With the Scotiabank Gold American Express Card, you can now earn up to 45,000 bonus Scene+ points. Plus, Scotiabank is also offering the first year free, which isn’t always a given with this card.
Here are the details on this offer, which ends on October 31, 2024.
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New Scotiabank Gold American Express Card offer
The previous offer for this card was 40,000 points, so it's nice to see the increase to 45,000. Here's how they're earned:
- 25,000 points after spending $1,000 in the first 3 months
- 20,000 points after spending $7,500 in the first year
Those Scene+ points are worth $450 when redeemed for the following.
- Any travel
- Sobeys and Safeway
- Cineplex
- Home Hardware
- Recipe Unlimited restaurants
Throw in the first year free and you've got an excellent offer to take advantage of.
What the Scotiabank Gold American Express Card offers
New to the Scotiabank Gold American Express Card? It's a great everyday credit card – especially if you shop frequently at Sobeys or Safeway stores.
Let's start with the rewards. Here's what it earns for Scene+ points on purchases:
- 6 Scene+ points per $1 spent at Sobeys, Safeway, FreshCo and more
- 5 Scene+ points per $1 spent on groceries, dining, and entertainment
- 3 Scene+ points per $1 spent on gas, select streaming services, and transit
- 1 Scene+ point per $1 spent on foreign currency purchases
- 1 Scene+ point per $1 spent on all other purchases
If you spend $2,000 per month, you could earn 58,800 in Scene+ points per year.
It also offers a couple more things:
- No foreign exchange fees – a rare Canadian credit card perk that saves you about 2.5% over most other credit cards on foreign currency purchases
- 12 types of insurance
This package comes with a standard annual fee of $120.

Your thoughts on Scotia's new offer
Scotia has upped the ante with an increased welcome bonus for the Scotiabank Gold American Express Card.
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