Showing 810 articles by ‘ccgteam’

American Express Gold Rewards Card Review

American Express Gold Rewards Card Review

by Team Genius | May 6, 2025

The American Express Gold Rewards Card offers steady earnings and the chance to glitz up your travels with hotel perks and airport lounge access.

Most Dangerous Cities In Canada

Most Dangerous Cities In Canada 2026

by Team Genius | May 6, 2025

Kamloops, BC, is the non-violent crime capital of Canada, while Chilliwack, BC, had the highest rates of violent criminal offenses in 2023.

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How To Calculate Debt To Income Ratio

by Team Genius | Apr 24, 2025

Debt-to-income ratio is your monthly debt payments divided by your gross monthly income. It helps lenders understand how much you can afford to repay on a loan.

What is an MTO RUS-SO eChannel Charge on My Credit Card

What Is An MTO RUS-SO eChannel Charge On My Credit Card?

by Team Genius | Apr 24, 2025

Charges from the Ministry of Transportation of Ontario (MTO) show up on your credit card statements as MTO RUS-SO eChannel. Don’t worry; they’re not likely fraudulent.

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What Your CVV Number Means And How To Use It

by Team Genius | Apr 24, 2025

When you make online payments, you’ll have to enter the CVV, which is a 3- or 4-digit number that proves you’re entering a valid credit card. The CVV is an additional anti-fraud feature.

How To Maximize The Best Western Rewards Program

How To Maximize The Best Western Rewards Program

by Team Genius | Apr 22, 2025

Best Western Rewards lets you earn free nights and other travel redemptions with no blackout dates – and you can transfer them to Aeroplan and Air Miles.

The Elusive Black Card – Amex Centurion

Your Guide To The Elusive Amex Black Card

by Team Genius | Apr 16, 2025

The Amex Black Card is the most exclusive card and is by invitation only – but more common alternatives include the Amex Platinum Card and RBC Avion Visa Infinite Privilege.

The Best 0% APR Credit Cards In Canada

The Best 0% APR Credit Cards In Canada

by Team Genius | Apr 16, 2025

0% APR credit card offers help you save on credit card interest, though these offers are few and far between. The best option is the MBNA True Line Mastercard.

How to Maximize the Scene+ Points Program

How to Maximize the Scene+ Points Program

by Team Genius | Apr 16, 2025

Scene+ is a flexible rewards program with 4 equally high-paying redemption options. With so many places to earn (and redeem) points, here's a guide on how to maximize them.

How To Protect Your Credit Score During A Recession

How To Protect Your Credit Score During A Recession

by Team Genius | Apr 16, 2025

Worried about your finances during a recession? Learn how to protect your credit score during a recession with practical tips on managing debt, staying current on payments, and avoiding common financial pitfalls during rough times.

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