Get A High Value Welcome Bonus With These Business Credit Cards

creditcardGenius Team
updated on Jan 20, 2023
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The personal credit card world is currently awash in outstanding welcome bonuses. Whether you want plenty of cash back or piles of travel points, there are lots of sweet deals for you to take advantage of.

But what about business credit cards? Terrific welcome bonuses aren’t just for personal cards, many business cards also offer high value rewards. The only real catch to them? You usually have to spend more on them to get the full bonus.

Here are the highlights from a few major issuers.

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BMO business credit cards

Let’s start with BMO business cards. BMO is offering some pretty sweet bonuses with a few of their business cards.

BMO Business CashBack Mastercard

If you just want a no annual fee card, the BMO CashBack® Business Mastercard®* offers cash back on all purchases.

To get you started, you’ll earn 10% cash back on gas, office supplies, and recurring cell phone/internet bills for the first 3 months. On all other purchases, you’ll get:

  • 1.75% cash back at Shell
  • 1.5% cash back on gas, office supplies, and cellphone/internet bills
  • 0.75% cash back on all other purchases

It’s a simple card if avoiding an annual fee is your game.

3.7 Genius Rating
4.5 (2) User reviews
Annual fee
$0.00
Learn more
Annual rewards
$207
Learn more
Annual savings
$1,163
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BMO CashBack® Business Mastercard®*
3.7 Genius Rating
4.5 (2) User reviews
Annual fee
$0.00
Learn more
Annual rewards
$207
Learn more
Annual savings
$1,163
Learn more
Credit estimate:
 (760 - 900)
Instant approval: Yes

BMO World Elite Business Mastercard

One of BMO’s newest business cards, the BMO® Ascend World Elite®* Business Mastercard®* is offering a good deal for new card holders.

You’ll get 70,000 100,000 BMO Rewards points after your first purchase and $3,000 per month on months 3 to 12. When redeemed for travel, those points are worth up to $670.

On all of your purchases, you’ll receive:

  • 4 points per $1 on gas, office supplies, and cell phone/internet bills
  • 1.5 points per $1 spent on all other purchases

And it has a few travel perks, like free airport lounge access and 13 types of insurance.

3.9 Genius Rating
5.0 (1) User reviews
Annual fee
$149.00 $0
1st year waived
Welcome bonus
$134
20,000 points
Annual rewards
$302
Learn more
BMO® Ascend World Elite®* Business Mastercard®*
3.9 Genius Rating
5.0 (1) User reviews
Annual fee
$149.00 $0
1st year waived
Welcome bonus
$134
20,000 points
Annual rewards
$302
Learn more
Credit estimate:
 (760 - 900)
Instant approval: Yes

BMO Air Miles World Elite Business Mastercard

If you want to earn Air Miles, BMO has you covered with the BMO® Ascend World Elite®* Business Mastercard®*.

When you sign up, you’ll earn 8,000 miles after spending $5,000 in the first 110 days, $18,000 in the first 6 months and $35,000 in the first year.

On your regular spending, you’ll get:

  • 1 mile for every $12 spent
  • 4x the miles at participating Air Miles partners

The Air Miles will add up fast with this card.

3.6 Genius Rating
3.0 (1) User reviews
Annual fee
$149.00 $0
1st year waived
Welcome bonus
$381
3,000 miles
Annual rewards
$282
Learn more
BMO AIR MILES®† World Elite®* Business Mastercard®*
3.6 Genius Rating
3.0 (1) User reviews
Annual fee
$149.00 $0
1st year waived
Welcome bonus
$381
3,000 miles
Annual rewards
$282
Learn more
Credit estimate:
 (760 - 900)
Instant approval: Yes

Amex business credit cards

Well known for their terrific personal credit cards (hello American Express Cobalt® Card), Amex also has some terrific small business credit cards.

Here are a handful running sweet welcome bonuses.

Amex Aeroplan Reserve

The American Express® Aeroplan®* Business Reserve Card is a fantastic credit card for the semi-frequent Air Canada traveller.

The welcome bonus – 90,000 Aeroplan points when you spend $10,500 in the first 3 months and spend $3,500 on month 13. That’s a lot of points you can use towards a free flight on Air Canada.

