Pros & cons
Pros
- Points worth up to 2.33 cents each.
- Save 3 cents per litre on fuel at Petro-Canada.
- Bonus points when shopping at Rexall.
Cons
- Only earns 1 point per $1 spent on purchases.
- Limited insurance included.
Your rewards
Getting your welcome bonus
Based on $2,000 in monthly spending, you can get up to 20,000 points which translates to an estimated $466.◊
For all welcome bonus details click here.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With RBC Visa Business Platinum Avion, here's how you earn rewards:
- 1 point per $1 spent on all purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For RBC Visa Business Platinum Avion in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Air Travel Redemption Schedule | $559 | |
| Transfer points to British Airways or Cathay Pacific | $420 | |
| Travel through RBC Rewards | $240 | |
| Charity donations | $240 | |
| Transfer points to WestJet Rewards | $240 | |
| Merchandise | $209 | |
| RBC financial products | $199 | |
| Gift Cards | $173 | |
| Statement credits | $139 |
| Redemption Option | Point Value | Total Value |
|---|---|---|
| Air Travel Redemption Schedule | 2.33 cents | $23 |
| Transfer points to British Airways or Cathay Pacific | 1.75 cents | $18 |
| Travel through RBC Rewards | 1 cent | $10 |
| Charity donations | 1 cent | $10 |
| Transfer points to WestJet Rewards | 1 cent | $10 |
| Merchandise | 0.87 cents | $9 |
| RBC financial products | 0.83 cents | $8 |
| Gift Cards | 0.72 cents | $7 |
| Statement credits | 0.58 cents | $6 |
Calculating your annual rewards
$24,000 annual spending x 2.33% return on spending = $559 annual rewards
$559 annual rewards − $120.00 annual fee = $439 net annual rewards
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Details and eligibility
- Estimated Credit Score
- 760 - 900
- Personal Income
- N/A
- Household Income
- N/A
- Annual Fee
- $120.00
- Extra Card Fee
- $50
- Card type
- Credit
- Purchase
- 20.99%
- Cash Advance
- 22.99%
- Balance Transfer
- 22.99%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
- Travel Accident
- $500,000
- Trip Cancellation
- $1,500
- Trip Interruption
- $5,000
- Flight Delay
- $500
- Baggage Delay
- $500
- Hotel Burglary
- $2,500
- Rental Car Theft & Damage
- Yes
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
RBC Visa Business Platinum Avion's 2.4 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
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