Aeroplan Alternatives: Your 7 Other Options

creditcardGenius Team
updated on Nov 8, 2022
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Aeroplan is a terrific rewards program in Canada. You can use Aeroplan points to fly anywhere Air Canada and their Star Alliance partners can take you.

Aeroplan also offers a wide selection of top-notch credit cards to earn you points everywhere you shop and get benefits while flying with Air Canada.

But Aeroplan isn’t for everyone. Perhaps you don’t plan on flying with Air Canada. And while you can use Aeroplan points for hotels and car rentals, they lose a substantial amount of their value.

And there’s no cash option either, so if you want to turn your points into something quick and easy you can use, there’s no option for that either.

Luckily, there are plenty of other travel rewards programs out there for you to look at. Here’s an overview of 7 options.

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1. American Express Fixed Points Travel Program

One program that could be a great replacement is the American Express Fixed Points Travel Program which is part of American Express Membership Rewards.

Some rewards programs are pretty complicated… but things don’t get much easier than this fixed points program. Cardholders are given the ability to book flights any day, to any destination, and with nearly any airline they like.

Plus, the Amex Fixed Points Travel Program allows you to use your points to pay for the taxes, fees, and surcharges that flying leads to – that isn’t something that all rewards programs do. Your points won’t go quite as far on taxes and fees though, so you may just want to pay them out of pocket instead and save your points for your next flight.

Cardholders simply need to match their intended destination to the chart below to find out how many points are required for a free flight (as long as the flight they are booking is under the max amount).

Amex Fixed Points Travel Program

Points, which are also referred to as Membership Rewards Points, can be used for a number of different things and can be earned simply by using select American Express Credit Cards.

One credit card that gives cardholders these valuable rewards is the American Express Cobalt® Card. Not only does this card have the highest earn rate on grocery store and restaurant purchases (at 5 times the base rate), but based on our algorithm, this card is also the best card in many different categories:

The lucrative rewards program and bonus earn rate go a long way to boost its Genius Rating but it has a lot of other benefits as well:

  • a high sign up bonus,
  • a solid insurance package,
  • premium American Express exclusive perks, and…
  • a monthly fee of only $12.99.

Read our detailed review here:

5.0 Genius Rating
4.1 (80) User reviews
award seal ×8 Award winner

Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card.*

Annual fee
See rates
Learn more
Welcome bonus
$300
15,000 points
Annual rewards
$1,080
Learn more
American Express Cobalt® Card
Instant approval: Yes
Credit estimate:
American Express Cobalt® Card
5.0 Genius Rating
4.1 (80) User reviews
award seal 8x Award winner

Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card.*

Annual fee
See rates
Learn more
Welcome bonus
$300
15,000 points
Annual rewards
$1,080
Learn more
Credit estimate:
 (660 - 724)
Instant approval: Yes

2. Air Miles

The most widely known rewards program in Canada is, without a doubt, the Air Miles program.

Air Miles is a loyalty program that was founded in 1992, and awards cardholders with “miles” for purchases they make at participating locations.

The miles earned can be used as either Cash Rewards or Dream Rewards, and in turn can be used for a number of different things – flights, hotels, merchandise, gift cards, and even to make purchases at different participating stores.

It’s the flexibility of this program that makes it a favorite among Canadians, but it does have its downsides.

If you’ve collected Air Miles in the past, or know much about the program, you will know that miles are not given at every store, so, unless you shop exclusively at Air Miles partner locations, it could take a very long time to earn enough rewards to actually go somewhere.

Air Miles credit cards are a great way to earn even more miles, and thankfully, BMO has a Mastercard that will have you earning Air Miles at a pretty impressive rate – everywhere you shop.

The BMO Air Miles World Elite Mastercard is miles ahead of the competition when it comes to Air Miles Mastercards in Canada. This card will give you:

  • an impressive earn rate of 1 mile for every $12 spent,
  • 3x the miles at participating Air Miles partners,
  • a welcome bonus of 9,000 miles,
  • a 25% discount on 1 AIR MILES reward flight per year, letting you get even more out of your hard earned miles,
  • exclusive VIP access to airport lounges worldwide with Mastercard Travel Pass,
  • one of the best insurance packages currently on the Canadian market, and…
  • 24/7 concierge service.

