Annual Fee
$120
Extra Card Fee
$50
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%
Personal Income
$60,000
Household Income
$100,000
Canadian resident who has reached the provincial age of majority.
  • 15,000 mile sign up bonus worth about $375 in free flights.
  • Earn 1 Aeroplan mile for every dollar you spend.
  • Earn 1.5 Aeroplan miles on gas, grocery, and drugstore purchases.
  • Priority check-in and boarding on Air Canada flights booked with Aeroplan miles.
  • Good travel insurance that also works on flights booked with Aeroplan miles.
  • 1 free checked back on Aeroplan reward flights.
  • 1 free visit to the Maple Leaf Lounge annually.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $500,000
Emergency Medical Term 15 days
Emergency Medical over 65 3 days
Trip Cancellation $1,000
Trip Interruption $2,000
Flight Delay $500
Baggage Delay $500
Lost or Stolen Baggage $500
Personal Effects $2,500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

There's an even better card for you.

Our Review

Warning: The Aeroplan program will be undergoing major changes in 2020 which could impact reward value. Full details here.

The CIBC and TD Aeroplan Visa Infinite cards are nearly identical in every way. They have slightly different insurance coverage and perks, but in terms of rewards and primary features they are twins.

You get 1 Aeroplan mile per dollar spent on most purchases and 1.5 miles per dollar spent on grocery, gas, drugstore, and Air Canada purchases.

In addition to the usual insurance coverage, concierge service, and other Visa Infinite perks - these cards offer Air Canada specific benefits. Air Canada flights booked with Aeroplan miles qualify you for priority check-in, priority boarding, and 1 free checked bag.

What’s unusual about the insurance coverage is that it also applies on reward flights as well. That’s a great perk if you fly on points frequently as opposed to paying for your tickets.

What are your thoughts?

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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