Scotiabank has brand new welcome offers on 2 Momentum cards. The Scotia Momentum Visa Infinite + Card (yes, it's now a Visa Infinite + card) now offers 15% cash back for 3 months, while the Scotia Momentum No-Fee Visa Card now offers 10% cash back.
Sadly, there is no offer on the Scotia Momentum Visa Card. However, it still has an introductory balance transfer offer.
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New Scotia Momentum Visa Infinite + Card offer
The new offer for the Scotia Momentum Visa Infinite + Card is 50% bigger. You'll now earn 15% cash back (instead of 10%) for the first 3 months on $2,000 in spend.
It's a maximum bonus of $300. Although you need to keep in mind that this includes what you would be earning on purchases at the regular rates.
We also have a GeniusCash offer – get $100 when you get approved through our offers page.
What are those regular earn rates? The Scotia Momentum Visa Infinite + Card is a terrific card for racking up the cash back on groceries and bills:
- 4% cash back on groceries and recurring bill payments
- 2% cash back on gas, transit, rideshares, and food delivery
- 1% cash back on all other purchases
It also has a good insurance package for a cash back card with 11 types included for an annual fee of $120 that's waived for the first year.
This 15% cash back welcome offer ends on November 1, 2026.

Visa Infinite + benefits
As for the new name? Visa Infinite + cards include increased free plans with GigSky.
Every year, you'll get a 10 GB GigSky global mobile plan that's good for 15 consecutive days. You'll also receive 20% off any other plans you may purchase in the year.
These new GigSky plans are also available on the Scotiabank Passport Visa Infinite + Card.
Scotia Momentum No-Fee Visa Card new offer
The no-fee Scotia Momentum No-Fee Visa Card also has a new offer. The offer has been doubled to 10% cash back for the first 3 months, on $2,000 in spending.
After it's done, there's a variety of bonus categories you'll earn cash back on.
- 1% cash back on gas, groceries, drugstores, transit, food delivery, and recurring payments
- 0.5% cash back on all other purchases
It also comes with an introductory balance transfer offer – 0% for 6 months, with a 2% transfer fee.
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