Find out more here:

2.5 Genius Rating
3.4 (55) User reviews
award seal ×1 Award winner
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$1,143
9,000 miles
Annual rewards
$323
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $150
BMO AIR MILES®† World Elite®* Mastercard®*
Instant approval: Yes
Credit estimate:
2.5 Genius Rating
3.4 (55) User reviews
award seal 1x Award winner
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$1,143
9,000 miles
Annual rewards
$323
GC Ends:
Oct 31, 2025
Credit estimate:
 (560 - 659)
Instant approval: Yes

3. Avios

Live in (or near) Montreal, Ottawa, Toronto, Calgary, or Vancouver? The Avios program, which is part of the oneworld alliance, can take you almost anywhere in the world.

Wondering which oneworld alliance airlines fly out of Canada?

  • American Airlines
  • British Airways
  • Cathay Pacific
  • Qantas
  • Japan Airlines
  • Qatar Airways
  • Royal Jordanian

Similar to Alaska Airlines, you won’t be able to use Avios to fly within Canada. This is for those of you who want to explore the rest of the world. A great option for earning Avios is the RBC® British Airways Visa Infinite. This card will earn you the following:

  • 1 point per dollar spent,
  • 2 points per dollar spent on British Airways

…and all for an annual fee of $165.

The card benefits don’t stop there, however.

If you spend more than $30,000 per year, you earn a companion award eVoucher. Book an award ticket on British Airways, and you’ll be able to bring someone else with you – you just have to pay the taxes, fees, and carrier charges. Or if you're flying solo, you can use it to pay 50% fewer Avios on your flight.

Finally, this card will give you access to 9 different types of insurance.

2.7 Genius Rating
3.0 (9) User reviews
Annual fee
$165.00
Learn more
Welcome bonus
$1,170
60k Avios + $120
Annual rewards
$494
Learn more
RBC® British Airways Visa Infinite‡
2.7 Genius Rating
3.0 (9) User reviews
Annual fee
$165.00
Learn more
Welcome bonus
$1,170
60k Avios + $120
Annual rewards
$494
Learn more
Credit estimate:
 (660 - 724)
Instant approval: Yes

4. Alaska Airlines

One nice thing about the Alaska Airline rewards program is that the miles that you earn can be redeemed on both oneworld airlines as well as a number of exclusive partner airlines.

Here are a few airlines you’ll be able to use Alaska Airlines miles with:

  • American Airlines,
  • British Airways,
  • Cathay Pacific,
  • Icelandair, and
  • Qantas.

Because of these added options, if you live in any major Canadian cities that have these airlines, you should be able to get anywhere you want to go.

However, it is important to note that these are all foreign airlines, meaning they are unable to takeoff and land within Canada during the same flight. So, if you’re looking for travel rewards that can get you from province to province, this wouldn’t be the best rewards program for you.

5. Marriott Bonvoy Rewards

With all this talk about travel rewards programs, you’re probably pretty surprised to see a hotel loyalty program on the list, but there’s a surprising reason why the Marriott Bonvoy Rewards Program is mentioned here.

What is this new program so great?

For starters, not only does it allow you the option to book travel (and cover taxes and fees) with no blackout dates, but it will also allow you to transfer your Bonvoy points to over 40 different airline programs – and often at a 3:1 ratio.

As an added bonus, if you transfer your points in 60,000 increments, you will be given a 25% bonus, turning your 60,000 points to 25,000 miles.

