurge on an extravagant meal, you might as well earn some valuable rewards while you're at it. Here are some of the best restaurant credit cards in Canada.

Credit cardWelcome BonusRestaurant earn rateAnnual feeApply now
American Express Cobalt CardUp to 15,000 bonus points (terms)10%$155.88 Apply now
MBNA Rewards World Elite Mastercard $150 GC Boost + 30,000 bonus points (terms)5%$120 Apply now
BMO eclipse Visa Infinite Card $150 GeniusCash + Up to 70,000 bonus points, first year free (terms)3.35%$120 Apply now
American Express Platinum CardUp to 100,000 bonus points (terms)6%$799 Apply now
MBNA Rewards Platinum Plus Mastercard10,000 bonus points (terms)2%$0 Apply now
Tangerine Money-Back Credit Card $125 GeniusCash + 10% extra cash back for the first 2 months (terms)2%$0 Apply now

Best overall restaurant credit card

5.0 Genius Rating
4.1 (80) User reviews
award seal ×8 Award winner

Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card.*

Annual fee
See rates
Learn more
Welcome bonus
$300
15,000 points
Annual rewards
$1,080
Learn more
American Express Cobalt® Card
Instant approval: Yes
Credit estimate:
American Express Cobalt® Card
5.0 Genius Rating
4.1 (80) User reviews
award seal 8x Award winner

Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card.*

Annual fee
See rates
Learn more
Welcome bonus
$300
15,000 points
Annual rewards
$1,080
Learn more
Credit estimate:
 (660 - 724)
Instant approval: Yes

Aside from being the best credit card in Canada overall, the American Express Cobalt Card easily wins the title for top credit card for restaurants.

This is nearly all based on the incredible earn rates:

  • 5 points per $1 spent on eligible groceries and restaurants
  • 3 points per $1 spent on eligible streaming services
  • 2 points per $1 spent on eligible gas, transit, and ride share purchases
  • 1 point per $1 spent on foreign currency purchases
  • 1 point per $1 spent on all other purchases

That first point is the most important one. Considering each Amex Membership Rewards point is worth 2 cents each when redeemed for their max value, you'll be earning an astonishing 10% return. The same goes for buying groceries. So many categories get amazing returns, it's no wonder people rank this card so highly.

And as a nice little treat, you can start off with a welcome bonus worth up to 15,000 points.

You'll get all of these points, as well as some nice Amex perks for a small monthly fee of $12.99 per month.

Best premium Mastercard for restaurants

4.1 Genius Rating
3.3 (81) User reviews
award seal ×4 Award winner
Annual fee
$120.00
Learn more
Welcome bonus
$300
30,000 points
Annual rewards
$686
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $125 + $25
MBNA Rewards World Elite® Mastercard®
Instant approval: Yes
Credit estimate:
4.1 Genius Rating
3.3 (81) User reviews
award seal 4x Award winner
Annual fee
$120.00
Learn more
Welcome bonus
$300
30,000 points
Annual rewards
$686
GC Ends:
Oct 31, 2025
Credit estimate:
 (725 - 759)
Instant approval: Yes

If Amex isn't your cup of tea, consider another high-earning restaurant credit card, the MBNA Rewards World Elite Mastercard.

Here’s what you’ll earn:

  • 5 points for every $1 spent on restaurants, groceries, and select recurring bills (up to $50,000 spent annually per category)
  • 1 point per $1 spent on all other purchases

With MBNA Rewards points worth up to 1 cent each, you'll be looking at a return of 5% every time you go out to eat.

One of the best benefits of having this card, though, is the annual birthday bonus. Every year you have this card, you'll get a bonus of 10% of the points you earned last year (up to a maximum of 15,000 points).

This is a staggering amount of points you could earn for an annual fee of $120, all without any merchant acceptance issues that you may have with an Amex card.

And lastly, we'd be remiss if we forgot to mention our own bonus! If you're approved for this card, you could see an extra $150 in GeniusCash on us. That'd be good to cover some of the costs if you ever decide to make a trip out to one of the restaurants in this list.

Best premium Visa for restaurants

3.0 Genius Rating
2.9 (18) User reviews
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$469
70,000 points
Annual rewards
$386
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $150
BMO eclipse Visa Infinite* Card
Instant approval: Yes
Credit estimate:
3.0 Genius Rating
2.9 (18) User reviews
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$469
70,000 points
Annual rewards
$386
GC Ends:
Oct 31, 2025
Credit estimate:
 (560 - 659)
Instant approval: Yes

If you prefer to use a Visa card, check out the BMO eclipse Visa Infinite Card. It earns a ton of points on restaurants, as well as other categories. Here's a breakdown of the earn rates:

  • 5 BMO Rewards points for every $1 spent on dining, groceries, gas, and transit
  • 1 point per $1 spent on all other purchases

And remember, this is all after you earn the welcome bonus. This bonus is worth up to 70,000 BMO Rewards points (worth up to $469 when redeemed for travel).

On top of that, this flexible rewards BMO credit card also has a few unique features, including:

  • 10% bonus rewards if you add an authorized user to your account
  • An annual $50 lifestyle credit you can use to buy anything you want

Top that off with 6 types of complimentary travel insurance and purchase protection for a $120 annual fee, which is waived for the first year.

