Best US Dollar Credit Card for 2018 award seal

US Dollar credit cards can sometimes be confused with foreign transaction credit cards, but they aren’t the same at all.

Foreign transaction credit cards save you on currency conversion fees, while US Dollar credit cards never convert currency at all keeping your currency in US funds and avoiding conversion fees.

They only make sense if you have a US Dollar bank account with a balance you can use to pay of your US card. Otherwise you’re going to have to convert your Canadian Dollars to USD first to pay off your USD credit card. Doing that is likely more expensive than just letting your CAD credit card do the conversion for you.

While most US Dollar Credit cards don’t have many frills or benefits, the does set itself apart by also giving its cardholders 1 point for every $1 spent.

While these cards are not useful for everyone, a US Dollar Credit Card makes a lot of sense if you:

  • Find yourself making a lot of purchases in US funds.
  • Travel to the United States frequently for either work or vacation.
  • Have a US bank account.
  • Receive income in US funds.

If one or more of these things are true for you, consider picking up one of these US Dollar credit cards because it could really save you in the long run.

Plus a $150 travel bonus.
Offer ends December 21, 2018.

Compare US Dollar Credit Cards

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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