One of the most star-studded travel credit cards is also one of the most underrated. It's almost criminal that this card has not gotten a ton of attention, especially considering its industry-leading travel perks, earn rates, and ability to get you reward flights to many dream destinations.
The card we're bringing to the spotlight is the RBC British Airways Visa Infinite. With it, you can travel across the globe on British Airways or one of their oneworld alliance partners.
Curious as to where you can go and how easy it is to earn a reward flight or two? We've got the full breakdown here.
Key Takeaways
- British Airways and its oneworld alliance partners travel all over the world from Canada.
- Each British Airways Avios point is worth up to 1.75 cents per point.
- The best way to earn Avios points is with the RBC British Airways Visa Infinite card.
- Aside from high earn rates, the card also has an outstanding welcome bonus worth up to $1,050, as well as other perks.
- It's the only credit card that directly earns Avios points in Canada.
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Where British Airways (and their partners) operate in Canada
British Airways is an international carrier, and along with its partners, they operate a surprising number of flights out of the Great White North. Here's a table of the airlines you can take when you redeem your points for travel.
| Airport | oneworld Airlines |
|---|---|
| Quebec City | * American Airlines (seasonal) |
| Montreal | * American Airlines * British Airways * Qatar Airways * Royal Air Maroc * Royal Jordanian |
| Ottawa | * American Airlines |
| Toronto | * American Airlines * British Airways * Cathay Pacific |
| Calgary | * Alaska Airlines * American Airlines * British Airways (seasonal) |
| Edmonton | * Alaska Airlines * American Airlines (seasonal) |
| Vancouver | * Alaska Airlines * American Airlines * British Airways * Cathay Pacific * Fiji Airways * Japan Airlines * Qantas (seasonal) |
If you look at British Airways, they alone travel to over 100 destinations worldwide, and that's not including their partners. Considering you can redeem your points with any of their partners, this is truly a worldwide card.
How to earn British Airways Avios points
There are a few different ways to collect Avios points, including:
- booking flights, hotel stays, or car hires through British Airways,
- booking other travel-related services like airport parking or rail transfers,
- earning bonus rewards with their non-travel partners like magazine subscriptions or survey communities, and
- using an Avios-branded credit card.
Of course, we'll focus on credit cards since that's what we're experts in. British Airways is currently partnered with the biggest and one of the most trusted banks in Canada, RBC. Here's everything you need to know about their credit card offer.
The RBC® British Airways Visa Infinite‡ is the best way to earn Avios fast
If you aren't the type of jetsetter who's constantly buying plane tickets (though we all wish to be), your best bet to earn Avios points fast is with the RBC® British Airways Visa Infinite‡.
This credit card is one of RBC's top offers, and aside from earning a ton of Avios points that can get you to your next flight sooner, you'll also get luxurious perks and insurance that will give you total peace of mind no matter where you're headed.
Amazing earn rates of up to 3.5%
For starters, let's look at the earn structure:
- 3 Avios per $1 spent on British Airways and BA Holidays
- 2 Avios per $1 spent on restaurants
- 1 Avios per $1 spent on all other purchases
With each point being worth 1.75 cents each, you're looking at up to 3.5 cents per point if you make a travel booking. But a return of 1.75% isn't too shabby either considering regular cash back cards only give you around 1%.
Up to $1,050 with the welcome bonus alone
One place where this card really stands out is its welcome bonus. It's worth up to an astounding 60,000 bonus points. You'll earn this after spending $5,000 in the first 3 months and $5,000 in months 4-6. 100% attainable.
Don't want to do the math? Here's the dollar value: up to $1,050. I mean, I'd love a bonus like that at my job, but imagine if I told you that you could earn it just through your everyday spending!
How the RBC® British Airways Visa Infinite‡ can get one MORE free ticket for a loved one
This one's a little harder to get, but if you spend $30,000 annually, you'll be rewarded with a companion voucher. This lets you bring a friend, family member, or maybe lifelong nemesis along for the ride.
If you're like me and don't have many friends, you can also use it when travelling solo. In this case, it will bring the cost of Avios points required for redemption down by half.
And before we forget, yes, you can use this for any one of their oneworld alliance partners.
Insurance is fantastic, even for seniors
Since it's a travel card, it makes sense that there's a good insurance package that comes with it. In fact, the RBC® British Airways Visa Infinite‡ has 9 types of insurance. Here's the full list of what you've got coverage for:
RBC® British Airways Visa Infinite‡
| Extended Warranty | 1 year |
| Purchase Protection | 90 days |
| Travel Accident | $500,000 |
| Emergency Medical Term | 31 days |
| Emergency Medical Maximum Coverage | unlimited |
| Emergency Medical over 65 | 7 days |
| Flight Delay | $500 |
| Baggage Delay | $500 |
| Lost or Stolen Baggage | $500 |
| Hotel Burglary | $2,500 |
| Rental Car Theft & Damage | Yes |
Please review your insurance certificate for details, exclusions and limitations of your coverage.
All in all, this is pretty good, but one area where it really stands out is the travel insurance for those over 65. Credit card insurance is notorious for not being kind to those who qualify for discounts at Denny's, but this card gives you a whole week of protection.
Visa Infinite benefits are included, too
Compared to the massive welcome bonus, comprehensive insurance coverage, and companion voucher, we should also mention some of the smaller everyday benefits as well. This card comes with your standard Visa Infinite benefits, including:
- Visa Infinite Luxury Hotel Collection (includes free upgrades, food vouchers, breakfasts, VIP status, etc.),
- Visa Infinite Dining Services (exclusive access to prestigious – and downright delicious – dining events),
- Complimentary Concierge (they take all the hard work out of booking hotels, vacation planning, and more), and
- other perks like wine tastings, golf perks, and access to exclusive entertainment.
Redeeming your Avios points
It really depends on where you want to go, but all the Avios points you're going to collect will get you there with ease.
To find out, you can use their portal to see how much a rewards flight will cost. Again, you'll be able to get up to 1.75 cents per point, but there will be some variations depending on some factors. These include:
- whether the flight is during (or outside) peak season,
- how far the flight is, with longer flights costing more, and
- which airlines you're flying with and whether your travel plans include connecting flights.
Be sure to check all your options carefully to ensure you get the best value for the destination you plan on exploring. You could save a big chunk of points that way and perhaps get on your next rewards redemption flight ahead of schedule.
Are you ready to get a RBC® British Airways Visa Infinite‡
As you can see, just because a credit card is branded with an airline that isn't talked about every single day, doesn't mean the rewards aren't any good. And with that stellar welcome bonus worth $1,050, it makes the small annual fee of $165 look like nothing.
Are there any places you'd want to travel using this card? Or do you have any fun experiences with it if you already have it?
Be sure to drop a comment below and let us know what you think.
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