SCU US Dollar Mastercard

SCU US Dollar Mastercard
2.2 Genius Rating
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Save on foreign currency conversions for U.S. dollar purchases with the SCU U.S. Dollar Mastercard. You'll earn rewards on your purchases for a low annual fee.

US$50.00
Annual fee
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$0◊
Welcome bonus
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$180◊
Annual rewards
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Monthly Spending:
$

Pros & cons

Pros

  • Pay no current transaction fees on USD purchases.
  • Earn rewards on your purchases.

Cons

  • US$50 annual fee.

Your rewards

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With SCU US Dollar Mastercard, here's how you earn rewards:

  • 1 points per US$2 spent

For all reward details click here.

How much your rewards are worth

The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For SCU US Dollar Mastercard in particular, if you spend $3,000 per month, here's our estimated annual rewards earned depending on which reward you choose:

Statement credits $180
Travel $180
Gift Cards $149

Calculating your annual rewards

$36,000 annual spending x 0.50% return on spending = $180 annual rewards

$180 annual rewards − $50.00 annual fee = $130 net annual rewards

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Details and eligibility

Estimated Credit Score
760 - 900
Personal Income
N/A
Household Income
N/A
Canadian resident who has reached the provincial age of majority.
Annual Fee
US$50.00
Extra Card Fee
$35
Card type
Credit
Purchase
19.99%
Cash Advance
22.99%
Balance Transfer
22.99%

Insurance coverage

Extended Warranty
1 year
Purchase Protection
90 days
Rental Car Theft & Damage
Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

SCU US Dollar Mastercard's 2.2 Genius Rating is based on the weighted average of the following scores:

Rewards
0.9
Fees
2.8
Insurance
1.1
Interest
2.0
Perks
1.1
Approval
1.1
Acceptance
4.5

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Awards

Each year for our annual credit card rankings our Genius Rating algorithm computes the best credit cards across 28 different categories. Here’s what this card has won this year:

X

Key benefits

  • Save on currency conversion fees for purchases made in U.S. dollars.
  • Earn 1 point per US$2 spent on all purchases.
  • Redeem your points for a statement credit, travel, gift cards, and merchandise.
  • Includes car rental insurance.
  • US$50 annual fee.

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