Pairs well with...

 
Annual Fee
$89
Extra Card Fee
$35
Card Type
Credit
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Flight Delay $500
Baggage Delay $1,000
Lost or Stolen Baggage $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

1 Must apply by June 2, 2019. Welcome Bonus of 15,000 TD Rewards Points will be awarded to the TD Platinum Travel Visa Account (“Account”) only after the first Purchase is made on the Account. To receive the additional 10,000 TD Rewards Points, you must make $1,000 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by any one person. Rebate of the Annual Fee for the first year for the Primary Cardholder will occur when you have applied for an Account by June 2, 2019. Rebate will be applied within 2 monthly statements from the date of Account opening. The Annual Fee for any Authorized User Cards added to the Account continues to apply. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

2 Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User. Maximum of 3 Authorized User Cards on the Account.

3 Earn 3 TD Rewards Points ("Grocery Rebate") for every $1 in Purchases of groceries or grocery items ("Grocery Purchases") charged to your TD Platinum Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Grocery Purchase, as applicable. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $15,000 Cap: The Grocery Rebate is only available to a $15,000 maximum net annual spend ("$15,000 Cap"). Once the $15,000 Cap has been reached for Grocery Purchases, then any further Grocery Purchases made on the Account will earn TD Rewards Points at the standard rebate rate of 2 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of Grocery Rebate: The Grocery Rebate is in place of, and not in addition to, the Standard Rebate. Merchant Category Codes: To earn the Grocery Rebate, the Grocery Purchases must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "grocery" category. Some merchants may (i) sell groceries or grocery items; or (ii) have separate merchants located on their premises that also sell groceries or grocery items; but may not be classified with a grocery MCC and such Purchases will not earn the Grocery Rebate as applicable. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

4 Earn 3 TD Rewards Points ("PAP Rebate") on each $1 in payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees, that are set up by the merchant with your consent to be automatically charged to your TD Platinum Travel Visa Card Account ("Account") and that are classified through the Visa network as "recurring payments" ("Pre-Authorized Payments"). You must confirm with your merchant if they can accept Pre-Authorized Payments. Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Pre-Authorized Payment. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $15,000 Cap: The PAP Rebate is only available to a $15,000 maximum net annual spend ("$15,000 Cap"). Once the $15,000 Cap has been reached, then any further Pre-Authorized Payments made on the Account will only earn TD Rewards Points at the standard rebate rate of 2 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of PAP Rebate: The PAP Rebate is in place of, and not in addition to, the Standard Rebate. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5 Earn 5 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD ("Online Travel Purchases") and charged to your TD Platinum Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Online Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. Earn 3 TD Rewards Points for every $1 in Purchases of travel made by phone through Expedia For TD ("Phone Travel Purchases") and charged to your TD Platinum Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Phone Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

6 Earn 2 TD Rewards Points ("Standard Rebate") on every $1 on all other Purchases ("Other Purchases") charged to your TD Platinum Travel Visa Card Account ("Account"). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

All trade-marks are the property of their respective owners.

* Trademark of Visa International Service Association and used under license.

® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

Rate Your Wallet and find your perfect match.

Our Review

Much like the , the TD Platinum Travel Visa* Card wants to put travel at your fingertips.

One really nice difference about this card, however, is that the annual fee is lower for the primary cardholder at $89 (waived on your first year for a limited time) and $35 for authorized users, and there is no minimum income requirement.

Earning and redeeming your rewards

On your spending, this card will give you:

  • 5 points for every dollar spent on travel booked through Expedia For TD,
  • 3 points for every dollar spent on recurring bills and grocery purchases, and
  • 2 points for every other dollar spent.

As a welcome bonus, you'll enjoy up to 25,000 points, which is a great way to start saving up for the trip of your dreams – 15,000 points when you make your first purchase, with an additional 10,000 points if you spend $1,000 points in your first 90 days.

These points never expire and can be used in so many different ways, like:

  • any flight or travel package,
  • for gift cards,
  • merchandise, or
  • even as a statement credit.

The best way to use your points, however, is through Expedia For TD, where 200 points = $1 of travel. Simply log in to your account, choose the travel you want to book, and use your points at checkout. You can use as few or as many points as you like (minimum redemption of 200 points).

Curious about the TD Rewards program? Be sure to check out our detailed review.

Travel perks and benefits

On top of valuable rewards, you'll get to enjoy a fairly good insurance package that includes 7 different types of insurance like:

  • travel accident insurance,
  • baggage delay and theft, plus
  • you'll know your purchases are covered by purchase protection, and
  • extended warranty.

Also, like the , you'll be given discounts to help you save money on your travels.

Receive an annual discount on a Priority Pass membership, and a minimum of 10% off car rentals from Avis or Budget locations in Canada and the U.S., or a minimum of 5% when renting a car internationally, helping make your trip even more comfortable and affordable.

If you want a premium travel Visa without the minimum income required by most (and a lower fee) – this card could be it.

Looking for a card with no annual fee?

If you don't spend enough to justify an annual fee, or you're looking for a no fee card to pair with one of your premium credit cards, the could be a good option.

It allows you to earn TD Rewards points while paying no annual fee.

What are your thoughts?

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.

Featured In

The Globe and Mail
thestar.com
Huddle.today
Morningstar