Scotiabank Scene+ Visa Review (And How To Earn Scene+ Points Fast)

The Scotiabank Scene+ Visa Card is your ticket to free movie theatre tickets, cheaper grocery runs, and discounted travel costs. This card is made for Scene points lovers.

Scene+ is one of the most popular loyalty programs in Canada, and for good reason You can earn points in so many ways and redeem them all over the country, making Scene+ one of the most flexible rewards programs around.

Below, we review the features of the Scotiabank Scene+ Visa Card, its pros and cons, and much more.

Scotiabank Scene+ Visa Card: The basics

Here's an overview of what the Scotiabank Scene+ Visa Card has to offer:

	Scotiabank Scene+ Visa Card
Annual fee	$0
Welcome bonus	$50 GeniusCash + 5,000 bonus points (terms)
Income requirements	$12,000 personal income
Earn rate	1.05%
Rewards	* 2 points per $1 spent at Sobeys, Safeway, Home Hardware, and Cineplex * 1 point per $1 spent on all other purchases
Special perks	* Save up to 20% at AVIS car rental locations worldwide * Free additional card for friend/family member

Pros and cons of the Scotiabank Scene+ Visa Card

Before you fill out a credit card application, take a second to see the biggest perks and drawbacks of the Scotiabank Scene+ Visa Card:

Pros:

• Up to 5,000 Scene+ points as a welcome bonus
• Up to 2 points per $1 spent on purchases
• 4 ways to redeem points for high value
• No annual fee
• Add another cardholder for free
• Rewards worth up to 1 CPP (cents per point)
• Members-only deals and pricing at partner grocery stores and pharmacies

Cons:

• Limited insurance coverage
• Points worth as little as 0.67 CPP
• Doesn’t earn as many points as the Scotiabank American Express Card

Looking for a premium card that earns Scene+ points? Consider the Scotiabank Gold American Express Card. Yes, there's a $120 annual fee, but you get up to welcome bonus points worth up to $500. You'll also earn up to 6 points per $1 spent, 12 types of insurance, and not have to worry about foreign transaction fees.

Who is the Scotiabank Scene+ Visa Card best for?

So, who is the Scotiabank Scene+ Visa Card for? Anyone who loves going to the movies.

Spending as little as $500 a month on this card would give you 6,000 Scene+ points for the year ‒ enough for four free general admission tickets or three enhanced tickets.

It provides a return on par (or better, depending on where you live) with some of the best no fee cards. Spending just $105 per month with this card can earn enough points for one free general admission or 3D ticket a year.

Finally, because it has no annual fee, this card is easy to carry in your wallet and a great complement to category-based cards.

However, if you’re not a moviegoer, your points won't be worth as much. You're better off considering other no fee cash back options instead.

What can you do with Scene+ points?

Scene+ is the rewards program for Scotiabank, Sobeys, and Cineplex. It’s free to join and allows you to earn Scene+ points.

Here’s how you can redeem your hard-earned points:

• Movies and concessions at Cineplex: Redeem 100 points for $1 off your purchase
• Groceries at Safeway, Sobeys, Foodland, and more: Redeem 1,000 points for $10 off
• Scene+ Travel, powered by Expedia: Redeem 100 points for $1 off
• Home Hardware purchases: Redeem 1,000 points for $10 off
• Entertainment at The Rec Room and Playdium: Redeem 500 points for $5 off, or 1,000 points for $10 off at the Rec Room
• Dining at Harvey's, Swiss Chalet, Montana’s, and more: Redeem 500 points for $5 off
• Gift cards for over 60 popular brands: Redeem 1,000 points or more for physical or digital gift cards in varying amounts

If you’re on the fence about whether or not Scene+ is worth it, remember that you can always sign up for the program without applying for the Scotiabank Scene+ Visa Card.

Try out the program for a few months to see how much value you get from it, and then apply for the card if you really want to accelerate your earnings.

FAQ

What are the perks of Scotiabank Scene+ Visa Card?

In addition to earning Scene+ points at a faster rate, you’ll get a hefty welcome bonus and a discount on Avis car rentals. Additionally, Scotiabank offers the option to get another card for a friend or family member for free.

Is Scene+ owned by Scotiabank?

Scotiabank doesn’t own the Scene+ program outright, but it partners with Cineplex and Empire Company. The Empire Company is a wholly-owned subsidiary of Sobeys and focuses on food retailing and serves the needs of Canadians.

What stores can I use my Scene+ card in?

With more than 3,300 locations to earn and redeem points, you can use your Scene+ card at stores like Sobeys, Safeway, IGA, Needs, Home Hardware, and more. You can also use it when shopping online via Rakuten.