Best gas credit card in Canada for 2020 award seal

Unless you drive a fully electric car or don’t own a personal vehicle, filling up at the gas station is just a common, everyday necessity. Whether you’re commuting to and from work, running errands, or going on a road trip, stops at the gas stations are just a regular part of our lives.

So, since we’re going to be buying gas anyhow, why not earn some extra rewards for these purchases?

Here we present Canada's best gas credit cards for 2020 that will help you get the best rewards for your gas purchases. Use any of these cards, and you’ll know you’re getting good rewards return value for your gas dollar.

* Note: All rewards calculations are based strictly on a monthly gas spend of $500. You can fine-tune the calculations to your own budget on the Compare Cards page.

Best gas credit cards for 2020

For all your commuting expenses, these are the best gas credit cards for 2020:

CategoryCredit CardCurrent Welcome Bonus Offer
Best gas credit cardAmerican Express® Gold Rewards Card25,000 points (terms)
Best gas card that includes free roadside assistanceTD Cash Back Visa Infinite* Card10% cash back for 3 months, annual fee rebated in the first year (terms)
Best no fee cash back gas credit cardTangerine Money-Back Credit CardNone

Review all 10 top gas credit cards.

Canada’s best gas credit card

Want the most rewards for your gas? The is the card for you.

You'll earn 2 Membership Rewards for every dollar you spend on this particular category. And while that might not seem like much, transferring them to Aeroplan at a 1:1 ratio is a great way to supercharge your rewards.

We value an Aeroplan mile at up to 2.5 cents. If you can get that point value for your redemptions (by redeeming for high value fixed mileage flights), you're looking at a return of 5%, or maybe even more, for your gas spend.

And the earnings don't just stop at gas. You'll get a welcome bonus of 25,000 points when you spend $1,500 in the first 3 months.

Then, keep earning even more points with these earn rates:

  • 2 points on groceries, drugstore, and travel purchases, and
  • 1 point on everything else.

Like all American Express credit cards, there are no minimum income requirements, so your income won't hold you back from getting approved for this card.

Best gas credit card that includes free roadside assistance

Let's face it, vehicles are mechanical contraptions that can break down. It could even be something as simple as leaving a light on and not being able to start your car because the battery is dead...

Enter roadside assistance. Get help with battery boosts, towing, tire repairs, and more so you can get on your way.

And while not in our table, the is one card that offers this to its cardholders for free. The card includes TD Deluxe Roadside Assistance, the details of which you can find here.

Not to mention you'll also earn 3% cash back on your gas purchases as well. When you combine the gas earnings and free roadside assistance, there's no question that it's a top card for anyone who does a lot of driving.

The great earn rates don't end there:

Plus, earn 10% cash back on all purchases made in the first 3 months, up to $2,000 in spend.

Great earnings and free roadside assistance? A win-win combination.

And all for an annual fee of $120 for the primary cardholder ($50 for authorized users) and income requirements of either $60,000 personal or $100,000 household.

Best no fee cash back gas credit card

If you prefer a no fee card that gives you valuable cash back, the is our winner.

Simply choose gas as one of your 2% money-back categories, and you'll earn 2% cash back on every gas purchase you make, with no limits on how much you can earn.

You also get to pick a second category for earning 2% cash back.

Here are a few of the categories you can choose:

Plus, if you deposit your rewards into a Tangerine Savings account, you'll get to choose an additional category. That's 3 categories of your choice to earn 2% cash back in.

With no annual fee and 0.5% cash back on all your other purchases, it's easy to see why this is a great no fee cash back card.

For a few more perks, you could get the instead. It has the same rewards and no annual fee, but comes with a few extra perks. Just note the minimum income requirements are either $60,000 household or $100,000 household to qualify.

Compare Canada’s Best Gas Credit Cards

How we get our rankings

How do we decide what the best gas credit cards are? We take into account over 126 features of each card, broken down into 7 main categories:

Gas page genius rating scoring

We then take those features and put them through our algorithm, which calculates a score out of 5. And since we're talking about gas credit cards, we give extra weight to the rewards category, as it's the primary feature we're after for cards on this page.

Learn more about our Genius Rating methodology.


What’s the best gas credit card in Canada?

Our current pick for the best gas credit card in Canada is the American Express Gold rewards card. You can read more about what it offers here.

Is there a good no fee credit card for gas in Canada?

There is. Our Genius Rating algorithm gives the Tangerine Money-Back Credit Card some pretty high points for a no fee credit card for earring rewards when buying gas. It has up to 3 categories of your choice in which you can earn 2% cash back, which is pretty great for a no fee card.

Are there any great gas credit cards that include free roadside assistance?

The TD Cash Back Visa Infinite Card includes complimentary roadside assistance, which is always nice to have.

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