Bigger Welcome Offers for Scotia Momentum Visa Cards

Plus a new perk: bigger GigSky plans
Team Genius
Written by Team Genius 
on May 5, 2026
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Scotiabank has brand new welcome offers on 2 Momentum cards. The Scotia Momentum Visa Infinite + Card (yes, it's now a Visa Infinite + card) now offers 15% cash back for 3 months, while the Scotia Momentum No-Fee Visa Card now offers 10% cash back.

Sadly, there is no offer on the Scotia Momentum Visa Card. However, it still has an introductory balance transfer offer.

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New Scotia Momentum Visa Infinite + Card offer

The new offer for the Scotia Momentum Visa Infinite + Card is 50% bigger. You'll now earn 15% cash back (instead of 10%) for the first 3 months on $2,000 in spend.

It's a maximum bonus of $300. Although you need to keep in mind that this includes what you would be earning on purchases at the regular rates.

We also have a GeniusCash offer – get $100 when you get approved through our offers page.

What are those regular earn rates? The Scotia Momentum Visa Infinite + Card is a terrific card for racking up the cash back on groceries and bills:

  • 4% cash back on groceries and recurring bill payments
  • 2% cash back on gas, transit, rideshares, and food delivery
  • 1% cash back on all other purchases

It also has a good insurance package for a cash back card with 11 types included for an annual fee of $120 that's waived for the first year.

This 15% cash back welcome offer ends on November 1, 2026.

4.4 Genius Rating
3.2 (77) User reviews
award seal ×2 Award winner
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$259
15% cash back
Annual rewards
$747
GC Ends: Jun 30, 2026
Credit Card Genius Cash IconGC: $100
Scotia Momentum® Visa Infinite +* Card
Instant approval: Yes
Credit estimate:
4.4 Genius Rating
3.2 (77) User reviews
award seal 2x Award winner
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$259
15% cash back
Annual rewards
$747
GC Ends:
Jun 30, 2026
Credit estimate:
 (725 - 759)
Instant approval: Yes

Visa Infinite + benefits

As for the new name? Visa Infinite + cards include increased free plans with GigSky.

Every year, you'll get a 10 GB GigSky global mobile plan that's good for 15 consecutive days. You'll also receive 20% off any other plans you may purchase in the year.

These new GigSky plans are also available on the Scotiabank Passport Visa Infinite + Card.

Scotia Momentum No-Fee Visa Card new offer

The no-fee Scotia Momentum No-Fee Visa Card also has a new offer. The offer has been doubled to 10% cash back for the first 3 months, on $2,000 in spending.

After it's done, there's a variety of bonus categories you'll earn cash back on.

  • 1% cash back on gas, groceries, drugstores, transit, food delivery, and recurring payments
  • 0.5% cash back on all other purchases

It also comes with an introductory balance transfer offer – 0% for 6 months, with a 2% transfer fee.

3.3 Genius Rating
2.8 (8) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$185
10% cash back
Annual rewards
$266
Offer Ends: Jul 1, 2026
Scotia Momentum No-Fee Visa Card
3.3 Genius Rating
2.8 (8) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$185
10% cash back
Annual rewards
$266
Offer Ends:
Jul 1, 2026
Credit estimate:
 (660 - 724)
Instant approval: Yes

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