TD has a nice and tidy portfolio of credit cards – they only have 9 available. The rest of the big 5 banks have at least 15 each.

Now they also own MBNA, which more than makes up for their lack of TD branded cards giving people plenty more options to choose from.

Their Aeroplan credit cards are really the stars of their collection though. In addition to the high value flight rewards you can get with Aeroplan (if you’re willing to be flexible and look), they also offer a nice collection of Air Canada perks. (At least until June 2020.)

Those include free checked bags, priority check-in at the airport, priority boarding at the gate, and yearly free passes to the Maple Leaf Lounge.

Their new cash back cards aren’t best in class, but TD Cash Back Visa Infinite does have an attractive sign up bonus and offers the highest cash back rate of 3% on recurring bill payments.

Five of their premium cards can be combined with an All-Inclusive banking package to rebate their annual fee 100%. The banking package itself can also be free if you keep a constant minimum $5,000 deposit in your chequing account.

That little tidbit does up the value of the cards substantially.

Compare TD Credit Cards

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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