Earn Up To 200,000 Bonus PC Points With A New PC Mastercard

Offer ends April 15, 2022.
creditcardGenius Team
on Apr 12, 2022
Fact Checked
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Looking for a new credit card? A popular set of store credit cards have welcome offers coming to an end soon.

Here’s what they are and here are welcome offers to consider (that will enter you into a draw to win a Tesla 3).

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New PC Mastercard offer

You may have received an email from PC Financial recently to sign up for a new PC Mastercard.

The offer may have varied depending on the email.

If you use this link, you can earn up to 200,000 PC points. Here’s how:

  • 50,000 points after your first purchase, and
  • 25,000 points every month you spend $500 at Loblaws stores and Esso stations in the first 6 months.

The other link you can use is this one. You can earn 100,000 bonus PC Optimum points after you make any purchase at a Loblaws store.

For either offer, you’ll need to act quickly – both expire on April 15, 2022.

These offers are valid on all 3 PC Mastercards:

  • PC Financial Mastercard
  • PC Financial World Mastercard
  • PC Financial World Elite Mastercard

Better offers for shopping at Loblaws stores

If you’re in need of a new credit card for your grocery shopping, we’ve got a few sweet cards running GeniusCash offers you may be interested in instead – on top of their standard welcome bonuses. To get your GeniusCash, you simply need to be approved for the card using our link.

These cards will offer more rewards than what PC Mastercards offer, and the bonus earn rates apply anywhere, not just Loblaws stores or Esso stations.

Our GeniusCash offers end between April 28 to April 30, 2022, so you get a bit more time. Oh, and you’ll also get a chance to win a Tesla Model 3.

Here they are, with a quick overview of each one.

Credit Card GeniusCash Offer Welcome Bonus Annual Fee/Income Requirements Apply Now
BMO CashBack World Elite Mastercard $150 GeniusCash Up to $480 cash back in the first year, first year free (terms) * $120
* $80K personal/$150K household
Apply Now
Scotiabank Momentum Visa Infinite $20 GeniusCash 10% cash back for the first 3 months, first year free (terms) * $120
* $60K personal/$100K household
Apply Now
Tangerine Money-Back Mastercard $125 GeniusCash 10% extra cash back for the first 2 months (terms) * $0
* $12K personal
Apply Now

4.6 Genius Rating
2.8 (53) User reviews
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$480
Learn more
Annual rewards
$492
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $150
BMO CashBack® World Elite®* Mastercard®*
Instant approval: Yes
Credit estimate:
4.6 Genius Rating
2.8 (53) User reviews
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$480
Learn more
Annual rewards
$492
GC Ends:
Oct 31, 2025
Credit estimate:
 (560 - 659)
Instant approval: Yes

Our top rated cash back card is offering $100 GeniusCash – the BMO CashBack® World Elite®* Mastercard®*.

Here’s what you’ll earn for cash back on all your purchases:

  • 5% cash back on groceries, up to $500 in monthly spend
  • 4% cash back on transit, up to $300 in monthly spend
  • 3% cash back on gas, up to $300 in monthly spend
  • 2% cash back on recurring bills, up to $500 in monthly spend
  • 1% cash back on all other purchases

As to your welcome bonus, you can earn up to $480 cash back in the first 12 months.

Plus, you’ll get free roadside assistance and 13 types of insurance, for a $120 annual fee.

4.3 Genius Rating
3.2 (77) User reviews
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$159
10% cash back
Annual rewards
$498
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $20
Scotia Momentum® Visa Infinite* Card
Instant approval: Yes
Credit estimate:
4.3 Genius Rating
3.2 (77) User reviews
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$159
10% cash back
Annual rewards
$498
GC Ends:
Oct 31, 2025
Credit estimate:
 (725 - 759)
Instant approval: Yes

One of the best credit cards for paying for groceries and your recurring bills is the Scotia Momentum® Visa Infinite* Card.

Offering $100 GeniusCash, you’ll earn a high rate of cash back on many basics:

  • 4% cash back on groceries and recurring bill payments
  • 2% cash back on gas and transit
  • 1% cash back on all other purchases

And, you’ll earn 10% cash back for the first 3 months, up to $2,000 in spend, on top of getting 11 types of insurance for an annual fee of $120.

4.4 Genius Rating
3.4 (79) User reviews
award seal ×1 Award winner
Annual fee
$0.00
Learn more
Welcome bonus
$106
11.13% cash back
Annual rewards
$273
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $125
Tangerine Money-Back Credit Card
Instant approval: Yes
Credit estimate:
4.4 Genius Rating
3.4 (79) User reviews
award seal 1x Award winner
Annual fee
$0.00
Learn more
Welcome bonus
$106
11.13% cash back
Annual rewards
$273
GC Ends:
Oct 31, 2025
Credit estimate:
 (660 - 724)
Instant approval: Yes

If you would prefer a no annual fee card, the Tangerine Money-Back Credit Card is offering $100.

For rewards, you can choose up to 3 categories to earn 2% cash back in, from these 10:

Tangerine Mastercard categories

You’ll earn 0.5% cash back on all other purchases.

On top of our GeniusCash offer, you’ll earn an extra 10% cash back for the first 2 months, up to $1,000 in spend.

If you meet World Mastercard income requirements of either $60,000 personal or $100,000 household, you can get the Tangerine World Mastercard®, which offers everything just described and has a few more benefits.

4.4 Genius Rating
3.3 (23) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$106
11.13% cash back
Annual rewards
$273
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $125
Tangerine World Mastercard®
Instant approval: Yes
Credit estimate:
4.4 Genius Rating
3.3 (23) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$106
11.13% cash back
Annual rewards
$273
GC Ends:
Oct 31, 2025
Credit estimate:
 (660 - 724)
Instant approval: Yes

Your turn

Whether it’s with a PC Mastercard or one of our GeniusCash offers, you’re bound to get a credit card that will give you some sweet rewards.

Any of these offers pique your interest?

Let us know in the comments below.

creditcardGenius is the only tool that compares 126+ features of 229 Canadian credit cards using math-based ratings and rankings that respond to your needs, instantly. Take our quiz and see which of Canada's 229 cards is for you.

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Editorial Disclaimer: The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 229 Canadian credit cards.

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Calvin
Calvin
November 16, 2022
Wish this had this again.
Koho Easy
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