2.6 Genius Rating
4.2 (10) User reviews

Up to 50,000 bonus points + Annual free night certificate.*

Annual fee
See rates
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Welcome bonus
$485
50,000 points
Annual rewards
$501
Learn more
Marriott Bonvoy® American Express®* Card
Instant approval: Yes
Credit estimate:
Marriott Bonvoy® American Express®* Card
2.6 Genius Rating
4.2 (10) User reviews

Up to 50,000 bonus points + Annual free night certificate.*

Annual fee
See rates
Learn more
Welcome bonus
$485
50,000 points
Annual rewards
$501
Learn more
Credit estimate:
 (560 - 659)
Instant approval: Yes

6. Travel programs with guaranteed returns

If you want to start earning points that are flexible and easy to use with the same guaranteed return everytime you redeem, many of the big banks offer first-class travel programs and credit cards.

Simply pay for a travel purchase, either by using the company’s own travel website, or book any travel you like from any provider (if this option is offered) and get the same value for your points every time.

Our favourite programs for this category are BMO Rewards, Scene+, TD Rewards, and American Express Membership Rewards.

For BMO Rewards, use your points to pay for any travel purchased through BMO Rewards. Each point is worth 0.67 cents when redeemed for travel. The best card to earn BMO Rewards points is the BMO eclipse Visa Infinite* Card. You can earn 5 points per $1 spent on groceries, gas, transit, and restaurant purchases, and 1 point per $1 spent on everything else with the card.

2.3 Genius Rating
2.9 (18) User reviews
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$469
70,000 points
Annual rewards
$386
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $150
BMO eclipse Visa Infinite* Card
Instant approval: Yes
Credit estimate:
2.3 Genius Rating
2.9 (18) User reviews
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$469
70,000 points
Annual rewards
$386
GC Ends:
Oct 31, 2025
Credit estimate:
 (560 - 659)
Instant approval: Yes

The Scene+ program not only lets you redeem your points with their own travel service, but also with any provider you wish with no loss of value. The only catch with redeeming points for any travel is you need to redeem at least 5,000 points. Each point is worth 1 cent when redeemed this way.

Our favourite Scene+ credit card is the Scotiabank Gold American Express® Card. It lets you earn 5 points per $1 spent on groceries, entertainment, and restaurant purchases, 3 points per $1 on gas, transit, and select streaming services, as well as 1 point on all other purchases. That’s up to a 5% return for your spending.

3.4 Genius Rating
3.2 (60) User reviews
award seal ×1 Award winner
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$500
50,000 Scene+ points
Annual rewards
$588
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $60
Scotiabank Gold American Express® Card
Instant approval: Yes
Credit estimate:
3.4 Genius Rating
3.2 (60) User reviews
award seal 1x Award winner
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$500
50,000 Scene+ points
Annual rewards
$588
GC Ends:
Oct 31, 2025
Credit estimate:
 (660 - 724)
Instant approval: Yes

For a few extra perks, you can also look at the Scotiabank American Express® Platinum Card, which has no foreign exchange fees, earns 2 Scene+ points per $1 spent on all purchases, and gets you 10 free airport lounge passes per year.

2.3 Genius Rating
2.8 (5) User reviews
Annual fee
$399.00
Learn more
Welcome bonus
$800
80,000 Scene+ points
Annual rewards
$480
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $175
Scotiabank American Express® Platinum Card
Instant approval: Yes
Credit estimate:
2.3 Genius Rating
2.8 (5) User reviews
Annual fee
$399.00
Learn more
Welcome bonus
$800
80,000 Scene+ points
Annual rewards
$480
GC Ends:
Oct 31, 2025
Credit estimate:
 (725 - 759)
Instant approval: Yes

Finally, American Express Membership Rewards, in addition to the Fixed Points chart, allows you to redeem your points for any travel from any provider. Redeem any amount you like – each point is worth 1 cent.

And of course the best card is still the American Express Cobalt® Card, for the same reasons we think it’s the best card for the Fixed Points Travel program.

5.0 Genius Rating
4.1 (80) User reviews
award seal ×8 Award winner

Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card.*

Annual fee
See rates
Learn more
Welcome bonus
$300
15,000 points
Annual rewards
$1,080
Learn more
American Express Cobalt® Card
Instant approval: Yes
Credit estimate:
American Express Cobalt® Card
5.0 Genius Rating
4.1 (80) User reviews
award seal 8x Award winner

Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card.*

Annual fee
See rates
Learn more
Welcome bonus
$300
15,000 points
Annual rewards
$1,080
Learn more
Credit estimate:
 (660 - 724)
Instant approval: Yes

7. RBC Avion Rewards

RBC Avion points allow cardholders to redeem for any flight…any time.

