BMO and Porter Launch New Rewards Credit Cards

Cards offer enhanced benefits and earning opportunities
creditcardGenius Team
on Mar 24, 2025
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There’s a new way to earn VIPorter points: the co-branded BMO VIPorter Mastercard and World Elite Mastercard.

Today marks the launch of two new co-branded airline cards that will freshen up the airline rewards landscape in Canada.

"We are very excited about working with a partner like BMO, who shares our entrepreneurial philosophy and desire to bring products to markets that exceed customer expectations," shared Robyn van Teunenbroek, Senior Manager, Communications and Team Engagement for Porter. “We are introducing a unique product to the market that provides enhanced travel benefits and rewards for our customers.”

VIPorter header image Image credit: VIPorter

BMO VIPorter cards answer demand for something new and different

Nearly 30,000 Canadians added their names to the waitlist for these cards when they were announced a couple of months ago, which van Teunenbroek says shows clear demand for more Porter and further demonstrates the loyalty of its passengers.

This partnership offers something unique in travel rewards, and we think it’ll please Porter enthusiasts and those seeking an alternative to the existing options in the market.

"Porter is known for having the best experience for economy travellers … and VIPorter already rewards frequent travellers faster, with members earning valuable travel benefits for fewer flights and less annual spend," van Teunenbroek shares.

"These are the only travel cards in Canada that grant immediate frequent flyer benefits in an airline’s loyalty program. The partnership provides industry-leading earn rates on travel and everyday spending, giving members the ability to earn points fast. Our cards also offer unique annual travel perks: a 35% discount for up to 4 [passengers] or a $0 companion fare."

Enhanced VIPorter earn rates and travel benefits

There was previously only one way to earn VIPorter points: travelling with Porter. But with these travel credit cards, it goes without saying that cardholders will enjoy solid VIPorter earning opportunities and a suite of travel-related perks.

  • Annual fee waived for the first year
  • Up to 70,000 VIPorter points as a welcome bonus
  • Up to 3 points per $1 spent on the card
  • Boosted earn rates on transportation, gas, groceries, dining, and hotel accommodations
  • Immediate VIPorter Avid Traveller benefits – Passport Avid Traveller (Mastercard) or Avid Traveller Venture (World Elite Mastercard)
  • $1 of Avid Traveller Qualifying Spend for every $25 in eligible credit card spend
3.3 Genius Rating
1.0 (1) User reviews
Annual fee
$89.00 $0
1st year waived
Welcome bonus
$600
40,000 points
Annual rewards
$279
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $100
BMO VIPorter Mastercard®*
Instant approval: Yes
Credit estimate:
3.3 Genius Rating
1.0 (1) User reviews
Annual fee
$89.00 $0
1st year waived
Welcome bonus
$600
40,000 points
Annual rewards
$279
GC Ends:
Oct 31, 2025
Credit estimate:
 (560 - 659)
Instant approval: Yes
3.5 Genius Rating
5.0 (1) User reviews
Annual fee
$199.00 $0
1st year waived
Welcome bonus
$1,050
70,000 points
Annual rewards
$540
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $150
BMO VIPorter World Elite®* Mastercard®*
Instant approval: Yes
Credit estimate:
3.5 Genius Rating
5.0 (1) User reviews
Annual fee
$199.00 $0
1st year waived
Welcome bonus
$1,050
70,000 points
Annual rewards
$540
GC Ends:
Oct 31, 2025
Credit estimate:
 (560 - 659)
Instant approval: Yes

Credit cards mark the beginning of greater expansion for Porter

While VIPorter has traditionally played second (er, third?) fiddle to Aeroplan and WestJet Rewards, Porter is expanding quickly and has no plans to stop.

"We are used to challenging larger competitors by disrupting the market and that’s also our intention with these new cards," says van Teunenbroek.

"This is just the beginning for us. Porter will continue expanding its network across North America and we’re looking at diversifying our route map even further to include destinations such as Mexico and the Caribbean."

They recently announced that VIPorter members can redeem points for flights with partner airlines Air Transat and Alaska Airlines, which opens up over 2,000 routes for reward travel – including more of the U.S. plus Europe and the Caribbean.

Porter is growing faster than any other airline in Canada, emerging as a serious competitor to established rewards programs. These credit cards are just one step in their journey to build "a loyalty program that’s as distinct and value-focused as Porter’s flying experience," as they eloquently put it.

We’re here for it – and excited to see where it goes next.

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Editorial Disclaimer: The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 229 Canadian credit cards.

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