As one of the largest online retailers in the world, there’s a good chance you do at least some shopping at Amazon. They have just about anything you may need to get, plus the convenience of having things shipped to your front door in seemingly no time at all is super attractive.
To get the most from your Amazon shopping, using the right credit card is essential. Whether you want cash back or travel rewards, there are plenty of credit cards for you to choose from.
Here’s our listing of the best Amazon credit cards you can get.
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Summary of the best credit cards for shopping at Amazon
Here’s a summary of the best credit cards for shopping at Amazon.
| Credit Card | Welcome Bonus | Earn Rate When Shopping At Amazon | Annual Fee, Income Requirements | Apply Now |
|---|---|---|---|---|
| Brim World Elite Mastercard | None | 4% cash back | * $89 * $80K personal/$150K household |
Apply Now |
| RBC Avion Visa Infinite |  $100 GeniusCash + 55,000 bonus points (terms) |
1 point per $1 spent | * $120 * $60K personal/$100K household |
Apply Now |
| SimplyCash Preferred Card from American Express | 10% cash back for the first 3 months + $50 (terms) | 2% cash back | * $119.88 * None |
Apply Now |
| American Express Green Card | 10,000 bonus points (terms) | 1 point per $1 spent | * $0 * None |
Apply Now |
What to look for when picking a credit card for shopping at Amazon
For the frequent Amazon shopper, what should you look for in a credit card?
It needs to have one of these 3 things:
- a specific multiplier for Amazon,
- a specific earn rate for online shopping, or
- a high base earn rate on every purchase.
If your Amazon shopping takes you away from the Canadian Amazon site, a credit card with no foreign exchange fees is also a must. You’ll be able to save yourself the usual 2.5% fee most credit cards charge.
And finally, yes, Amazon takes Amex credit cards, so don’t be shy about getting one here.
The best credit cards for shopping at Amazon
Now for the good stuff – the best credit cards for shopping at Amazon.
1. The best credit card for shopping at Amazon
In general, the Brim Mastercard lineup are the best Amazon cards you can get. Why? With each of them, you’ll earn double cash back at Amazon on up to $10,000 in annual purchases.
It’s not a well known fact, even Brim doesn’t really advertise this, but it can be found in an FAQ question.
Here, we’ll spotlight the Brim World Elite Mastercard for review.
Here’s what you’ll earn on all your purchases:
- 1% cash back on all purchases
Combining the double points you can earn at Amazon, it’s a return of 4% on your Amazon shopping.
But it doesn’t stop there. It also charges no foreign exchange fees, saving an extra 2.5% on purchases not made in Canadian dollars.
It also gives you:
- 12 types of insurance,
- access to installment plans, and
- bonus rewards with other Brim retail partners.
The catch? It has a high annual fee of $89, and income requirements of either $80,000 personal or $150,000 household.
If you want a card with a lower annual fee or income requirements, Brim has another card you can choose.
| Brim Credit Card | Earn Rate At Amazon | Annual Fee, Income Requirements | Apply Now |
|---|---|---|---|
| Brim Mastercard | 2% cash back at Amazon | * $0 * $15K personal |
Apply Now |
2. The best flexible rewards credit card
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On the surface, the RBC Avion Visa Infinite doesn’t seem like it would make for a good Amazon credit card, seeing as it only earns 1 point per $1 spent on all purchases.
But it’s also how much each point is worth that also matters, And in this case, each Avion Rewards point is worth up to 2.33 cents, giving all your Amazon purchases a return of 2.33%.
A caveat – maximum value is only achieved through the Air Travel Redemption chart – other redemption options will provide less value than this.
Here are your other options, and what a point is worth:
- Transfer to British Airways, Cathay Pacific, or American Airlines – 1.75 cents
- Redeem for any travel through Avion Rewards or transfer points to WestJet – 1 cent
To top it off, it also comes with 12 types of insurance, for an annual fee of $120 and income requirements of either $60,000 personal or $100,000 household.
3. A cash back credit card with no income requirements
Want high rewards without the high income requirements? Amex cards are an answer, as there are no income requirements at all.
Their premium cash back is an excellent choice for shopping at Amazon. The card in question? It’s the SimplyCash Preferred Card from American Express. You’ll earn 2% cash back on all your purchases, including at Amazon, plus 4% on gas and groceries.
The other benefits it includes?
- 10 types of insurance, and
- Typical Amex benefits of Front Of The Line and Amex Offers.
The annual fee? $119.88, and of course, no income requirements.
Amex also has a no annual fee version in the SimplyCash Card from American Express, which offers 1.25% cash back on everything.
4. A top no annual fee card
Looking to earn rewards for no annual fee? The American Express Green Card is an excellent choice.
For rewards, you’ll earn 1 point per $1 spent on all purchases. What are your points worth? The Amex Membership Rewards you collect are very valuable, and you have a few ways to use them. Here are the major options, and the return you’ll get with each one:
- Transfer to Aeroplan – 2%
- Fixed Points Travel Program – 1.75%
- Transfer to Marriott Bonvoy – 1.16%
- Redeem for any purchase – 1%
No matter what, you’re getting at least 1% back, with the opportunity to get up to 2% back.
Comparing the best credit cards for Amazon shopping
How do the best credit cards for Amazon compare? Here’s our breakdown in 3 key areas.
1. Rewards
First, the rewards. Here’s what each card offers on your purchases at Amazon.
The Brim World Elite Mastercard tops the list (so would the other Brim cards).
But no matter the card, you’re getting at least 1.5% back on your purchases with these cards.
2. Annual fee
Next, here are the annual fees for each card.
You’ve got a choice in annual fees you can pay, from none all the way up to $89.
3. Income requirements
The barrier to entry for many credit cards – the income requirements. Here’s what you’ll need to meet for income requirements on these cards.
This is where the Amex cards really shine – there are no pesky income requirements getting in your way.
The best credit card for shopping at Amazon
So what is the best credit card for shopping at Amazon? We have to give the crown to the Brim Mastercard lineup, which offers you between 2% to 4% back on your Amazon purchases.
Of course, that’s just us – your personal taste in credit cards can mean these other cards we’ve listed may also be excellent choices for you.
Want more options for online shopping? Here are the best cash back credit cards for online shopping.
What’s your go-to credit card for shopping at Amazon?
These are merely our choices for the best Amazon credit card. We’ve given several choices for you to think about.
What about you? What’s your go-to credit card for Amazon?
Let us know in the comments below.
FAQ
What should I look for in picking a credit card for shopping at Amazon?
There are 3 things you’ll want to look for when picking a credit card for your Amazon shopping:
- a specific multiplier for Amazon,
- a specific earn rate for online shopping, or
- a high base earn rate on every purchase.
What is the best credit card for shopping at Amazon?
Our top choice for the best credit card for shopping at Amazon is the Brim World Elite Mastercard. It offers 4% back on Amazon purchases and comes with no foreign exchange fees.
What is the best no annual fee credit card for shopping at Amazon?
If you want a no annual fee credit card for your Amazon shopping, the American Express Green Card offers up to 2% back on purchases.
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