Pros & cons
Pros
- Up to 15,000 Aeroplan points. Conditions apply.
- 1 points† for every $1 spent on eligible gas, electric vehicle charging, grocery and Air Canada® purchases.
- Preferred Pricing on Aeroplan flight rewards.
- 12 types of insurance.
Cons
- Only high value rewards are redeeming for Air Canada flights.
Your rewards
Getting your welcome bonus
Based on $2,000 in monthly spending, you can get up to 15,000 points which translates to an estimated $300.◊
For all welcome bonus details click here.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With TD Aeroplan Visa Platinum Card, here's how you earn rewards:
- 1 points per $1 spent on eligible gas , electric vehicle charging , grocery and Air Canada purchases
- 1 point per $1.50 spent on all other purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For TD Aeroplan Visa Platinum Card in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Flights | $373 | |
| Air Canada Gift Cards | $187 | |
| Car rentals | $168 | |
| Vacation packages | $155 | |
| Hotels | $153 | |
| Merchandise | $138 | |
| Gift Cards | $132 |
| Redemption Option | Point Value | Total Value |
|---|---|---|
| Flights | 2 cents | $20 |
| Air Canada Gift Cards | 1 cent | $10 |
| Car rentals | 0.9 cents | $9 |
| Vacation packages | 0.83 cents | $8 |
| Hotels | 0.82 cents | $8 |
| Merchandise | 0.74 cents | $7 |
| Gift Cards | 0.71 cents | $7 |
Calculating your annual rewards
$24,000 annual spending x 1.55% return on spending = $373 annual rewards
$373 annual rewards − $89.00 annual fee = $284 net annual rewards
Details and eligibility
- Estimated Credit Score
- 660 - 724
- Personal Income
- N/A
- Household Income
- N/A
- Annual Fee
- $89.00
- First Year Free
- Yes
- Extra Card Fee
- $35
- Card type
- Credit
- Purchase
- 21.99%
- Cash Advance Δ
- 22.99%
- Balance Transfer Δ
- 22.99%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
- Travel Accident
- $500,000
- Flight Delay
- $500
- Baggage Delay
- $1,000
- Lost or Stolen Baggage
- $1,000
- Rental Car Theft & Damage
- Yes
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
TD Aeroplan Visa Platinum Card's 2.9 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
Top cards from TD
GC: $100
GC: $25
Our review
If you're looking for a low fee Aeroplan credit card, the TD Aeroplan Visa Platinum Card fits the bill. For a lower annual fee of 89 you'll be able to earn Aeroplan points everywhere you shop.
Earn points on all your purchases
Even with an annual fee of $89 for the primary cardholder ($35 for authorized users), it’s hard to pass up the chance to earn 15,000 points after the first purchase and spending $1,000 in the first 90 days.
Everywhere you shop, you'll be earning Aeroplan points at these rates:
- 1 points per $1 spent on eligible gas, electric vehicle charging, grocery and Air Canada purchases
- 1 point per $1.50 spent on all other purchases
Don't forget about the perks
On top of valuable rewards, this card comes with 7 different types of insurance.
With this coverage, you'll be able to shop and travel with peace of mind knowing that your flight, your luggage, your rental car, and your purchases will be covered.
Your TD card will also give you a minimum of 10% off of Avis and Budget car rentals in Canada and the U.S., and a minimum of 5% when you rent a car internationally.
Alternative Aeroplan credit cards
If you want an Aeroplan card with some Air Canada benefits, the
User review
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I have stopped using this card because I understand that the Aeroplan points program is going to be suspended at the end of this year. neither Aeroplan or Visa has advised me on any of the details of the replacement program.
