Showing 509 articles in the ‘Credit Cards 101’ category

Category Vs. Flat Rate Cash Back Credit Cards: Which Is Better?

Category Vs. Flat Rate Cash Back Credit Cards: Which Is Better?

by Team Genius | Oct 12, 2022

Want to keep things simple with your credit card rewards? A flat rate cash back card can help simplify your wallet, while still earning plenty of rewards. But how do you decide when a flat rate card is better than one with categories? This handy guide breaks down when a flat rate card will actually earn you more than those flashy bonus categories.

Best Flat Rate Cash Back Credit Card Battle: Brim Financial Vs. Amex SimplyCash

Best Flat Rate Cash Back Credit Card Battle: Brim Financial Vs. Amex SimplyCash

by Team Genius | Oct 18, 2024

Some of the best flat rate cash back credit cards belong to American Express and Brim Financial. But which ones are better? Or are there times when one family is better than the other? We go over the differences between 5 credit cards, and see which are the better cards.

7 Student Credit Card Mistakes You Want to Avoid

7 Student Credit Card Mistakes First Year Students Make (That You Want To Avoid)

by Team Genius | Oct 7, 2022

Just started university? Here are some student credit card mistakes you won't want to be making in your first year and beyond. Plus, we have some strong credit card options for you to try as well.

Debt Collectors In Canada

Debt Collectors In Canada: How To Make The Phone Calls Stop

by Team Genius | Oct 4, 2022

What do you do when debt collectors in Canada start calling? Here, your rights are outlined as well as strategies to pay back the money you owe to a debt collector, but only if you actually owe it.

Planning Your Next Winter Vacation – 6 Easy Steps To Save Big On Your Next Getaway

Planning Your Next Winter Vacation – 6 Easy Steps To Save Big On Your Next Getaway

by Team Genius | Sep 21, 2022

Planning a winter vacation? There are plenty of things for you to consider. We have detailed 6 steps to follow to help in your decision making, and reviewed the best flexible rewards credit cards.

Best Buy – How To Save Money At This Retail Giant

Best Buy – How To Save Money At This Retail Giant

by Team Genius | Sep 2, 2022

For purchasing electronics, Best Buy is a destination for many with a great flyer, Black Friday, and Boxing day sales. And why not? There are plenty of choices and great prices to be found. Here's what you need to know about shopping at Best Buy Canada.

The Truth About Cash Back Vs. Travel Rewards

The Truth About Cash Back Vs. Travel Rewards

by Team Genius | Sep 2, 2022

Cash back vs. travel rewards credit cards – there's a never ending debate as to which one is better. While cash back certainly has its pros, like increased flexibility and transparency, travel rewards provide better reward value, perks, and insurance. So which one is better for you and your wallet? Here's our definitive guide as to why we think travel rewards are best.

8 Tips For Using Your Travel Credit Card For A 5-Star Vacation At A 1-Star Cost

8 Tips for Using Your Travel Credit Card for a 5-Star Vacation at a 1-Star Cost

by Team Genius | Aug 23, 2022

Did you know that you can shrink your travel cost using these travel credit card perks? From companion voucher and travel credits, juicy sign-up bonuses and 0% foreign transaction fee ‒ you're just getting your feet wet. Book your luxurious 5-star travel at a 1-star price with these 8 tips.

Web Perspectives Review – Is This Survey Site Worth Your Time?

Web Perspectives Review: Is This Survey Site Worth Your Time?

by Team Genius | Aug 11, 2022

Love online surveys that can earn you extra money? Web Perspectives has a unique twist on the concept. Here is our Web Perspectives review and whether this online survey platform is worth it or not.

Brim Financial Retail Partners – What You Can Earn Compared To The Competition

Brim Financial Retail Partners – What You Can Earn Compared To The Competition

by Team Genius | Aug 4, 2022

Brim Financial is a new player to the credit card market. And one unique feature is their retail partners where you can earn bonus rewards on purchases. Here are the details on Brim Mastercards.

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