Showing 531 articles in the ‘Credit Cards 101’ category

My Story Of Bank Fraud: How I Deactivated Disaster

My Story Of Bank Fraud: How I Deactivated Disaster

by Team Genius | Aug 24, 2021

Identity theft, bank and credit fraud – it happens. And it hit close to home recently. Here's a team members tale of bank fraud – what happened, how it was stopped, and some lessons learned.

First “Real” Job? It's Time For A Real Credit Card

First “Real” Job? It’s Time For A Real Credit Card

by Team Genius | Aug 17, 2021

Student credit cards can be an important stepping stone in a young person’s life. But, now that you’ve landed your first “adult,” career-defining job, it’s time to part ways with the things that are no longer serving you. Say goodbye to sub-par rewards, and say hello to a whole new world of perks and assurance with an upgraded credit card.

MBNA Mastercard Insurance Changes And Your Alternatives

MBNA Mastercard Insurance Changes And Your Alternatives

by Team Genius | Jul 8, 2021

MBNA Rewards Mastercards have seen some big changes, and one area is in insurance. Here is what changed with the MBNA Mastercards in Canada.

The Time I Used 430,000 Aeroplan Points To Fly First Class to Bali, Indonesia

The Time I Used 430,000 Aeroplan Miles To Fly First Class To Bali, Indonesia

by Team Genius | Aug 17, 2023

You might think flying first-class to Bali for a 2-week long vacation just isn't in the cards for you – but you'd be wrong. Thanks to credit card rewards, or more specifically Aeroplan, I was able to book a first-class trip of a lifetime: a flight to Bali from Toronto.

Life Insurance In Canada: 8 Tips To Save Money On Your Premiums

Life Insurance In Canada: 8 Tips To Save Money On Your Premiums

by Team Genius | May 28, 2021

Life insurance in Canada can be a complex topic. There are a wide range of options available – including term, permanent, and whole life insurance – but what's the best choice for you? And how can you save money on your life insurance premiums while still getting the coverage you need?

Do You Overspend When Tipping With Plastic?

Do You Overspend When Tipping With Plastic?

by Team Genius | May 27, 2021

The recent increase in tipping options on non-traditional tipping goods and services has raised new questions about when, where, and how much to tip. When paying with your debit or credit card, it can seem so easy to give a 20% tip, but should you? Here are some suggestions on how to tip while keeping yourself on trend and on budget.

Why Millennials Shouldn't Be Afraid of Credit Cards

Why Millennials Shouldn’t Be Afraid of Credit Cards

by Team Genius | May 27, 2021

Millennials, like myself, are becoming more and more wary of credit cards and credit card debt. However, credit cards are a great way to save money and earn valuable rewards. The only thing holding us back, fellow millennial, is ourselves. Let’s take a deep “adulting” breath, and take the plunge. We may yet be surprised by the results.

How To Switch Your AIR MILES Earnings From Dream To Cash

Why Now Is The Time to Switch From AIR MILES Dream To Cash

by Team Genius | May 18, 2021

With the coronavirus pandemic and travel on lockdown, AIR MILES Cash should have better value than your Dream Miles. Want to know how to change your AIR MILES earning preference? Here are the details on how you can change your AIR MILES earning preference from Dream to Cash Miles.

Compounding Your Cash Back For Retirement

Compounding Your Cash Back For Retirement

by Team Genius | May 10, 2021

When it comes to saving for retirement, the sooner you start the better. But did you know that using your cash back credit card rewards, combined with the compounding of interest, could be the perfect way to save even more? There's no time like the present to start saving for your future.

Coronavirus And Travel Insurance: What You Need To Know

Coronavirus And Travel Insurance: What You Need To Know

by Team Genius | Apr 22, 2021

With the World Health Organization declaring coronavirus a global pandemic, you may be wondering where you stand in terms of trip cancellation and travel insurance coverage. While there are a growing number of travel advisories, most official travel restrictions apply only to a handful of countries. So, if you're planning or hoping to travel in the near future, it's very important that you verify your insurance coverage so you know exactly where you stand.

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