Pros & cons
Pros
- Up to 45,000 Aventura points.
- Earn up to 2 points per $1 spent on purchases.
- Points worth up to 2.29 cents each.
- Save up to 10 cents per litre on fuel at Journie Rewards gas stations.
- Visa Airport Companion Membership with 4 free passes.
Cons
- High income requirements of $60,000 personal or $100,000 household.
- Poor rewards outside of the airline rewards chart.
Your rewards
Getting your welcome bonus
Based on $2,000 in monthly spending, you can get up to 45k points + $120 which translates to an estimated $1,151.◊
For all welcome bonus details click here.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With CIBC Aventura Visa Infinite Card (QC), here's how you earn rewards:
- 2 points per $1 spent on travel booked through the CIBC Rewards Centre
- 1.5 points per $1 spent on eligible gas , groceries , EV charging , and drugstores
- 1 point per $1 spent on all other purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For CIBC Aventura Visa Infinite Card (QC) in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Airline Rewards Chart | $639 | |
| Travel through CIBC rewards | $279 | |
| Charity donations | $279 | |
| CIBC Financial Products | $232 | |
| Gift Cards | $198 | |
| Merchandise | $198 | |
| Pay with points | $176 |
Calculating your annual rewards
$24,000 annual spending x 2.66% return on spending = $639 annual rewards
$639 annual rewards − $139.00 annual fee = $500 net annual rewards
Details and eligibility
- Estimated Credit Score
- 660 - 724
- Personal Income
- $60,000
- Household Income
- $100,000
- Annual Fee
- $139.00
- Extra Card Fee
- $50
- Card type
- Credit
- Purchase
- 21.99%
- Cash Advance
- 21.99%
- Balance Transfer
- 21.99%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
- Mobile Device
- $1,000
- Travel Accident
- $500,000
- Emergency Medical Term
- 15 days
- Emergency Medical over 65
- 3 days
- Trip Cancellation
- $1,500
- Trip Interruption
- $2,000
- Flight Delay
- $500
- Baggage Delay
- $500
- Lost or Stolen Baggage
- $500
- Hotel Burglary
- $2,500
- Rental Car Theft & Damage
- Yes
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
CIBC Aventura Visa Infinite Card (QC)'s 4.2 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
Key benefits
† Terms and Conditions Apply. Select Apply Now to learn more.
User review
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