Showing 810 articles by ‘ccgteam’

Prepaid Credit Cards Vs. Secured Credit Cards – Which Is Right For You?

Prepaid Credit Cards Vs. Secured Credit Cards – Which Is Right For You?

by Team Genius | Sep 19, 2025

Secured cards are generally better for building credit, while prepaid cards may include more perks and rewards, though the majority of them don’t build any credit.

Charge Card vs. Credit Card: What’s The Difference?

Charge Card Vs. Credit Card: What’s The Difference?

by Team Genius | Sep 19, 2025

Credit cards have lower interest rates and a credit limit that you borrow against, while charge cards have no preset spending limits but must be paid in full every month.

Does Cancelling Your Credit Card Hurt Your Credit Score?

Does Cancelling Your Credit Card Hurt Your Credit Score?

by Team Genius | Sep 19, 2025

The best savings accounts in Canada give you high interest rates for your money while also keeping it readily available. Here are the best high interest savings accounts in Canada.

Best Small Business Credit Cards in Canada

Best Small Business Credit Cards in Canada for 2026

by Team Genius | Sep 19, 2025

If you have a small business, your needs are a little different than those of large organizations. Take a look at these credit cards, which are tailored for small businesses.

What Are Joint Credit Cards?

What Are Joint Credit Cards?

by Team Genius | Sep 19, 2025

A joint credit card account allows two people to share the account and the debt. If you’d like to open a credit card with your spouse, take a look at the best cards.

Canada Post Prepaid Reloadable Prepaid Cards – Are They Worth It?

Canada Post Prepaid Reloadable Prepaid Cards – Are They Worth It?

by Team Genius | Sep 19, 2025

You’ve got options when it comes to prepaid credit cards, but if you’re swinging by a Canada Post, consider grabbing a prepaid Visa or Mastercard that you can easily refill.

What Is A ZIP Code On A Canadian Credit Card?

What Is A ZIP Code On A Canadian Credit Card?

by Team Genius | Sep 18, 2025

To create a usable ZIP code when shopping with your Canadian credit card in the U.S., list your three Canadian postal code numbers in order and add two zeros to the end.

CIBC Adapta Points: Everything You Need To Know

CIBC Adapta Points: Everything You Need To Know

by Team Genius | Sep 12, 2025

The new CIBC Adapta Mastercard earns Adapta points for every purchase you make. You can redeem them for cash back or deposit the rewards into CIBC financial products.

Best Credit Cards to Avoid Baggage Fees

Best Credit Cards to Avoid Baggage Fees

by Team Genius | Sep 12, 2025

There are several to choose from, but the best credit cards to avoid baggage fees include the National Bank World Elite Mastercard and the American Express Reserve Card.

Credit Card Balance Transfer or Personal Loan? Which Is Better?

Credit Card Balance Transfer or Personal Loan? Which Is Better?

by Team Genius | Sep 12, 2025

To tell whether a credit card balance transfer or personal loan is right for you, consider the types of debt you have, how much interest you pay, your repayment timeline.

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