There has been no shortage of credit card overhauls this year.
And it turns out that TD was also anxious to join in on the fun, with the TD First Class Travel Visa Infinite Card getting some particularly noteworthy changes.
Here’s what this revamped credit card has to offer.
Never miss an amazing deal again + get our bonus 250+ page eBook for FREE. Join 50,000 other Canadians who receive our weekly newsletter – learn more.
New earn rates with the TD First Class Travel Visa Infinite Card
We’ve got a brand new set of earn rates with the TD First Class Travel Visa Infinite Card.
Before, the card offered 3 TD Rewards points per $1 spent everywhere, while earning 9 points per $1 spent at Expedia For TD.
It’s got a new category structure, earning rewards at the following rates:
- 8 points per $1 spent on travel booked online through Expedia For TD,
- 6 points per $1 spent on groceries and restaurants,
- 4 points per $1 spent on recurring bill payments, and
- 2 points per $1 spent on all other purchases.
Fancy. But how does that translate into annual rewards?
Before, you earned $396 in annual rewards based on a typical $2,000 monthly spend.
But with the new earn rates, your annual rewards will increase to $432, a modest upgrade. Basically, if you’re a big grocery and restaurant spender, you’ll be earning more for rewards than you were before.
But there’s one more bonus – a birthday bonus. Every year on your birthday, you’ll earn 10% bonus points based on what you’ve earned over the previous year, up to a maximum of 10,000 points, or an extra $50 in rewards.
If you take our annual rewards of $432, that becomes $475. A big improvement over what the card used to offer.
New benefits provided by the TD First Class Travel Visa Infinite Card
There’s a couple of new things on top of the rewards.
The biggest item is the $100 annual travel credit. Make any booking through Expedia For TD, and you’ll save $100 as long as your purchase was more than $500. Easy savings.
The insurance coverage has also been updated, and now includes flight delay and mobile device insurance. Here are the full details.
TD First Class Travel® Visa Infinite* Card Please review your insurance certificate for details, exclusions and limitations of your coverage.Extended Warranty 1 year Purchase Protection 90 days Mobile Device $1,000 Travel Accident $500,000 Emergency Medical Term 21 days Emergency Medical over 65 4 days Trip Cancellation $1,500 Trip Interruption $5,000 Flight Delay $500 Baggage Delay $1,000 Lost or Stolen Baggage $1,000 Hotel Burglary $2,500 Rental Car Theft & Damage Yes
Huge new welcome bonus
Saving the best for last – the humongous new welcome bonus.
You can earn 135,000 points as follows:
- 20,000 points after your first purchase, and
- 115,000 points when you spend $5,000 in the first 180 days.
Put together, those 135,000 points are worth $675 in free travel at Expedia For TD. On top of this, the first year annual fee is rebated.
It’s among the best welcome bonuses for a flexible rewards credit card.
Any downsides?
There is one downside – the annual fee.
It’s increased from $120 to $139.
But with the annual travel credit, you’re essentially getting a premium flexible rewards credit card for a $39 annual fee, which is a pretty sweet deal.
GC: $25
$25 GeniusCash + Up to 165,000 TD Rewards points (conditions apply).*
Will you get a TD First Class Travel Visa Infinite Card?
TD has certainly upped their game when it comes to a rewards credit card.
Will you take up TD on their latest offer?
Let us know in the comments below.
creditcardGenius is the only tool that compares 126+ features of 229 Canadian credit cards using math-based ratings and rankings that respond to your needs, instantly. Take our quiz and see which of Canada's 229 cards is for you.
GC: 
Comments
Leave a comment
Required fields are marked with *. Your email address will not be published.