New BMO Credit Card Welcome Bonuses: Up To 133% More Value

creditcardGenius Team
updated on Mar 1, 2022
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Accuracy is important to us so this article has gone through a thorough 3-stage review process and fact-checked by our team.

Please note these offers are no longer available. You can find current offers here.

To top off a busy first month in the credit card world, 4 BMO credit cards from the BMO Rewards program got a facelift when it comes to welcome bonuses.

And with up to 133% more value, these are some significant upgrades.

Here’s what these new BMO credit card offers are.

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New BMO credit card offers

Here’s a summary of the BMO credit cards with new offers, and what they were offering before.

BMO Credit Card Old Offer Old Offer Maximum Value New Offer New Offer Maximum Value
BMO eclipse Visa Infinite * 45,000 points after spending $3,000 in the first 3 months
* 15,000 additional points after keeping the card for one year
$402 * 40,000 points after spending $3,000 in the first 3 months
* 30,000 additional points after spending $25,000 in the first year
$469 (16% increase)
BMO World Elite Mastercard * 25,000 points after spending $3,000 in the first 3 months
* 5,000 additional points after keeping the card for one year
$201 * 40,000 points after spending $3,000 in the first 3 months
* 2,500 additional points every month you spend $2,000 in months 4 to 15
$469 (133% increase)
BMO eclipse Visa Infinite Privilege * 35,000 points after spending $5,000 in the first 3 months
* 15,000 additional points after keeping the card for one year
$335 * 50,000 points after spending $6,000 in the first 3 months
* 40,000 additional points after spending $100,000 in the first year
$603 (80% increase)
BMO Rewards Mastercard 10,000 bonus points after spending $1,000 in the first 3 months $67 15,000 bonus points after spending $1,000 in the first 3 months $101 (50% increase)

BMO eclipse Visa Infinite

First up, the BMO eclipse Visa Infinite* Card.

An exclusive offer here at creditcardGenius, you’ll now earn up to 70,000 bonus points as such:

  • 40,000 points after spending $3,000 in the first 3 months, and
  • 30,000 additional points after spending $25,000 in the first year.

That’s an increase of 10,000 points over the older bonus, though it takes more spending to get there.

As for what the card offers? You’ll earn up to 5 points per $1 spent, plus it comes with an annual lifestyle credit of $50, for an annual fee of $120 that’s waived for the first year.

To top it off, we’re also offering $20 in GeniusCash when you get approved.

3.7 Genius Rating
2.9 (18) User reviews
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$469
70,000 points
Annual rewards
$386
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $150
BMO eclipse Visa Infinite* Card
Instant approval: Yes
Credit estimate:
3.7 Genius Rating
2.9 (18) User reviews
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$469
70,000 points
Annual rewards
$386
GC Ends:
Oct 31, 2025
Credit estimate:
 (560 - 659)
Instant approval: Yes

BMO World Elite Mastercard

BMO’s premium BMO Ascend World Elite®* Mastercard®* has a new welcome bonus, also exclusive to us and not found on BMO’s site.

You can now earn 70,000 bonus points:

  • 40,000 points after spending $3,000 in the first 3 months, and
  • 2,500 additional points every month you spend $2,000 in months 4 to 15.

It will take some time to earn the full welcome bonus, but it’s a big improvement over the previous one – giving you an additional 40,000 points. That’s a big upgrade.

On your purchases, you’ll earn up to 3 points per $1 spent, get free airport lounge access with a Mastercard Airport Experiences Membership and 4 free passes, plus 14 types of insurance, all for an annual fee of $150 that’s waived for the first year.

4.3 Genius Rating
2.3 (52) User reviews
Annual fee
$150.00 $0
1st year waived
Welcome bonus
$670
100,000 points
Annual rewards
$262
GC Ends: Oct 31, 2025
Credit Card Genius Cash IconGC: $125
BMO Ascend™ World Elite®* Mastercard®*
Instant approval: Yes
Credit estimate:
4.3 Genius Rating
2.3 (52) User reviews
Annual fee
$150.00 $0
1st year waived
Welcome bonus
$670
100,000 points
Annual rewards
$262
GC Ends:
Oct 31, 2025
Credit estimate:
 (300 - 559)
Instant approval: Yes

BMO eclipse Visa Infinite Privilege

BMO’s ultra premium BMO eclipse Visa Infinite Privilege* Card has a brand new welcome bonus, albeit one that’s tough to obtain.

You can earn up to 90,000 bonus points:

  • 50,000 points after spending $6,000 in the first 3 months, and
  • 40,000 additional points after spending $100,000 in the first year.

You saw that number right – you’ll have to spend a whopping $100,000 to earn the additional 40,000 points (we had to read that a few times ourselves when checking out BMO’s site).

So, for most people, that’s not attainable.

This card does offer quite a bit, for an annual fee of $499, getting you:

  • up to 5 points per $1 spent,
  • an annual $200 lifestyle credit,
  • 25% bonus points when you add an authorised user, and
  • a metal credit card.

4.4 Genius Rating
3.0 (6) User reviews

Earn up to 120,000 points + 5x points + $200 annual lifestyle credit.*

Annual fee
$599.00
Learn more
Welcome bonus
$335
50,000 points
Annual rewards
$450
Offer Ends: Jan 31, 2026
BMO eclipse Visa Infinite Privilege* Card
Instant approval: Yes
Credit estimate:
BMO eclipse Visa Infinite Privilege* Card
4.4 Genius Rating
3.0 (6) User reviews

Earn up to 120,000 points + 5x points + $200 annual lifestyle credit.*

Annual fee
$599.00
Learn more
Welcome bonus
$335
50,000 points
Annual rewards
$450
Offer Ends:
Jan 31, 2026
Credit estimate:
 (560 - 659)
Instant approval: Yes

BMO Rewards Mastercard

Finally, the no fee BMO Rewards Mastercard has a new welcome bonus.

You’ll earn 15,000 bonus points after spending $1,000 in the first 3 months, an increase of 50% over what was offered before.

You’ll earn a simple 1 point per $1 spent on all purchases, and it comes with a balance transfer offer of 1.99% for the first 9 months you have the card.

Your turn

BMO has some pretty sweet offers for their rewards cards, even if one of them isn’t easily attainable.

Will you take BMO up on any of their offers? What do you think of these updates to the BMO Rewards credit cards?

Let us know in the comments below.

creditcardGenius is the only tool that compares 126+ features of 229 Canadian credit cards using math-based ratings and rankings that respond to your needs, instantly. Take our quiz and see which of Canada's 229 cards is for you.

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Editorial Disclaimer: The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 229 Canadian credit cards.

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