A no-fee BMO student card that puts you in control and lets you choose when you receive your cash back rewards.

Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Balance Transfer
Transfer Term
9 months
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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Our Review

The selection of cards out there geared towards students is a bit lacking, but the BMO CashBack Mastercard for students is at the top of the heap.

BMO CashBack Mastercard for students

Enter the BMO CashBack Mastercard for students...

You'll be rewarded with cash back on every purchase you make:

  • 3% cash back on groceries, (up to $500 in spend per month),
  • 1% cash back on recurring bill payments, and
  • 0.5% cash back on all other purchases.

Plus, as a welcome bonus, you can earn 5% cash back for the first 3 months you have this card, up to $125 in cash back rewards earned…which is pretty great for a no-fee student card.

Considering this is a no fee student card, the fact that you get any rewards at all is pretty great. BMO sweetens the deal even more by covering your purchases with purchase protection and extended warranty.

So, as long as you’re a student this card could be the perfect card for you… and it actually doesn’t matter how old you are, as long as you can prove that you are enrolled in school.

Still Not Convinced?

If this card seems like one you would be interested in, but you’re not sure a cash back card is the way you want to go, you should also check out the .

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