Showing 832 articles by ‘ccgteam’

Air Miles vs. Aeroplan: Which Is Better?

Air Miles vs. Aeroplan: Which Is Better?

by Team Genius | Nov 21, 2024

Between Air Miles and Aeroplan, we prefer Aeroplan for its benefits, earning opportunities, and high-earning credit cards.

TransUnion vs. Equifax: What’s The Difference?

TransUnion vs. Equifax: What’s The Difference?

by Team Genius | Nov 20, 2024

TransUnion and Equifax are both credit bureaus but have different algorithms and reporting dates, which can lead to differences in credit scores between them.

How To Apply For A Credit Card

How To Apply For A Credit Card

by Team Genius | Nov 14, 2024

Applying for a credit card is as simple as ensuring you meet the requirements, gathering your documents, and completing an application online or in person.

Does Applying For A Credit Card Hurt Your Credit Score?

Does Applying For A Credit Card Hurt Your Credit Score?

by Team Genius | Nov 14, 2024

Applying for a credit card can temporarily lower your credit score due to the hard inquiry, but as long as you pay your balance, it will recover.

How To Buy Aeroplan Points – And Is it Worth It?

How To Buy Aeroplan Points – And Is it Worth It?

by Team Genius | Nov 14, 2024

Generally, buying Aeroplan points isn’t worth it as you’ll pay more for them than they’re worth.

Score Free Amazon Gift Cards: 7 Easy Ways

Score Free Amazon Gift Cards: 7 Easy Ways

by Team Genius | Nov 6, 2024

Looking for ways to get a free Amazon gift card and score some goods from the world's largest online retailer? We've got you covered. We detail 8 major reward programs that let you redeem for Amazon gift cards.

No More Bonus Points On Foreign Purchases With The Amex Cobalt

No More Bonus Points On Foreign Purchases With The Amex Cobalt

by Team Genius | Oct 31, 2024

You'll no longer earn bonus rewards with the Amex Cobalt when using it outside of Canada. This is simply American Express beginning to enforce their existing credit card terms.

Introducing The 2024 creditcardGenius Scholarship Recipient

Introducing The 2024 creditcardGenius Scholarship Recipient

by Team Genius | Oct 25, 2024

Tyla-Jane Jackson is the recipient of the 2024 creditcardGenius scholarship, which she will use towards pursuing her Bachelor of Science degree at Laurentian University.

The 13 Cheapest Places To Live In Ontario

The 13 Cheapest Places To Live In Ontario

by Team Genius | Oct 24, 2024

Some of the cheapest places to live in Ontario include Sault Ste. Marie, North Bay, Peterborough, and Owen Sound.

Exclusive Offer: Up to $480 Cashback With The BMO CashBack World Elite Mastercard

Exclusive Offer: Up to $480 Cashback With The BMO CashBack World Elite Mastercard

by Team Genius | Oct 21, 2024

As an exclusive offer with the BMO CashBack World Elite Mastercard, you can earn up to $480 cashback as a welcome bonus. Here's how to earn it and what this credit card offers.

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