You just need to decide where you want to go. Check out the chart below to find out how many Avion points you need to find yourself at your dream destination.

Avion Fixed Points Travel Program

One of the top Avion credit cards, the RBC Avion Visa Infinite, not only gives you the ability to earn up to 1.25 points for every dollar you spend, but it also allows you to convert your points to 4 different airline reward programs:

  • WestJet Rewards,
  • British Airways Avios,
  • American Airlines AAdvantage, and
  • Cathay Pacific Asia Miles

2.4 Genius Rating
2.0 (79) User reviews
award seal ×1 Award winner
Annual fee
$120.00
Learn more
Welcome bonus
$670
55k points + $120
Annual rewards
$243
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $100
RBC Avion Visa Infinite
Instant approval: Yes
Credit estimate:
2.4 Genius Rating
2.0 (79) User reviews
award seal 1x Award winner
Annual fee
$120.00
Learn more
Welcome bonus
$670
55k points + $120
Annual rewards
$243
GC Ends:
Oct 31, 2025
Credit estimate:
 (560 - 659)
Instant approval: Yes

Another RBC credit card that could be an option for our readers is the WestJet RBC World Elite Mastercard.

Unlike all the other cards on our list so far, this card rewards cardholders with a percentage of cash back instead of points or miles – up to 2% back. This cash can be used towards WestJet flights or vacations with no blackouts and no restrictions. This card comes with:

  • a comprehensive insurance package,
  • 24/7 Concierge Service,
  • an annual round trip discounted companion voucher to anywhere that WestJet flies (a favourite feature among its users), and…
  • the ability to get your first checked bag free on all WestJet flights – a big money saver if you travel on WestJet flights often.

0.9 Genius Rating
2.5 (61) User reviews
Annual fee
$119.00
Learn more
Welcome bonus
$120
45k points + $120
Annual rewards
$0
Learn more
WestJet RBC World Elite Mastercard
0.9 Genius Rating
2.5 (61) User reviews
Annual fee
$119.00
Learn more
Welcome bonus
$120
45k points + $120
Annual rewards
$0
Learn more
Credit estimate:
 (760 - 900)
Instant approval: Yes

Aeroplan credit cards

We love the Aeroplan program. You’ve got plenty of places you can use your points, and you can book any available seat on Air Canada with your points.

One big plus to the program that offers more benefits is having an Aeroplan branded credit card. They come with a standard set of benefits.

Looking for a suggestion? Here’s a rewarding Aeroplan credit card that we recommend.

2.5 Genius Rating
4.3 (3) User reviews

Up to 40,000 bonus points + free checked bags on Air Canada.*

Annual fee
See rates
Learn more
Welcome bonus
$800
40,000 points
Annual rewards
$522
Learn more
American Express® Aeroplan®* Card
Instant approval: Yes
Credit estimate:
American Express® Aeroplan®* Card
2.5 Genius Rating
4.3 (3) User reviews

Up to 40,000 bonus points + free checked bags on Air Canada.*

Annual fee
See rates
Learn more
Welcome bonus
$800
40,000 points
Annual rewards
$522
Learn more
Credit estimate:
 (660 - 724)
Instant approval: Yes

The American Express® Aeroplan®* Card is a worthwhile choice when it comes to Aeroplan credit cards.

You’ll earn plenty of Aeroplan points, get a generous welcome bonus, and get some Air Canada benefits on the side.

To start, get up to 40,000 Aeroplan points after spending $3,000 in the first 3 months and spending $1,000 in month 13.

