Showing 810 articles by ‘ccgteam’

Expired Credit Card Guide: What To Do Before And After the Expiry Date

Expired Credit Card Guide: What To Do Before And After The Expiry Date

by Team Genius | Sep 12, 2025

If your credit card is close to expiring, don’t worry. Dealing with it and activating a new card only takes a few minutes, and, when done correctly, can prevent credit card fraud.

CIBC Adapta Points: Everything You Need To Know

CIBC Adapta Points: Everything You Need To Know

by Team Genius | Sep 12, 2025

The new CIBC Adapta Mastercard earns Adapta points for every purchase you make. You can redeem them for cash back or deposit the rewards into CIBC financial products.

Your guide to credit card fees in Canada

Your Guide to Credit Card Fees in Canada

by Team Genius | Sep 12, 2025

Never be surprised by unknown fees again! Read through our handy guide on various credit card fees like foreign transaction fees, overlimit fees, late payment fees, and more.

Credit Card Balance Transfer or Personal Loan? Which Is Better?

Credit Card Balance Transfer or Personal Loan? Which Is Better?

by Team Genius | Sep 12, 2025

To tell whether a credit card balance transfer or personal loan is right for you, consider the types of debt you have, how much interest you pay, your repayment timeline.

Credit Card Interest Calculator: How Much Are You Paying The Banks In Interest?

Credit Card Interest Calculator: How Much Are You Paying The Banks In Interest?

by Team Genius | Sep 10, 2025

Credit card interest can add up fast, so learn about how much you’re paying by experimenting with our interest calculator and making a strategy for repaying your debt.

KOHO Credit Building – A Tool To Help Improve Your Credit Score

KOHO Credit Building – A Tool To Help Improve Your Credit Score

by Team Genius | Sep 10, 2025

When you sign up for the KOHO Credit Builder, you make small monthly payments toward a line of credit. Payments are reported to Equifax and can improve your credit over time.

Is Redeeming For Merchandise Worth It For A Credit Card Points Redemption?

by Team Genius | Sep 8, 2025

Redeeming rewards points for merchandise is an easy way to get something you need for free. But is it the best way to redeem credit card points? We investigate to find out if there are better ways.

Current Amex Offers To Get Bonus Rewards

Current Amex Offers To Get Bonus Rewards

by Team Genius | Sep 8, 2025

To save some extra cash, or earn bonus rewards, Amex Offers has many different offers to take advantage of. Here is our listing of all current Amex Offers available.

How Often Does Your Credit Score Update

How Often Does Your Credit Score Update – And Why Does It Fluctuate So Much?

by Team Genius | Sep 8, 2025

Your credit score changes every 30 days or so, which makes sense since your bill payment history, credit utilization, and other impacting factors change regularly too.

How To Get Cash Back In Canada

How To Get Cash Back In Canada

by Team Genius | Sep 3, 2025

Get rewarded for everyday purchases, recurring bills, and big trips by using cash back credit cards. You’ll get a percentage or flat rate of each purchase as money back.

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