Earn an unmatched 4 times the rewards on gas, groceries, dining, and entertainment with this Platinum card, bringing you even closer to your travel dreams.

Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
Extended Warranty 2 years
Purchase Protection 120 days
Price Protection Yes
Travel Accident $500,000
Emergency Medical Term 31 days
Emergency Medical over 65 10 days
Trip Cancellation $2,500
Trip Interruption $5,000
Flight Delay $1,000
Baggage Delay $1,000
Lost or Stolen Baggage $1,000
Hotel Burglary $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

If we find your match, we’ll give you up to $25 when you refer your friends.*

Our Review

Annual fees usually justify themselves by opening up a world of possibilities when it comes to benefits, perks and rewards, and if you are on the higher end of the spending scale, sometimes it makes sense to go for a card that has an annual fee.

The Scotiabank Platinum American Express has one of the highest earn rates of any travel rewards card out there. Allowing you to earn 1 point everywhere you shop, and then an unmatched 4 times the amount of points on gas, groceries, restaurants and entertainment purchases. Plus, you are given 30,000 bonus welcome points - a great way to start off your rewards.

These flexible rewards can be used on a number of things, including:

  • Travel - to anywhere, anytime, with no restrictions
  • merchandise, and…
  • gift cards

Thanks to the $399 annual fee that comes with this card, the Scotiabank Platinum Amex comes with so many great travel benefits to help make travel easier. Cardholders are given access to:

  • Scotia Rewards Travel Service - a full service travel agency.
  • Scotia Rewards Travel Advantage - includes a best price guarantee.
  • American Express Invites - which gives you Front of the Line ticket reserving to the hottest events around.
  • Priority Pass lounges - 14 free visits yearly.
  • Complimentary membership to Hertz #1 Club Gold - giving you speedier service and less paperwork.
  • 24/7 Concierge Service - to give you help when you travel, make reservations, or even shop.

This travel card from Scotiabank gives its cardholders 12 different types of travel and purchase insurance - including some of the best travel medical, best purchase protection and longest extended warranty out there. To find out more information about the insurance, check out the Insurance Coverage tab above.

Something to keep in mind - This card is an American Express card, so it isn’t accepted everywhere. If you are considering getting this card, you might want to also consider getting a Visa or Mastercard to use at locations where Amex isn’t accepted.

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