Best travel and perks credit card for restaurants

2.8 Genius Rating
2.7 (16) User reviews
award seal ×2 Award winner

100,000 bonus points + The most perks of any credit card.*

Annual fee
See rates
Learn more
Welcome bonus
$600
30,000 points
Annual rewards
$588
Learn more
American Express Platinum® Card
Instant approval: Yes
Credit estimate:
American Express Platinum® Card
2.8 Genius Rating
2.7 (16) User reviews
award seal 2x Award winner

100,000 bonus points + The most perks of any credit card.*

Annual fee
See rates
Learn more
Welcome bonus
$600
30,000 points
Annual rewards
$588
Learn more
Credit estimate:
 (560 - 659)
Instant approval: Yes

If you're like many of us, earn rates aren't the be-all-end-all of credit cards. If you want a credit card with luxurious perks, you'll want to have the American Express Platinum Card in your wallet.

You'll start with a welcome bonus of up to 100,000 American Express Membership Rewards points after spending $10,000 in the first 3 months and making a purchase between months 15 to 17. And you'll earn rewards on every purchase you make with your card:

  • 2 points per $1 spent on restaurants and travel
  • 1 point per $1 spent on all other purchases

If you travel often, you’ll love the $200 annual travel credit and $200 dining credit you’ll get in addition to complimentary benefits when you book Fine Hotels & Resorts. You’ll also have access to the Amex Global Lounge Collection and access to hotel and car rental company loyalty programs.

The biggest drawback to having this card is the high annual fee of $799, but if you take advantage of all the perks, it's definitely worth it.

Best no fee travel rewards credit card

3.0 Genius Rating
3.3 (11) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$118
11,800 points
Annual rewards
$370
Learn more
MBNA Rewards Platinum Plus® Mastercard®
3.0 Genius Rating
3.3 (11) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$118
11,800 points
Annual rewards
$370
Learn more
Credit estimate:
 (725 - 759)
Instant approval: Yes

Want to collect travel rewards, but hate paying an annual fee? The MBNA Rewards Platinum Plus® Mastercard® might be of interest.

You'll collect valuable and flexible MBNA Rewards, which can be redeemed for travel, cash, gift cards, and merchandise.

With this credit card, you’ll earn:

  • 2 points for every $1 spent on restaurants, groceries, and select recurring bills (up to $10,000 spent annually per category)
  • 1 point per $1 spent on all other purchases

For a welcome bonus, you'll earn up to 10,000 bonus points after spending $500 in the first 90 days and signing up for paperless e-statements.

Throw in 3 types of complementary insurance, and you’ve got a pretty solid no fee credit card for restaurants, or whatever else you might be buying.

Best no fee cash back credit card

2.9 Genius Rating
3.4 (79) User reviews
award seal ×1 Award winner
Annual fee
$0.00
Learn more
Welcome bonus
$106
11.13% cash back
Annual rewards
$273
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $125
Tangerine Money-Back Credit Card
Instant approval: Yes
Credit estimate:
2.9 Genius Rating
3.4 (79) User reviews
award seal 1x Award winner
Annual fee
$0.00
Learn more
Welcome bonus
$106
11.13% cash back
Annual rewards
$273
GC Ends:
Oct 31, 2025
Credit estimate:
 (660 - 724)
Instant approval: Yes

The no annual fee Tangerine Money-Back Credit Card is our top pick for the best cash back credit card to use for restaurants, dining, and take out.

You'll start with a generous welcome bonus. Earn an extra 10% cash back for the first 2 months, up to $1,000 spent, after which you'll earn your regular rates:

  • 2% cash back on purchases in up to 3 Money-Back Categories
  • 0.5% cash back on all other purchases

And you can change your 2% cash back categories if your spending patterns change.

As for redeeming your rewards, it’s simple. Your rewards balance is paid out monthly and can either be applied to your credit card balance as a statement credit or deposited into your Tangerine savings account, if you have one.

If you'd like a no fee card with a few more perks, the Tangerine World Mastercard® is also an excellent choice. The only downside here are the high income requirements of $60,000 personal, or $100,000 household.

3.0 Genius Rating
3.3 (23) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$106
11.13% cash back
Annual rewards
$120
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $125
Tangerine World Mastercard®
Instant approval: Yes
Credit estimate:
3.0 Genius Rating
3.3 (23) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$106
11.13% cash back
Annual rewards
$120
GC Ends:
Oct 31, 2025
Credit estimate:
 (660 - 724)
Instant approval: Yes

FAQ

What is the #1 restaurant in Canada?

This is completely subjective, but according to Canada’s Best Restaurants 2025 List, the #1 best restaurant in all of Canada goes to Pearl Morissette, our top pick for best restaurant in Ontario.

Is there a Michelin-starred restaurant in Canada?

Yes! There are 34 restaurants in Canada with one Michelin star and two restaurants with two Michelin stars: Pearl Morissette in Ontario and Taniere3 in Quebec. More Canadian restaurants are earning stars all the time, so keep checking.

What restaurant is considered the most expensive?

The price you pay at any of these restaurants can usually vary because wine and cocktails can really add up. That said, Taniere3 is the most expensive restaurant we found using our sample meal for two.

Where is the best fine dining in Vancouver?

AnnaLena is one of the newest and most popular fine dining spots in Vancouver. Not only is it fun and the food is delicious, but the restaurant is just steps from Kitsilano Beach, making it a memorable date spot.

Where is the best fine dining in Toronto?

Although Pearl Morissette knocked it off of the best Ontario spot, Alo had been our previous pick, which makes it the best fine dining restaurant in Toronto. It also ranked #3 on the 100 Best Canadian Restaurants List for 2025.

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126+ total data points analyzed
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