On all your purchases, here’s what you’ll earn:

  • 3 points per $1 spent on Air Canada
  • 2 points per $1 spent on hotels and car rentals
  • 1.25 points per $1 spent on all other purchases

But on top of that – there are other sweet Air Canada benefits. Here’s a few of the things you’ll get when you travel with Air Canada:

  • free first checked bag,
  • preferred pricing on reward flights,
  • annual companion voucher when you spend $25,000 annually, and
  • priority check-in, boarding, and baggage handling.

That’s a complete package when flying with Air Canada.

3.0 Genius Rating
1.0 (2) User reviews
Annual fee
See rates
Learn more
Welcome bonus
$0
Learn more
Annual rewards
$642
Learn more
American Express® Aeroplan®* Business Reserve Card
3.0 Genius Rating
1.0 (2) User reviews
Annual fee
See rates
Learn more
Welcome bonus
$0
Learn more
Annual rewards
$642
Learn more
Credit estimate:
 (660 - 724)
Instant approval: Yes

Amex Business Platinum

The last Amex card we’ll highlight is the The Business Platinum Card® from American Express.

A Membership Rewards card, you’ll earn 120,000 points after spending $15,000 in the first 3 months and making a purchase between months 15 to 17. Transfer your Rewards points to Aeroplan, and they’re worth up to $2,400.

The rewards you’ll earn on your everyday purchases are a simple – 1.25 points per $1 spent on all purchases.

This card also has a long list of premium perks, similar to what its brother (the American Express Platinum® Card) offers, such as unlimited airport lounge access and automatic Marriott Bonvoy Gold status.

4.1 Genius Rating
2.3 (3) User reviews
Annual fee
See rates
Learn more
Welcome bonus
$800
40,000 points
Annual rewards
$600
Learn more
The Business Platinum Card® from American Express
4.1 Genius Rating
2.3 (3) User reviews
Annual fee
See rates
Learn more
Welcome bonus
$800
40,000 points
Annual rewards
$600
Learn more
Credit estimate:
 (660 - 724)
Instant approval: Yes

RBC business credit cards

The last issuer we’ll take a look at is RBC. Here is what a few of their cards are offering.

RBC Avion Visa Infinite Business

One of our best business credit cards – the RBC Avion Visa Infinite Business is offering a big welcome bonus.

An RBC Rewards card, you’ll earn 25,000 points after your account is approved. Redeem with the Air Travel Redemption chart, and they’re worth up to $583.

Redeem for any travel through RBC Rewards instead, and they’re worth $250.

As to what you’ll earn on all your purchases, you’ll get:

  • 1.25 points per $1 spent on the first $75,000 in annual purchases
  • 1 point per $1 spent afterwards

You’ll also receive the standard benefits that all RBC cards get, such as saving 3 cents per litre on fuel at Petro-Canada, and getting 50 Be Well points per $1 spent at Rexall.

4.2 Genius Rating
3.7 (3) User reviews
Annual fee
$175.00
Learn more
Welcome bonus
$583
25,000 points
Annual rewards
$699
Learn more
RBC Avion Visa Infinite Business
4.2 Genius Rating
3.7 (3) User reviews
Annual fee
$175.00
Learn more
Welcome bonus
$583
25,000 points
Annual rewards
$699
Learn more
Credit estimate:
 (760 - 900)
Instant approval: No

RBC Visa Business Platinum Avion

If you want a slightly lower annual fee, the RBC Visa Business Platinum Avion is offering a good deal for new cardholders.

You’ll earn 20,000 points after your account is approved, which are worth upwards of $466.

As to your everyday purchases, you’ll earn 1 point per $1 spent on all purchases.

2.4 Genius Rating
(0) Write your review
Annual fee
$120.00
Learn more
Welcome bonus
$466
20,000 points
Annual rewards
$559
Learn more
RBC Visa Business Platinum Avion
2.4 Genius Rating
(0) Write your review
Annual fee
$120.00
Learn more
Welcome bonus
$466
20,000 points
Annual rewards
$559
Learn more
Credit estimate:
 (760 - 900)
Instant approval: No

Other business cards to look into

There are even more issuers these days that offer business credit cards. Here are some others you can look into to see what they’re offering for bonuses.

Your turn

Generally, a welcome bonus on a business credit card is no slouch, it usually just requires some extra spending to get it.

Are you planning on getting a new business credit card soon? What offers are you looking at?

Let us know in the comments below.

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Editorial Disclaimer: The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 231 Canadian credit cards.

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