BMO has been pushing the envelope with flexible travel rewards and cash back credit cards in recent years in addition to their ever popular AIR MILES cards for avid collectors.

Unfortunately, they recently took their foot off the gas and scaled back the cash on the BMO Cash Back World Elite MasterCard by 0.25% and added extra annual fees for secondary cardholders.

Their cards are still very competitive though and even more so if you’re a premium banking client with them because they will completely waive the annual fee on some of their premium credit cards if that’s the case.

Simply apply online for the card quickly and easily, upgrade your bank account to premium, and they’ll take care of the rest. They will also waive the fees on their premium accounts if you keep a minimum monthly balance in your chequing account.

Here’s the full list of BMO cards that are available to all Canadians:

Top BMO Credit Cards

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The Globe and Mail