Get Up To $804 In Value With A New BMO Rewards Credit Card

creditcardGenius Team
on Mar 6, 2024
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BMO has updated the offers on 2 of their cards – the BMO Ascend World Elite Mastercard and the BMO eclipse Visa Infinite Privilege Card. You can now earn up to 120,000 bonus points, worth up to $804.

The best part is these aren't limited time offers either – it's their new permanent offers (until BMO decides to change them).

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New BMO Rewards credit card offers

Here are the quick details on the new BMO Rewards card offers and what they're worth.

BMO Credit CardPrevious BonusNew BonusMaximum Value
BMO Ascend World Elite MastercardUp to 70,000 pointsUp to 100,000 points$670
BMO eclipse Visa Infinite Privilege CardUp to 90,000 pointsUp to 120,000 points$804

BMO Ascend World Elite Mastercard

The BMO Ascend World Elite Mastercard has a new offer that's 43% better than the previous 70,000 point welcome offer. You can now earn up to 100,000 points as such:

  • 55,000 points after spending $4,500 in the first 3 months
  • 3,750 points every month you spend $2,500 in the following 12 months (up to 45,000 points)

Earn all 100,000 points and they're worth $670 when redeemed for travel, where each point is worth 0.67 cents.

While you're earning those bonus points, this is what you'll earn on all your purchases:

  • 5 points per $1 spent on travel
  • 3 points per $1 spent on dining, entertainment, and recurring bills
  • 1 point per $1 spent on all other purchases

There are also a few benefits with this card. The biggest is the airport lounge access. This card includes a Mastercard Travel Pass membership, and comes with 4 free passes, the most among World Elite Mastercards.

It also comes with one of the best travel insurance packages you can get, with 14 types included.

The annual fee is $150 (which is currently free for the first year) and income requirements of either $80,000 personal or $150,000 household.

4.3 Genius Rating
2.3 (53) User reviews
Annual fee
$150.00 $0
1st year waived
Welcome bonus
$670
100,000 points
Annual rewards
$262
GC Ends: Dec 31, 2025
Credit Card Genius Cash IconGC: $125
BMO Ascend™ World Elite®* Mastercard®*
Instant approval: Yes
Credit estimate:
4.3 Genius Rating
2.3 (53) User reviews
Annual fee
$150.00 $0
1st year waived
Welcome bonus
$670
100,000 points
Annual rewards
$262
GC Ends:
Dec 31, 2025
Credit estimate:
 (300 - 559)
Instant approval: Yes

BMO eclipse Visa Infinite Privilege Card

The ultra-premium BMO eclipse Visa Infinite Privilege Card also has a new welcome offer. It previously offers up to 100,000 points but it's now increased to 120,000 points:

  • 50,000 points after spending $3,000 in the first 3 months,
  • 30,000 points after spending $30,000 in the first 6 months, and
  • 40,000 points after spending $75,000 in the first year.

It certainly isn't easy to get, for many you'll probably just get 50,000 points. But if you get them all, 120,000 BMO Rewards points are worth $804 in travel.

This is also a full-featured card that doesn't have too many shortcomings outside of its $499 annual fee and $150,000 personal/$200,000 household income requirements.

First, here's what you'll get for rewards:

  • 5 points for every $1 spent on travel, dining, gas, groceries, and drugstores
  • 1 point per $1 spent on all other purchases

Then there are the benefits. First you'll get a $200 annual lifestyle credit, which gets automatically applied to your first purchase that's more than that.

If you add an authorized user to your account, you'll earn 25% bonus points on all your purchases (they cost $99 per year).

You also have the Visa Infinite Privilege benefits. There are 2 big ones. First is airport lounge access with a Visa Airport Companion membership, and it includes 6 free passes.

You'll also get benefits like priority security screening and preferred parking rates at these Canadian airports:

  • Montreal
  • Toronto-Billy Bishop
  • Ottawa
  • Vancouver

To top it off, it includes 12 types of insurance.

4.4 Genius Rating
3.0 (6) User reviews

Earn up to 120,000 points + 5x points + $200 annual lifestyle credit.*

Annual fee
$599.00
Learn more
Welcome bonus
$335
50,000 points
Annual rewards
$450
Offer Ends: Jan 31, 2026
BMO eclipse Visa Infinite Privilege* Card
Instant approval: Yes
Credit estimate:
BMO eclipse Visa Infinite Privilege* Card
4.4 Genius Rating
3.0 (6) User reviews

Earn up to 120,000 points + 5x points + $200 annual lifestyle credit.*

Annual fee
$599.00
Learn more
Welcome bonus
$335
50,000 points
Annual rewards
$450
Offer Ends:
Jan 31, 2026
Credit estimate:
 (560 - 659)
Instant approval: Yes

Which offer interests you?

BMO has some terrific new offers with 2 of their credit cards.

Which one interests you?

Let us know in the comments below.

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Editorial Disclaimer: The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 226 Canadian credit cards.

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