On all your purchases, here’s what you’ll earn:

  • 2 points per $1 spent on Air Canada
  • 1.5 points per $1 spent on restaurants
  • 1 point per $1 spent on all other purchases

On top of all those points, here are the Air Canada benefits you’ll get to enjoy:

  • free first checked bag,
  • preferred pricing on reward flights, and
  • earn 1,000 Elite Qualifying miles for every $10,000 spent annually.

These are all outstanding perks to make a free rewards flight even better. Not to mention this card comes with a comprehensive insurance package that covers you on Aeroplan flight rewards.

We would love to hear what you think

Do you have a favourite travel rewards program?

Are you optimistic about the changes that are coming for the Aeroplan program?

Or are you getting ready to jump ship?

Let us know in the comments below!

FAQ

What is the Aeroplan program?

The Aeroplan program is the loyalty program for Air Canada. You can use Aeroplan points to fly anywhere Air Canada and their Star Alliance partners fly to.

What are some alternatives to the Aeroplan program?

There are plenty of travel programs if flying with Air Canada is not in your plans. There are other airline programs you can look at, Air Miles, or one of the many flexible rewards programs that exist.

What is the best Aeroplan credit card?

The best Aeroplan credit card is the Amex Cobalt Card. Even though it doesn’t earn Aeroplan points directly, the Membership Rewards accumulated can be transferred at a 1:1 ratio to Aeroplan. You’ll earn up to 5 points per $1 spent on all purchases, the most of any Aeroplan credit card.

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Showing 7 comments

aJ
aJ
April 19, 2019
Great article. Where do. you rate Aventura rewards relative to the ones you've reviewed above.
creditcardGenius Team
creditcardGenius Team
April 22, 2019
The CIBC Aventura rewards program is another one of the big 5 banks' rewards programs. They offer a competitive product similar to other bank rewards programs. The best use of your points would be to redeem using the Aventura Airline Rewards chart. If you'd like to read more about the CIBC Aventura program, you can find our article here: https://creditcardgenius.ca/blog/cibc-aventura-rewards/
Roy Gunell
Roy Gunell
June 8, 2018
It's interesting that none of the options focus on the 500,000 Canadians who are Snow Birds to Florida. I've benefitted from Aeroplan since 1984 and took advantage of using points to fly from Buffalo N.Y to West Palm or Ft. Lauderdale paying only $7.50 tax instead of $120 tax Toronto to same destinations. I care only about flights to S.E. Florida from Tor. to Buff. Presently using TD Visa Infinite card with a U.S. account for basically free transfer of funds, and cash back, but not reward points.
Robert
Robert
June 8, 2018
These all sound good. However, if you are travelling to Asia ( a 10+ hr. flight), I would book business class, not sardine class. Hence, only Aeroplan gives me that opportunity, versus a max. ticket price of $ 1,700 - $ 2,000. Yes, I can't pay for the taxes & fee's (hopefully, to be corrected in the new Aeroplan). To me a draw back for almost all of these cards.
James Connolly
James Connolly
June 2, 2018
Beware when using Aeroplan as it is good to check there partners, mileage needed for flights (90,000) but taxes vary considerably. Example was looking at Edmonton to Sydney return. Using purely Air Canada - Edmonton-Vancouver-Sydney return taxes were $581.61,whilst using Air Canada/United Edmonton-San Francisco- Sydney return taxes were $270.21. Also earlier this year was looking at a one way airfare Malta to Edmonton (37,500). Air Canada/Lufthansa Malta-Frankfurt-Calgary-Edmonton taxes $270.21, using Swiss/Air Canada Malta-Zurich-Toronto-Edmonton taxes were only $75.89. Ended up not using Aeroplan as I found a airfare locally with Air Malta/Westjet Malta-London-Calgary-Edmonton for $375.00 including taxes and used my MBNA points/cashback.
jIMANDKIDS tRAVEL
jIMANDKIDS tRAVEL
June 2, 2018
FYI: Re Aeroplan Redemption is to late June 2020 for reward travel to Early June 2021 (355 days or so later)
Roy Gunell
Roy Gunell
June 8, 2018
Thanks. That helps to know the timeline to use all points and bail out of Aeroplan
Koho Easy
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