Pros & cons
Pros
- Up to 2 miles per $1 spent on purchases.
- 30 Flying Blue XP on your anniversary.
- 13 types of insurance.
Cons
- Limited rewards options.
- High income requirements of $80,000 personal or $150,000 household.
Your rewards
Getting your welcome bonus
Based on $2,000 in monthly spending, you can get up to 30,000 miles which translates to an estimated $600.◊
For all welcome bonus details click here.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Air France KLM World Elite MasterCard, here's how you earn rewards:
- 2 miles per $1 spent on restaurants
- 1 mile per $1 spent on all other purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For Air France KLM World Elite MasterCard in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Flights | $516 |
Calculating your annual rewards
$24,000 annual spending x 2.15% return on spending = $516 annual rewards
$516 annual rewards − $132.00 annual fee = $384 net annual rewards
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1x Award Winner
Details and eligibility
- Estimated Credit Score
- 760 - 900
- Personal Income
- $80,000
- Household Income
- $150,000
- Annual Fee
- $132.00
- Extra Card Fee
- $50
- Card type
- Credit
- Purchase
- 19.99%
- Cash Advance
- 21.50%
- Balance Transfer
- 19.99%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
- Mobile Device
- $1,000
- Event Ticket Cancellation
- $1,000
- Travel Accident
- $500,000
- Emergency Medical Term
- 15 days
- Emergency Medical over 65
- 3 days
- Trip Cancellation
- $2,000
- Trip Interruption
- $5,000
- Flight Delay
- $500
- Baggage Delay
- $1,000
- Lost or Stolen Baggage
- $1,000
- Hotel Burglary
- $2,500
- Rental Car Theft & Damage
- Yes
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
Air France KLM World Elite MasterCard's 3.7 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
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Key benefits
User reviews
Reviewed by 11 Canadians
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worst customer service i ever dealt with . The customer service who answer the phone are not professional and they look like they are forced to work in this place . They took almost one hour to dispute one item
I already have status with Air France/KLM. They seem like they do not want the business of people who already have status, they want the churners instead. Awful application process, awful customer services. Missing miles, missing XP. Cancelled.
Took me almost 6 weeks to get this card from date of application. I had to supply a photo of myself holding up my drivers licence! Yes, really. Then once the card was received trying to set the pin was a complete pain. Their system doesn't seem to like working on apple products. I received Silver status with KLM/Air France on a promo and no annual fee for the first year. I'm going to see how the card goes, how it works whilst travelling and then decide wether to keep the card or not when the fee becomes due. I'm using it mostly to book well priced business class tickets to Europe/Africa, direct on the KLM/Air France website. I received a healthy credit limit which might be another reason to keep it. We'll see........
Je suis platinum chez KLM et je ne comprends pas pourquoi KLM s'est associé à cette banque de voleur, ils ne m'ont jamais donné les miles que je devais avoir et m'ont enlevé les miles que j'avais eu après plusieurs reclamations. très déçu
Customer services is horribly slow. Brim takes the tech out of fintech, archaic processing of identity, by sending photos over email.
Several weeks of processing time, meanwhile I can get similar cards in 24 hours or less. This didn't speak well to me for a key financial product that I would use while travelling. So I ended up withdrawing my application (yet they still proceeded to pull a hard credit check).
Now considering amex instead.
