We have an exciting new offer for the BMO CashBack World Elite Mastercard, and it's exclusive to creditcardGenius and our sister site, moneyGenius. You can earn up to $480 in bonus cash back – an astounding offer when compared to any other cash back card.
This offer ends on November 30, 2024.
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Exclusive offer details
This offer gives you up to $480 in cash back and you’ll earn the bonus month by month.
During your first year with the card, each month you make $2,000 in purchases on the card will get you $40 in bonus cash – on top of what you earn with regular rewards. Maintain that spending every month for all 12 months and you’ll end up with a tidy sum of $480.
Plus, you can enjoy an annual fee waiver for the first year, saving you $120
Put it all together and that’s $700 in cash and savings. Among cash back credit cards, this is an offer that can't be beat.
What does BMO normally offer? The standard offer on this card is 10% cash back for 3 months on up to $2,600 in spending. The offer maxes out at $260 – but since this number includes your regular earnings, our calculator pegged it at a max value of $207.
Here’s what the BMO CashBack World Elite Mastercard offers
$150 GeniusCash + Exclusive: Up to $480 bonus cash back + First year fee waived.*
GC: $150
In terms of rewards, the card offers a wide range of bonus categories – but note the monthly caps.
- 5% cash back on groceries, up to $500 in monthly spend
- 4% cash back on transit, up to $300 in monthly spend
- 3% cash back on gas, up to $300 in monthly spend
- 2% cash back on recurring bills, up to $500 in monthly spend
- 1% cash back on all other purchases
Redeeming your cash back is easy: once you have as little as $1 accumulated, you can redeem your cash back as a statement credit or a deposit into a BMO bank account.
Extras include World Elite Mastercard benefits, 13 types of insurance, and a rare credit card roadside assistance package – one of the few cards in Canada to offer this benefit.
Will you grab this new offer?
This is just one of the new offers that BMO has rolled out – they’ve also got a promo on their Air Miles cards.
Will you be taking advantage of one of these offers? Let us know in the comments below.
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